2006-08-24 03:45:00 · 13 answers · asked by secret42305 1 in Business & Finance ➔ Credit
not sure, if you have time here's a lot of types of cards and more:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!
2006-08-25 17:06:12 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It really depends on what you are looking for...if you are a transactor (someone that will use the card as an interest free loan, and pay off every month), look for rewards. Citi's ThankYou, or any of the mileage cards (beware annual fees, though).
If you'll be carrying a balance, interest rate...
If you have a balance to transfer, look at introductory rates.
2006-08-24 23:23:43 · answer #2 · answered by Jason 3 · 0⤊ 0⤋
No annual membership fees and no finance charges for the first twelve months. Another perc is when they offer no transfer fees and/or interest for "x" amount of months to pay off other balances or even write yourself a check.
As long as you pay the balance in full within the allotted time period you don't have to worry about what the finance charges are. Take advantage of using their money without paying them for it. So long as you keep this as the limit on yourself, it'll keep you from going hog-wild and charging to the limit THEY'VE set for you.
The rewards are something you'll probably never collect - they expire after a certain amount of time so it's difficult to get any real accumulation.
2006-08-24 10:59:04 · answer #3 · answered by honeybucket 3 · 0⤊ 0⤋
1. What is the interest rate AFTER the introductory rate?
2. Do they ramp up the interest rate ridiculously if the payment is two days late? ( a lot do these days)
3. Do they charge an annual fee? They have no compelling reason to if they're charging you interest.
2006-08-24 10:52:05 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Look for low interest rates and cards without annual fees.
2006-08-24 10:46:31 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Low interest
No participation fee
No activation fee
No annual fee
Rates that do not adjust based on your credit report/missed payment
Grace period for charges if paid in full within 30 days, etc
2006-08-24 12:52:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋
0% interest rate the first year with a low rate following the intro period, no fee, cash back bonus or rewards if you fly alot
i recommend citi bank divident, Bank of america rewards, and Chase rewards.
you can compare cards at www.bankrate.com
best of luck!
2006-08-24 14:10:45 · answer #7 · answered by Queen Nefertiti 3 · 0⤊ 0⤋
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2006-08-28 01:55:08 · answer #8 · answered by Anonymous · 0⤊ 0⤋
NO annual fee. If the APR is really low in the introductory period, make sure it doesnt go sky high after that!
2006-08-24 10:46:59 · answer #9 · answered by tigerchick411 2 · 0⤊ 0⤋
No annual fee, rebates, and low interest rate if you carry a balance.
2006-08-24 10:52:21 · answer #10 · answered by Barkley Hound 7 · 0⤊ 0⤋
No annual fee, low interest rates, rewards.
2006-08-24 10:47:20 · answer #11 · answered by Lee 7 · 0⤊ 0⤋