Business & Finance - 19 July 2007

I work online for a company based in the UK that pays me via paypal - I do not sell or anything through EBAY or auctions. So far this year, money has been tight... and I haven't stashed anything for taxes at the end of the year.

I guess I would be listed as a private contractor and would be responsible for paying my own taxes... as well my company is out of the US and no one reports my income.

I support a family of 3 and make about 45 K a year.

How much should I be saving and what do I do at the end of the year to report? For now, I live in NV which doesn't have a state tax, but in Sept - I will move to Utah.
Is there a program I should use to keep track of everything?
Also, can all those stupid paypal fees be used as an expense?

Thanks :)

2007-07-19 13:50:02 · 4 answers · asked by Willalee 5 in United States

My inlaws took out a loan in there name for a house for my husband and I. WE PAY all the morgage payments,taxes, insurance, ect. They make it seem like they only get a couple hundred $ back a year (on their taxes) for this house. I was browsing some sites and they said more like $4500, but I am not sure if that is correct. So can anyone give me an estimate on what they might get. The apprasal is valued at atleast 80,000 could possibly be more. We bought the house for 54,000
the intrest rate is 8.9500. Any help would be great!! Thanks

2007-07-19 13:48:46 · 2 answers · asked by asldkfalsdfkj 2 in United States

I have a Dell account with an APR of 29.99% . I had a credit line of $1500 w/ them and recently got an increase to $2000 about 2 mos ago. My balance is $1,036 and the interest rate is killing me! It's like I'm not getting anywhere with lowering my balance even if I pay more than the min. each month. Today, I tried asking Dell to lower my interest rate but they refused to. They supposedly say that " I'm not qualified to lower my interest rate at the moment." That pisses me off for one, I feel that I'm a good customer and I've paid my bills on time with them every month way before the due date.

Anyway, I've thought of getting a balance transfer card of 0% APR for atleast 6-12 months to pay off this line of credit ONLY. I'd only use the card for balance transfers. Is that a good idea?

Exactly how does balance transfer cards work, does it helps my score?

If I was to transfer my dell account balance onto the new card, will that mean that i have to close the dell account?

2007-07-19 13:48:18 · 8 answers · asked by CollegeChick 1 in Credit

I took california real estate principles in college, in 2003. I did not take the state exam, and it is 2007. Are my real estate principles still good to take the state exam, or will I have to retake principles to take the state exam?

2007-07-19 13:34:32 · 1 answers · asked by dh 2 in Renting & Real Estate

in the end you owe the government and them...

2007-07-19 13:19:03 · 6 answers · asked by QUETZAL 1 in United States

2007-07-19 13:18:08 · 1 answers · asked by trajan 1 in Health Care

I would like to buy a foreclosed home, but, have no idea on where to begin or how to do it. Any help would be great. Thanks..
PS Trying to find a free foreclosed website, any ideas?

2007-07-19 13:12:09 · 4 answers · asked by ccj 1 in Renting & Real Estate

I know IRS allows you to have two qualified homes and deduct interest on them, even though you don't live in the second home, as long as you don't rent it out, or you don't put it up for sale during the year.
How about if I dont' own a home (rent in one state) and buy a house I intent to live in, down the road, in another state. I don't rent or sell that house.

Is the interest tax deductible? I cant' finf this case in IRS pub 936

thanks!!!

2007-07-19 13:06:23 · 3 answers · asked by UA_Tucson_AZ 1 in United States

2007-07-19 13:04:06 · 2 answers · asked by Anonymous in Small Business

I live in MO. 2 friends and I took over the last half of a year-long lease from a group of four girls. I was added to the lease, but my 2 friends were not, the landlord demanded that the four girls remain on the lease until it was up. I lost my job and the 2 friends moved out. The 2 friends said they would help with the remainder of the rent, but so far they have both stiffed me. I got a new job, but I cannot afford the entire rent payment. In addition the land is charging $3 per day that the rent is late. Any thoughts.

2007-07-19 13:01:16 · 8 answers · asked by tkj3395 2 in Renting & Real Estate

my friends husband has colon cancer the health insurance is about to run out she is looking for morer health insurance does anyone know any health insurance that will insure him?

2007-07-19 12:53:20 · 11 answers · asked by mishoney 4 in Insurance

that involves drugs?

2007-07-19 12:50:16 · 16 answers · asked by Katie J 1 in Health Care

I recieved a payroll advance from a check cashing establishment about 3 weeks ago and they have yet to cash my check. I want to put a stop payment on it, but as bad luck would have it it'll probably try to clear my account the day I decide to do it.

If I do stop payment on it and the check never clears my bank account do I still have to pay them that money or will my debt magically disappear? LOL

2007-07-19 12:47:06 · 6 answers · asked by K.C. 5 in Credit

This place has told me that I have won $47,500 if I pay $55 there address is :
I.S.S Po Box 382
Bedford
MK40 2WZ
UK

Has anyone heard of this company as I believe it is a scam??

2007-07-19 12:42:01 · 4 answers · asked by blondde_girll 1 in Corporations

I have been an addiction counselor for a few years. I want to move into business, so I can make more money. I deal with people and paperwork all the time, so I figure Human Resources could be a good fit. Is it boring? Whats it like ?

2007-07-19 12:38:51 · 3 answers · asked by cocovan 1 in Other - Careers & Employment

Cont. I was told by the interviewer there was 14 positions needed to fill. I'm asking since I just saw the re-posting does that mean I didn't get it or of those that were interview, there was not enough to fill the 14 position requirement. It's really bugging me and I wanted this job. I was going to give them 14 days before I send a follow up letter but now I'm not sure. If I didn't get it, shouldn't I received something in the mail by now. I would think after 3 interviews and the last one was the final (phone). Is there a way to see if a background check has been done on you. Someone please let me know, thanks.

2007-07-19 12:36:47 · 4 answers · asked by nalla 2 in Other - Careers & Employment

my current employer is a big company i work at a call center and there is a lot of favortism by supervisors head of supervisors and i get paid on diferential that is we have a base pay of minimum wage plus a bonus of an extra 2 dollars every hour if we work all of our scheduled hours per pay period which is normally 88 hours per pay period if were missing 61 minutes out of those 88 hours they take away 2 dollars for every hour worked which sounds fair since those are the rules but they constantly send people home using the excuse that there is a low volume of calls coming in and they have to many people making use miss our bonus differential they take advantage of it so they wont pay us the full amount and i think they need to be reported where can i report them or how can i do something to bring this to the attention of someone that will make this compnay stop ripping and cheating their employees

2007-07-19 12:36:12 · 3 answers · asked by Anonymous in Other - Business & Finance

i am 17 and have a small job... i make less than $3,000 a year. i have been paying federal and state taxes which i don't ahve to. do i have to file a tax return and what if i am a dependent on my dad's salary?

2007-07-19 12:27:40 · 6 answers · asked by Anonymous in United States

i just got hired at smoothie king and he said i needed to fill out a W2 form. what the heck is that?

2007-07-19 12:26:18 · 10 answers · asked by cowmoomoo 3 in United States

2007-07-19 12:24:41 · 4 answers · asked by Anonymous in Renting & Real Estate

2007-07-19 12:23:54 · 7 answers · asked by yayitsamberx0x0 1 in Other - Business & Finance

2007-07-19 12:19:11 · 1 answers · asked by northwest 1 in Renting & Real Estate

2007-07-19 12:10:49 · 14 answers · asked by joyl_555 1 in Credit

Can a wage garnishment be enforced on a 1099 independent contractor?

2007-07-19 12:09:15 · 4 answers · asked by Barbara A 1 in United States

has anyone had this happen, someone has been applying for credit in my name they have my name address and dob but luckly not my ss number yet, someone not sure if same person is trying to access my online bank information, certain mail is not getting to me, there has been a couple of fraud charges on my bank account, have been told need to file police report, but how can you file police report when you do not know who is doing this?

2007-07-19 12:07:57 · 8 answers · asked by rp 2 in Credit

2007-07-19 12:06:10 · 6 answers · asked by Anonymous in Personal Finance

my grandmother is on social security, she normally gets a monthly payment of $800 (direct deposit) Today she called the bank and they told her that there was $21,000 in her account from social security. Is there something new with social security going on, or did they make a huge error and she is really lucky?

2007-07-19 12:05:01 · 4 answers · asked by searodent2001 2 in Personal Finance

Hi,my mame is marcos guevara, im 21 years old, i have a 4 month baby boy name ely. im trying to get a loan for 10.000 dollars for my mom in ecuador, shes by her self and she needs eye surgige,before she gets blind, and im the only one she has, i send her 100 dollar every two weeks so she can by her medicines she has diabites. i working on bring her over here with me. but is hard, i just became a cityzen last year, im working full time 4 amcor precast concrete comp.i been there 4 one year now. i dont have credit, yeat im staring to built one, by openig in account, and pay my bills. i dont onw money to anyboby. i need this nomey A.S.A.P. i know i can pay back in small payment. what shout i do.

2007-07-19 12:04:19 · 7 answers · asked by Anonymous in Credit

whats the difference in debit card and credit card

2007-07-19 12:04:08 · 7 answers · asked by Anonymous in Credit

I need to know what kind of company that can make 50 million to 20 billion a month or in a week. I want it to be well known. I dont want anything to do with gas. Dont worry about how much money i need to start the company just what kind.

2007-07-19 12:04:01 · 2 answers · asked by Big Q 2 in Other - Business & Finance