Renting & Real Estate - July 2007

I own my own home and owe $55,000 on the first mortgage. Looking for some kind of loan to do some repairs ( home equity,refinance...ect.) but, my credit is not that good. Any ideas?

2007-07-31 23:04:42 · 4 answers · asked by lizzy2001 2

Are these sites a waste of my time and money? can you elly get ahold of these properties at such a cut rate?

2007-07-31 20:49:58 · 3 answers · asked by Anonymous

if anyone out there have try it and could make aliving out of it, please let me know. Thank you

2007-07-31 20:15:47 · 2 answers · asked by huong n 1

After the loan files are reviewed they been sold to investors like Freddie mac and fannie mae. Suppose if a borrower chooses his purchase loan to be refinanced, they how will this work out? Could anyone explain it to me in detail?

2007-07-31 19:56:23 · 4 answers · asked by Anonymous

2007-07-31 17:32:45 · 10 answers · asked by jeanflynda 1

2007-07-31 17:29:04 · 3 answers · asked by ROBERT S 1

2007-07-31 17:18:34 · 7 answers · asked by fairyred25 1

We are moving with our taxes out of the state and have lived here for 2.5 years already.
Recently, neighbors moved downstairs who I hate!! Will this 8 months go quickly???

2007-07-31 17:17:47 · 6 answers · asked by Bien Chula 5

I cant sell my land or condo in florida..market is terrible. Hence the pain of making these mortgage payments. I'm barely making it. Paycheck to paycheck. Whats worst is the interest only payments on my condo. I live in it. But big deal. Not building equity and cant refinance either--- too costly. I will never buy property again! Everyone talks about how great it is to own property? Where are perks?? Both properties are cash cows eating away at my savings. Im better off renting and getting rich. If I would have stayed renting I would have saved 50k in the bank! Now instead, im just 150k in debt! Home ownership isnt the American Dream. Its the american nightmare. When you are making mortgage payments the bank owns it. They are just waiting for you to foreclose.

Renting is the greatest! I wish i was a renter again!..No more taxes, association fees, maintenance, and Insurance costs! What a waste of money. I need help.

Dont know what to do. Need help.

2007-07-31 17:08:08 · 6 answers · asked by Anonymous

I live in a 6 unit apartment complex, but there is only dirty concrete around it and nothing for children to play on. There is no park nearby at all. I let my children play inside in their room all day and the neighbors below me just complained about it today. The landlord came to warn me about it.
Who was wrong? Should the landlord provide better space for children to play, since most of the tenants have small children??

2007-07-31 17:07:43 · 9 answers · asked by Forever Brooklyn 2

I am a newly licensed agent in the Houston area. I have a network of Real Estate Investors that I deal with. Want to know how to protect my interest on a sale when I don't have a Seller agreement with the owner but I am bringing a buyer to the table. If I have the Buyer sign a Buyer's agreement, is the Seller obligated to pay my commision? How can I prevent a Buyer from going direct to the Seller? If I have the Buyer sign the Buyer's agreement, and then the two parties do a side deal, what recourse do I have? I'm working with investor buyers who are looking for properties. I get lists of investment properties for sale from other investors or agents representing Selling investors. I normally create a spread sheet with all of the properties I get notices on. Some are through 3rd party contacts. Need advice on how to proceed and get my $$$$$

2007-07-31 17:00:59 · 1 answers · asked by victorlhenryrealestate 1

We have a "enclosed patio" that we were using for a den and now the whole room is demolished due to flooding. I filed with our homeowners insurance and the adjuster said that there was previous flooding ....rotten wood etc. The insurace company only gave us a third of what we need to repair the WHOLE room. $2,300 deductible. The sellers disclosure says no flooding so do i go to court? Who has a copy of the inspector's report besides me? Isn't this a violation of the Texas Deceptive Trade Practices Act for failing to disclose a material fact? We've also have had to replace water heater, dishwasher, and plumbing, which all was good in the seller's disclosure.

2007-07-31 16:29:21 · 9 answers · asked by Anonymous

thanks

2007-07-31 15:33:27 · 8 answers · asked by That's so Vintage! 3

I went to the bank today and tried to get a home equity loan but they turned me down because I had bad credit. I have a stable job that I worked at for over 5 years, I own my home and it is fully paid for. I drive a 2006 Mustang Gt but they still turned me down because of bad credit. I wanted to get the cash to fix my home becuase it need new pipes and a heating system, so i wasnt going to go blow the money. My credit isnt super bad but its still not good, is it possible for me to get a home equity loan without good credit. i DONT want any online loan stuff or any stuff like that. I LIVE in a small town with not that many banks and i need this loan before winter. cAN I GET THIS LOAN WITH MY BAD CREDIT?

2007-07-31 15:08:40 · 2 answers · asked by Anonymous

I live in Minnesota where landlords are required to be licensed to rent property. I am interested in looking to see if my landlord is actually licensed. Does anyone know of a website where I can look this up? If not, is there a number or address I can write to for the information? Thanks!

2007-07-31 14:55:32 · 4 answers · asked by Anonymous

I recently turned 18 and am looking to rent an apartment with a good friend of mine in a couple of months. I know absolutley nothing about renting. A few questions I have is do you need to have alot of money upfront? I was told you need to pay at least 6 months of rent upfront? Anything else that would be helpful for me to know? Thanks!

2007-07-31 14:39:52 · 4 answers · asked by :) 1

I made a written offer to buy a co-op unit and it got accepted. the seller's attorney is drafting the contract now. the kitchen of the unit needs some repairs and i was thinking i should have asked a $3000 credit at closing for some repairs in the written offer. is it too late to ask for this from the seller now?

thank you

p.s. - please let me know if you're an attorney, real estate agent etc. so i know where you're coming from . thanks again

2007-07-31 14:39:46 · 8 answers · asked by tom 1

I am considering the purchase of a lot in a new subdivision outside of Savannah, GA....I am concerned about the condition of the soil, drainage, the sewage situation (it will require septic), and whether or not the lot lies in a flood plane...should all of the answers to these questions be provided by the developer or must I pay for all of these surveys/info on my own? Thanks!!

2007-07-31 13:28:19 · 2 answers · asked by mahaffeych 1

I'm looking for the best plan as in:

- Not getting my face ripped off in closing cost
- Not increasing my current interest rate of 5.8 to something over 8%
- Not having to pay thousands in points

It seems I'm having the same dilemna as when I bought my house and rates were supposedly "low" 4 years ago. I know I can't win, but I simply can't afford my current mortgage payment of $1500+ a month on a house I mortgage $185K for.

2007-07-31 12:47:18 · 7 answers · asked by Anonymous

2007-07-31 12:15:38 · 3 answers · asked by Latisha L 1

The title says it.

2007-07-31 12:15:30 · 9 answers · asked by Anonymous

My parents moved out of my house and they said it was ok for me to rent out the remaining two rooms. So im looking to make a survey for prospective roomates so that i have the best chance to "mesh". My questions are....

1) What should i know about my roomates BEFORE they move in?

2) What do YOU WISH you had known about your roomates before they moved in?

2007-07-31 11:40:19 · 11 answers · asked by Anonymous

We rent now, and we want to buy a house. One of us prefers the new-builds and one prefers the older houses, so which house sounds like a better deal? Consider price, investment, area, etc... They will both cost about the same monthly payment, and are similar distance from work, freeways, airport, downtown, etc

New-build house: On outskirts of town where there's lots of new developing, shopping, etc. We qualify for 1% down, interest-only, least out-of-pocket as possible. No hidden structural surprises, which would be defects covered under warranty. Pick colors/carpets/floorplan, design center, etc.

Older house: Closer to central metropolitan area, so it's near other older structures, and some pockets of crime & crummy apartments. We will be lucky to get in with 3% down, and hope to talk seller into paying closing costs. Not "energy efficient" and this is the desert where the AC bills get up to almost $500 in July/August even though it's only 83 degrees in the house during day.

2007-07-31 11:21:23 · 4 answers · asked by pixysnot 3

I recently had a deadbeat tenant in upstate NYS. He left a lot of trash, belongings, etc. and damages exceeding his deposit. My friend and I spent 20 hours moving his belongings. Can I charge him for that when I take him to small claims court? Any advice or resources would be greatly appreciated! Thanks.

2007-07-31 11:08:41 · 3 answers · asked by joe h 2

also what are the basics that you need to know to excell in flipping houses thanks

2007-07-31 11:08:26 · 17 answers · asked by Anonymous

Me and my fiance bought a house and he hasnt been living here in ten years, I have been paying the mortgage and found out that my name is not on the mortgage. How do I go about getting my name on the house and buying him out

2007-07-31 11:04:03 · 3 answers · asked by ndyjah 2

Im currently renting, and the owner sucks! He had to hire a new property management team, because the last one they terminated him because of breech of contract(basically for not fixing up things). So...............i just found out that the old contract (lease) has been transferred over but was brought out, meaning the lease is no good.


When new management took over, they said i may have to sign a new lease, but have not did it yet, im trying to move due to a drug house going on right next door to me, im in the process trying to get that handle, anyway.............i was told since the contract was brought out the lease is no good and therefore im not under a contract, IS THIS TRUE, AND SHOULD THE MANAGEMENT LET ME MOVE? AND IF THIS IS TRUE, WHAT CAN I DO IF HE TRIES TO MAKE UP SOMETHING THAT THIS IS NOT TRUE????Please respond with serious and honest responses.

2007-07-31 10:28:58 · 4 answers · asked by imthabomb98 3

so my mother and I recently moved out to a new house(about sept. of last year.) in a more rural setting,and are regretting it.There is nothing wrong with the actual house(its brand new practically, built in 2006),neigbors,etc. it is just so far away from EVERYTHING! my mother works far away and with gas prices theses days it really is an expensive commute.We jokingly say that we should sell the house.Most days she even says she hates it here!I know deep down though she and I arent joking!It just seems like such a far fetched or non realistic idea to sell so quickly,but its really not?I know it isnt really a sellers market right now and that we would probably have a hard time selling especially since there are a ton of new homes being built in our area, but I still think that we should give it a shot,but unfortunatly my mother has a less optimistic, non go getter attitude. I would really like to know peoples opinions.thanks!

2007-07-31 10:15:18 · 7 answers · asked by Chelsea M 3

I want to purchase a home without a co-signer on me and my wife. But our scores are small in the 560-600 is there a way to get a 600,000.00 loan without getting pounded with a high rise interest rate..

2007-07-31 10:04:55 · 8 answers · asked by acuraboy1978 2

Now he has left and I am behind in rent. I have a dispossess. I am on a fixed income and cannot afford the rent here but have no place to go. My 18year old grandson is also living here and is trying to find a job. Where can I get help. Can they make me leave?

2007-07-31 09:31:19 · 3 answers · asked by Anonymous