Business & Finance - 8 August 2007

almost 60 days after the card had been cancelled. They are saying that it needs to be investigated. Is this bank fraud. Shouldn't that card have come up invalid when someone tried to use it???? Is the bank responsible for replacing this money?

2007-08-08 09:08:14 · 1 answers · asked by seashell 6 in Personal Finance

almost 60 days after the card had been cancelled. They are saying that it needs to be investigated. Is this bank fraud. Shouldn't that card have come up invalid when someone tried to use it???? Is the bank responsible for replacing this money?

2007-08-08 09:07:36 · 2 answers · asked by seashell 6 in Credit

what are the chances of qualifying for a mortgage with a credit score of 547 and no money for a down payment? have any of you qualified with worse? what was your situation?

2007-08-08 09:03:31 · 6 answers · asked by omama 3 in Renting & Real Estate

i am confused on the rates for this year.
it shows different percentages for how much you you will owe, that i understand, but what does it mean when they also add ex amount of dollars on top of the percentage?


ex:
taxable income $31,850 - $77,100
(the tax is)

$4,386.25 plus 25% of the amount over 31,850


what is the extra $4,386.25 for? & how does it interfer with your income?

thanks <33333

(best nswer will get 10 points + a tumbs up!)
i have the link so you can see what im talking about

2007-08-08 09:00:04 · 4 answers · asked by ♥!BabyDoLL!♥ 5 in United States

i had negative collection accounts removed from my credit file. I negotiated this with my collectors, i would settle the debts with a stipulation that once they were paid, they would have the report completely deleted from my credit file. They agreed to this in writing. I checked all 3 credit reports a couple of days ago, and they kept their word!! (hooray).
So now, i have NO negative tradelines on my credit file whatsoever and i have 3 accounts in good standing (all of which have been opened for at least 3 years) as showing open/never late.
My question is how long do i have to wait until my credit score goes up? i want to get a car loan asap!

2007-08-08 08:59:16 · 7 answers · asked by Anonymous in Credit

2007-08-08 08:59:00 · 15 answers · asked by LD 1 in Insurance

can anyone give me advice on what to do with my bank please, last 4 months ive been getting taxed on my account, is this normal? not alot, no more than £5 but why should i be taxed on my account when i get taxed enough on my wages, on my statement it come up with TAX DEDUCTED £4.83 why?

2007-08-08 08:58:58 · 12 answers · asked by doss_gia 1 in United Kingdom

I've been charged $250 for buying jewelry, it says in my online card account, and I checked every reciept I have kept and certainly don't remember buying a jewelry. What should I do? I already called the bank and told them that I've been charged of something that I didn't buy and even called the store from where the jewelry was bought, and they just ignored my call. Answers are appreciated(:

2007-08-08 08:56:07 · 5 answers · asked by Anonymous in Credit

I'm about to get laid off, but I will be receiving two months off paid with benefits as part of a severance package. What will you do for those two months if this happened to you?

2007-08-08 08:55:38 · 22 answers · asked by Patito 4 in Other - Careers & Employment

Who of you uses a budget worksheet or spreadsheet to manage to monthly expenses? Does it really work to have one? If yes, which one do you use? Weekly or monthly? Thanks.

2007-08-08 08:54:52 · 5 answers · asked by star 1 in Personal Finance

i don't own a credit card, but i have a checking account. Will my credit score be affected since i've deleberately closed my account and they can't get money from me again? i DON'T have a CREDIT CARD so how will this affect me in the longrun?
PS THEY WON';T LET ME CANCEL THE CONTRACT.

2007-08-08 08:52:54 · 5 answers · asked by divalicous 2 in Personal Finance

I made a check for my brother and I didnt relize that I didnt have enouph in my bank account. He said he already cash it. So I think he got the money. Who would that effect me or him. Would my account bounce the check if he already cash it?

2007-08-08 08:52:25 · 21 answers · asked by cmm14513 2 in Personal Finance

ive ordered online before, but on this other site it wants to know the card issuer?..whats that? thnx for replys

2007-08-08 08:52:11 · 1 answers · asked by Anonymous in Other - Business & Finance

i mean if there is a possibility that he would rob my account? know it can seems stupid but i don't know much about it:)

2007-08-08 08:51:51 · 8 answers · asked by Anonymous in Other - Business & Finance

I was desperate to sell my house, and I found a family that wanted to rent it for a couple of months until they qualify to buy it. They have made the first two payments right on time, and the last two they still haven't paid. Now this is showing on my credit report. I know this was probably not the smartest way to go, but I was desperate to get rid of it. Now I am in a huge need of a car, and noone really wants to lend me anything due to the past due mortgage payments. Any suggestions???? Please let me know....

2007-08-08 08:50:24 · 12 answers · asked by Anonymous in Credit

I just got married.

My credit is stellar. My hubby's: not so much.

My question is, will the debts that he had before influence my credit score?

Will the debts that he's incurred since we got married influence my credit score if he fails to make timely payments?

We don't have any joint credit cards or accounts. We keep our money separate (yes, I know it's strange, but it works for us).

I know that crediors can come after me for any debts he's gotten into since we've been married if he defaults on payments, but I wonder if it's affecting my score in the mean time...

2007-08-08 08:47:18 · 3 answers · asked by Anonymous in Credit

I can get a good part time job working only like 3 days a week and making decent money?????

2007-08-08 08:46:40 · 1 answers · asked by ♥lOvE♥ 4 in Other - Careers & Employment

I am 13 and I need to get like $200 in 2 weeks how can I get that? Its really important

2007-08-08 08:39:29 · 15 answers · asked by love sucks 1 in Personal Finance

HERE IS THE QUESTION HAD HURRICANE DESTROY HOME IN 2004. INSURANCE CO. DIDN'T GIVE US ENOUGH MONEY SO HAD TO MORTGAGE FIVE ACRE'S TO GET MANUFACTURED HOME, THEN MOTHER MOVE ON LAND AFTER SHE BOUGHT HER MANUFACTURED HOME THAT ONE IS PAID IN FULL, HAD TO GET A SECOND MORTGAGE WHEN SHE GOT IN TROUBLE WITH MONEY, PAYMENTS ARE 287.00 AN 317.00 A MONTH / I HAVE NO JOB AT MOMENT / NEED TO PAY THESE OFF / I AM 53. MOTHER IS 80. BAD CREDIT BUT OWN FIVE ACRE'S 49,000.00 IS LOAN PAY OFF . EVEN IF NEED TO SIGN PAPERS WHEN ME AN MOTHER PASS AWAY COMPANY CAN TAKE ALL. NEED NAME OF COMPANY AN NUMBER NEED HELP FAST PLEASE. LAND IS WORTH BETWEEN $150,000.00 AN $300,000.00

2007-08-08 08:35:29 · 4 answers · asked by AL 1 in Personal Finance

Our office has a door lock exactly like this one:

Photo - http://www.flickr.com/photos/fboyd/502124613/

Anyone know what model/brand it is? Where can I get one? I changed it once about a year ago but now everyone knows the code. The office manager wants me to change the combo but we do not have the instructions or the little key anymore to do so. I was thinking maybe I can ask for one where they sell them. Any other ideas? Thanks for the help!

2007-08-08 08:33:22 · 2 answers · asked by Mike 1 in Other - Business & Finance

i heard that the amount of months deviates depending on what month you close in relation to November. my parents bought a house in April and they escrowed taxes and they had to pay 7 mos. in advance at closing. so if you close in August, how many months is it? thanks a lot

2007-08-08 08:28:50 · 6 answers · asked by curious girl19 1 in Renting & Real Estate

My friend just got fired today, and we thought about him applying for unemployment, just till he can get back to work, and not get too behind on his bills. I went to the offical site online, but they way they word stuff i dont really understand what he has to do. Is there an amount of time he has to wait before he can apply? and how do they decide how much youre going to be able to receive during the time youre on unemployment? can you apply directly online or do you have to download/print out the forms and mail them in? any info y'all could share so i can help him understand what to do would be great he has never had to file for unemployment and neither have i so neither of us really has a clue other than that im pretty sure he will qualify. thanks in advance :) pIeCeZ!!!

2007-08-08 08:26:56 · 6 answers · asked by pocket_full_O_posies 2 in Personal Finance

i have just seen a link to a website that claims companies will pay to put ads on my car, but the catch is you have to pay to join this website. Do you think its a total con?

2007-08-08 08:23:25 · 8 answers · asked by Vickie H 3 in Other - Advertising & Marketing

I am a single 21 year old and i have a full time job making about 21,000 a year, I have no kids and no husband. I live on my own and pay all my bills myself. I would like to receive more on my checks and get less back but i don't want to end up paying a lot at the end of the year. what should i be claiming?

2007-08-08 08:20:40 · 4 answers · asked by Lindsay S 1 in United States

I left my company in May '07. In July '07 I was notified of a $3,000 overpayment. They are sending me bills monthly wanting payment and they want me to sign a promosiary note for repayment? ALL OF THIS IS IN TEXAS! Do I have to pay them back, what would be the conquences of not paying them back and what should I do?

2007-08-08 08:20:12 · 6 answers · asked by camdfw 3 in Credit

My 17 yr. old son has done some misc. work for people over the summer. Mowing lawns for neighbors. He also helped build an addition, and did some roofing work. He was paid cash for these jobs. He was paid by the job for mowing the lawn. But the other work he was paid $10 hr. cash. Can he put this stuff down on a job application? How should he word it? Does he say self employed?

The job applications he will be filling out will be for his first job. He filled out a few applications last winter, but didn't have anything to write down for employment. He's hoping that the little bit of work he did over the summer will be helpful. He's just looking to get a job at like Walmart or something.

2007-08-08 08:19:41 · 6 answers · asked by fiestyredhead 6 in Other - Careers & Employment

I know we would be eligiable for medicaid but I woud still need his benifits in order to keep my house and pay my bills.

2007-08-08 08:18:35 · 2 answers · asked by singscale 2 in Personal Finance

2007-08-08 08:16:22 · 4 answers · asked by coup_plotter100 1 in United States

My company allows me to choose how much of my 401k money is allocated to the following funds:

Aim Funds High Yield Fund (HYINX)
Loan Fund (LOAN)
Scudder Growth & Income Fund (SCDGX)
Vanguard Index 500 Fund (VFINX)
Wells Fargo Emerging Markets (MFFAX)
Westwood Balanced Fund (WEBAX)
Westwood Equity Fund (WESWX)
Leggette & Company Stock (LAC)
Columbia Intermediate Bond (SRBFX)
First Eagle Overseas Fund (SGOVX)
Founders Growth Fund (FRGRX)
Loomis Sayles Bond Fund (LSB1Z)
Ml International Value I (MAIVX)
Neuberger Berman Genesis Fund (NBGNX)
Old Mutual Emerging Growth Fund (OBEHX)
Schwab Institutional Cash Fund (SWIXX)

I'm 22 years old, so I have quite some time before I plan to retire. I understand that I should choose an aggressive mix, but how do I know what's "aggressive?"

What percentages would you recommend choosing for each fund?

I'd really appreciate both general guidelines and specific recommendations...

2007-08-08 08:10:14 · 3 answers · asked by Anonymous in Personal Finance

Ok, how many ounces does one 41 cent stamp cover? LIke say I was sending a letter from Los Angeles, Ca to For Sill Oklahoma. Is the letter covered as long as it is undern13 ounces? And after 13 ounces it needs more stamps? Or how does that work?

2007-08-08 07:55:00 · 4 answers · asked by Anonymous in Other - Business & Finance