I just got married.
My credit is stellar. My hubby's: not so much.
My question is, will the debts that he had before influence my credit score?
Will the debts that he's incurred since we got married influence my credit score if he fails to make timely payments?
We don't have any joint credit cards or accounts. We keep our money separate (yes, I know it's strange, but it works for us).
I know that crediors can come after me for any debts he's gotten into since we've been married if he defaults on payments, but I wonder if it's affecting my score in the mean time...
2007-08-08 08:47:18 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
It shouldn't affect your credit score. And depending on where you live, they might or might not be able to come after you for debts he incurred since you've been married.
Not having joint accounts sounds like a real good idea.
2007-08-08 08:51:11 · answer #1 · answered by Judy 7 · 1⤊ 0⤋
it doesn't sound strange to me - i think it sounds like a smart money manager -- no his previous debts will not affect your credit score. but the debts he has acquired since marriage could fall your shoulders so i suggest you keep him on the straight and narrow now.
2007-08-08 15:56:38 · answer #2 · answered by mister ed 7 · 0⤊ 0⤋
I've been there, done that, and no you will not be affected. Just keep it separate for now and be smart. Credit takes a long time to repair.
2007-08-08 15:53:17 · answer #3 · answered by Anonymous · 0⤊ 0⤋