Renting & Real Estate - June 2007

This is my first house so I'm not sure what's normal.

2007-06-05 16:18:09 · 13 answers · asked by Diana 2

I just bought my first home in Frisco, Texas. I have to pay PMI every month. I only have 1 loan with a rate of 7.25% on a 30 year fixed.
How do I get rid of the PMI - it is very expensive and I need to get it off so I just pay the principal and interest. Should I re-finance? I have only had the loan since Jan 2007

2007-06-05 15:51:48 · 7 answers · asked by Dyba S 1

Mainly refering to the heat/air situation. no central heat and air. only that box in the wall for air and baseboard heating.

2007-06-05 15:43:02 · 10 answers · asked by Anonymous

The person who owned the condo will not answer my letters. I am only trying to get my money back and transfer the HOA monthly fees back to them. What do I need to do without having to hire an attorney? Is there some motion / form I need to fill out at the courthouse?I'm in Houston, Texas.

2007-06-05 14:40:53 · 7 answers · asked by Anonymous

2007-06-05 14:34:54 · 4 answers · asked by Anonymous

How safe is avondale arizona to live there?

I know someone who is moving there. They are going to 91st in some place called french valley or something like that.

But how safe is it?
compared to the bad parts?
is a nice and safe place to live?
Experiences?

2007-06-05 14:19:36 · 1 answers · asked by EL LOCO 2

can I legally give my town house to the bank and let them know I will no longer make payments. what is the responsible thing to do. Can you please share info with me??? I have fought to keep my house but I can't pay it no more. The bank doesn't want to work it out with me. On top I have an interest only loan please help.No stupid comments like get another job or s*** like that
Do I have to let the township and association also? I

2007-06-05 14:16:29 · 8 answers · asked by John R 2

2007-06-05 14:02:27 · 5 answers · asked by G woman 1

2007-06-05 13:59:34 · 13 answers · asked by frayre_alvaro 1

2007-06-05 13:56:35 · 2 answers · asked by Pz 1

2007-06-05 13:17:03 · 11 answers · asked by Joel M 1

2007-06-05 12:18:29 · 3 answers · asked by bmcnulty 2

I had my son two years ago and right now I work part time 24-32 hours per week with no benefits and it works out. my family have benefits through my husband job. I reacently got offord a full time postion with benefits. I really don't want ot work full time because it will be taking time away form my son but we are saving our money and plan to buy a house next year. Do we both have to work full time or just have the funds needed to purchase the property?

2007-06-05 12:13:13 · 4 answers · asked by Anonymous

is that a normal feeling before a big deal like that?

2007-06-05 12:07:59 · 4 answers · asked by stevenzepke 1

I am buying a home and I was told I would need to pay about $500.00 for a survey. I received a package from my title company I am using today with a survey in it, but it is dated 1982. Is this going to work? Why would they send me this?

2007-06-05 12:02:23 · 2 answers · asked by pooh bear 4

This is in Texas, and there is no mental challenge, etc. Just a regular foreclosure.

2007-06-05 11:45:57 · 3 answers · asked by geriatriclime 1

My aunt abused her POA for Grandma and sold one of her properties (we have been to a lawyer who states the sale was legal). My aunt used Grandma as the "lender" or the mortgage company per se. Grandma does not want to be the lender. She is 87 years old and this is a 30 year note for $80K with 2%, yes that's TWO percent interest. We would like to know how to make the borrowers refinance the loan elsewhere, or how my Grandma can sell the loan. One of the borrowers has recently passed away, can we use that to ask them to refinance? Please HELP!

2007-06-05 11:30:39 · 5 answers · asked by irolg 1

ok well i moved in 1 year ago and everything was going fine the "landlord" lives upstairs alone but heres the thing. We asked her if we could have a dog she was like i have to ask my boyfriend then we asked her if we could put some things downstairs in the basement because we dont have enough room, and if we could put a little sandbox in the back for my 2 year old to play and everything is I HAVE TO ASK MY BOYFRIEND!! Its really bothering me beacuse I dont know whos house im living in. Does anyone know how i can find out who really owns this house?

2007-06-05 11:28:21 · 8 answers · asked by jlt111804@verizon.net 1

2007-06-05 11:21:34 · 11 answers · asked by T 1

My husband and I are first time homebuyers and not at all familiar with this real estate stuff. We have found a house we really like, and went through the whole negotiating process with the seller (which is a bank, b/c the house was a foreclosure). They finally accepted our offer and we signed a sales contract. I recently rode by the house and there was another real estate agent at the house showing it to another potential buyer. My question is, if they receive another bid that is better than ours, can the seller(bank) back out of the contract with us? Also, is it normal for the house to continue to be shown even though a sales contract has been signed on the house? Thanks so much for all the help!

2007-06-05 11:20:44 · 6 answers · asked by Anonymous

If I(28 year old single male) didn't work for 4 years so no income verification? If someone buys a house, does some entity report it to the IRS for any reason?

2007-06-05 11:03:42 · 4 answers · asked by Anonymous

2007-06-05 10:59:06 · 5 answers · asked by Anonymous

I just graduated from college and found a lucrative finance job in the financial district. Many people have said to live in Brooklyn, where I can can get a place for, say, $900/mo/person with a roommate. This would be a 25 minute commute on the subway.

Alternatively, a few people said to get a convertible 1 bedroom in downtown Manhattan and install a false wall and pay $1400/mo/person with a roommate. This would be a 5 minute commute on foot.

I'm not sure which is wiser. $500x12 is a big difference and even bigger to a college student who compares dollar values to pizzas and cases of beer. Should I live in Manhattan rent or should just pretend I still live in a dorm, suck it up, and save the dollar difference for another eventual expense (i.e. MBA, down payment, vacation, sports car...).

I worked hard in school - I don't want to be a cheapskate but I don't want to be an indebted Yuppie either.

2007-06-05 10:54:26 · 5 answers · asked by Anonymous

I missed the call cause I am 2 hours behind their time zone, but my loan officer called today and wanted me to call him back. Is it better if they call? I mean, is it more likely that my loan got approved? I originally sent him everything he needed to approve me last Friday.

2007-06-05 10:39:06 · 7 answers · asked by ♥ Mary ♥ 4

Our land lord is a very difficult and hostile person. I don't trust her to return our security deposit. Can we withhold our last 2 months of rent which would be the same as the security deposit. I feel pretty certain that she will pull some stunt to keep the deposit as she has been very petty and difficult to deal with.

2007-06-05 10:37:09 · 16 answers · asked by dardar 2

I have several homes in "low income" areas of my city. I have purposely planted many fruit trees on them. Peaches, cherries, plums, apples, etc. My idea was that I needed trees anyway and my families would benefit from free fresh fruit for their children.

One rental property had this wonderful 10 year old peach tree on it. The city came in and cut it down! Without notice! They are complaining that I planted it in the city zone of my yard, near the city planted tree. That is true, I was thinking of the shade it would provide later (like NOW).

I am really upset, but do not know who to complain to. I know I cna't get the tree back. But, there is so much about affordable housing that I am really frustrated. I am trying to provide affordable housing in homes for families that provide for their needs. Fenced in front yards, trees and bushes (I even have citrus hedges in some) make my houses more "homey" then most. IMO anyway.

2007-06-05 09:54:42 · 6 answers · asked by Landlord 7

2007-06-05 09:46:55 · 4 answers · asked by L 1

I was told the best option is to take out a home equity loan, but I do not have enough equity in my house to do so. The condo is in St. Martin and is an absolute steal at $65.000. I would use the condo as a vacation home. I have good credit and income.

2007-06-05 09:39:47 · 2 answers · asked by shawgo2001 1

i was just told today that a zillion contractors heard that michael jordan was going to buy this house across the street from mine. he stayed 2 houses up the road for a week once. If you know anything about this please tell me.

2007-06-05 09:34:35 · 3 answers · asked by Anonymous

2007-06-05 09:34:11 · 7 answers · asked by shaw 3