Business & Finance - 8 August 2007

I already have four people who'd want to start with me as a joint partnership. I have two graphics guys, me (a coder), and my friend Chris (also a coder). What else do I need, and who else do I need to get this going, and what would be my first step?

2007-08-08 03:28:22 · 5 answers · asked by ice_cream_overlord 2 in Small Business

I have excellent health benefits in my current job. I don't have to pay for any doctor appointments, office visits, or prescriptions. Where can I find the same kind of benefits?

2007-08-08 03:27:10 · 4 answers · asked by Lisa L 1 in Health Care

I am a solvent, stable, well-employed, credit-worthy individual. I bought a house 7 years ago which has more than doubled in value due to the market I'm in and of course, location-location-location. I have about $10k of debt (credit cards, automobile). To further increase the value of my home, I want to renovate my kitchen and bathrooms to the tune of about $16,000. Here's my big question: I've applied and been approved for a $30k home equity loan to finance the renovations and pay off the auto and credit card debt. Am I turning down the wrong road? Am I asking for trouble? I really, really hate debt. My home mortgage is [was] low and now I'm adding back another $30k.

I opted for the home equity loan vs. line of credit so that I got a fixed interested rate, which was important to me. I will pay off the home equity loan long before the term is up.

The return on the improvements will definitely more than double my investment in upgrading. Is this the right thing to do?

2007-08-08 03:21:38 · 11 answers · asked by ? 3 in Personal Finance

Hello All,
I am getting 35,000 in backpay wages and 10,000 for compensatory damages. I live in the state of Maryland and I just want to know how many taxes will the state take out? What tax bracket does the 35,000 fall in? I want to know exactly what I will be left with after taxes. I already know that they cannot touch the 10,000 because it is for compensatory damages. Thank You!

2007-08-08 02:56:15 · 3 answers · asked by Anonymous in United States

the family aknowledges that there was a verbal agreement but they refuse to honor it, they want me to sign a "rental" agreement now even tho I have been paying toward purchase all these years and I have made significant home improvements including, painting inside & out, new light fixtures, new sinks, floors, tile countertops etc. do I have a legal interest in this property and how do I exercise it? The owner always told me not to worry that everything was taken care of and that his family knew our agreement, I think they are getting ready to evict me since they also made an appointment with my 10 year old visiting grandaughter to bring in a realtor! I also received a threatening call on the 2nd that the "rent" was late, it wasn't due till the 10th with the original owner and there has been no new agreement other than the heirs demands. I need HELP!!! thanks....ph and did I mention I am poor and raising a grandchild as a single parent.

2007-08-08 02:55:00 · 11 answers · asked by Barb R 1 in Renting & Real Estate

2007-08-08 02:53:37 · 13 answers · asked by P.E.Z 2 in Other - Business & Finance

how to pay your bills with charter.com

2007-08-08 02:51:44 · 3 answers · asked by Anonymous in Personal Finance

Loan has 6% interest first year and 5% for the years following. Can take as long as 15 years, if necessary.
Is it smarter to maybe max 401k to employer contribution and only put half of max amount in IRA? Then, use the money not put in the IRA to pay off the loan much faster...

2007-08-08 02:45:58 · 6 answers · asked by fennellk927 2 in Personal Finance

I paid for something with my checking account card (using the credit card option). It went through 20 days later and overdrafted my account. I thought it had been taken out already. Is there some rule of how long they can wait before withdrawing it??

2007-08-08 02:45:18 · 9 answers · asked by damo 2 in Credit

Anyone in here who can help me get an Accounting/ Auditing Job in the US?

I am a Filipina with a Philippine CPA license and is also a Certified Internal Auditor (CIA, international designation for internal auditors.)

I am also working on getting my Certified Fraud Examiner's license.

I have at least 2 years banking and external audit experience.

I'd be willing to take care of the visa costs if needed.

I need referrals and serious answers please.

thank you.

2007-08-08 02:43:40 · 5 answers · asked by shiela 3 in Financial Services

I will be receiving a bonus at work that will be worth about $5000...My plan was was to put $2000 into my savings account and then use the other $3000 to pay off credit cards. I have $3200 on one card, $2700 on another, $600 on another and $2600 on another...My goal was to pay $500 on the $600 card....$1000 to pay off a car...and then use the remaining $1500 to pay on the highest interst card...the $3200 card.

Should I pay things this way or should I not put so much in savings and then pay more on the cards?

I will also be receiving another $8000 bonus in February in which I would again put $2000 in savings and use the remaining $6000 for the cards.

2007-08-08 02:40:25 · 29 answers · asked by trackman716d 1 in Personal Finance

i was receved a massage from yahoo voice told me that for security reasons your account has been deactivated.

To protect the credit card transactions made by Yahoo! users, our system is designed to safeguard against suspected fraudulent activities.

Your credit card has not been charged

what can i do now for fixing this problem

2007-08-08 02:28:13 · 3 answers · asked by `ˆ~¤§( Kamal ) 1 in Credit

I have often thought about the number of times we pay Tax on a good in the USA. Example: A seed producer charges tax upon selling the seeds to a farmer. The farmer grows wheat and again pays tax on selling is wheat to a bread maker. The bread maker sells loafs of bread to a store and pays a tax. The store sells the bread to the consumer and we pay tax. This is just an example and some think I have often thought about we paid 4 to 5 times tax on the same item.

2007-08-08 02:18:46 · 6 answers · asked by bjg76522 2 in United States

income taxes?

2007-08-08 02:09:33 · 9 answers · asked by d23man 1 in United States

The house which they are trying to let out has got very good features,but because the agents are apparently short staffed they would allow veiwing(that too no more than 4 slots available) from 10am to 11.30am on Wednesdays!!!
The house has still not gone even after 5 weeks,and many interested clients like me are not able to view it.
Obviosuly they are not helping the vendor or the potential tenant..
Is there any way we can tackle this,or we just need to bear up??

2007-08-08 02:09:33 · 8 answers · asked by jasheem k 1 in Renting & Real Estate

"Sorry, but for security reasons your account has been deactivated.

To protect the credit card transactions made by Yahoo! users, our system is designed to safeguard against suspected fraudulent activities.

Your credit card has not been charged
" what can i do now?
please answer me

2007-08-08 02:06:22 · 3 answers · asked by `ˆ~¤§( Kamal ) 1 in Credit

A. Control principle D. Flexibility principle
B. Relevance principle E. Cost-benefit principle
C. Compatibility principle


1. The principle prescribes the accounting information system to change in response to technological
advances and competitive pressures.
2. The principle prescribes the accounting information system to help monitor activities.
3. The principle prescribes the accounting information system to provide timely information
for effective decision making.
4. The principle prescribes the accounting information system to adapt to the unique characteristics
of the company.
5. The principle that affects all other accounting information system principles.

2007-08-08 01:57:09 · 2 answers · asked by sexlady 1 in Other - Business & Finance

2007-08-08 01:51:00 · 5 answers · asked by Sixela 2 in Health Care

Are the terms interchangable or are they two different things?

2007-08-08 01:36:55 · 4 answers · asked by Joe 6 in Renting & Real Estate

and without doing a background check?

Are they desperate for the money? I'm trying to see things from their point of view, and I have no experience in recruiting.

True story--this is a "contract" position--and they wanted to start me "today"---and said they'll Fed-Ex drug test paperwork this week--and if I don't pass, what they'll do is terminate my contract. Currently, I have no contract. I have signed nothing. They haven't even checked my references---they only have my resume. Something doesn't feel right about this.

I would really like your opinion. Thanks!

2007-08-08 01:30:10 · 3 answers · asked by Anonymous in Law & Legal

What do you do? I would love to hear from people that LOVE what they do for a living.

Thank you!

2007-08-08 01:27:56 · 11 answers · asked by Anonymous in Other - Careers & Employment

2007-08-08 01:16:35 · 4 answers · asked by Anonymous in Other - Business & Finance

As an entry level in the stock market business I am ready to invest 50 k and can hold for min 1 yr in the NSE.

Please let me have your valuable advise regarding the options for investment in a potentially capable companies as preferred by you.


Thank you for ur time and concern. Would appreciate if you could list down the companies.

2007-08-08 00:55:57 · 5 answers · asked by silver311 1 in Investing

it seems very cheap

2007-08-08 00:53:06 · 1 answers · asked by Anonymous in Investing

My home has been foreclosed on but there was no successful bidder and the property went back to the mortgage company. I want to keep the home and told the mortgage company that I would be able to pay off the loan balance in three weeks if they give me the banks info that I need to complete the transaction. I know the mortgage company is not obligated to sell back to me. But what are the chances? I don't want to move out.

2007-08-08 00:51:44 · 3 answers · asked by Suu S 2 in Renting & Real Estate

I know in the US you have to get a real estate licence. Is this the same case in the UK?

2007-08-08 00:51:04 · 1 answers · asked by Amanda L 1 in Renting & Real Estate

Does it mean that the business owes the money to the share holders?
do we have to consider it when we want to know the total investment in the business?

2007-08-08 00:47:48 · 3 answers · asked by lynette 2 in Corporations

private owners are asking when you fill out their rental application that you pull your own credit report and attach it to the app what can i do to overcome this i've been employed with the same company for 5 yrs. why does this not prove i am trustworthy

2007-08-08 00:34:39 · 4 answers · asked by Anonymous in Renting & Real Estate

I am investing time ,effort ,goodwill and money in arranging a house-mortgage,in UK, in two other names of my friends.I will be responsible for maintaining,letting and generally managing the property on a long term basis and build-up a portfolio.I wish to have a legal say in all these day- to-day matters ,and also in any future decisions to operate and liquidate the portfolio to share the profits .I was advised that I can get one trust deed made and signed by all of us towards this end.Suggestions are welcome.

2007-08-08 00:28:45 · 3 answers · asked by Commander Rao 1 in Renting & Real Estate

it is a debt recovery place working on behave of the bank

2007-08-08 00:27:41 · 1 answers · asked by Anonymous in Corporations