Renting & Real Estate - September 2007

Hello all,

Just need some advice...

Have a Northern Rock 5 year fixed rate mortgage (ends Feb 2011) with early redemption charge. What do you folks think about jumping mortgage lenders at this point in time considering the fact that there may not be a buyer, or that JC Flowers/Cerberus/Lloyds TSB buy them out? Also if they go into administration - how will this effect mortgagees?

Thanks in advance,
K

2007-09-30 23:54:31 · 3 answers · asked by Anonymous

Indeed, he take 200£ on my deposit to clean but the house was perfectly cleaned by a professionnal... So I want to inform authorities of his fruad, but who?

2007-09-30 23:30:43 · 14 answers · asked by JJFFFM 1

or a normal mortage, i have never had a mortgage before, i am on DLA not with the best credit
thank you

2007-09-30 23:12:54 · 5 answers · asked by Anonymous

(she is in a home) daughter has not yet finalised Power of Attorney. Should the house have been put up for sale and taking offers without this Power of Attorney as it is at least very unfair to us tofind out (after paying out for a Survey, etc) that it will be another few weeks before the seller in a position to proceed! We went ahead cos we thought this would be a quick transaction. I don't think Power of Attorney takes long anyway but who can we blame for this hold up?

2007-09-30 22:51:48 · 3 answers · asked by sue w 2

2007-09-30 22:42:20 · 14 answers · asked by jeanie 2

i rent it part of my house and renter did not pay two month of rent by agrement.i am tryin to use cort but they does not care and by losing time i am bihind my bills and i am in troble to lose house and go bankrut is it any ohe can help me

2007-09-30 22:24:07 · 3 answers · asked by sergei l 1

When first married, where did you live? and why? [Just a polling..for a paper] Thanx in advance! =)

2007-09-30 20:18:02 · 8 answers · asked by ViTheDuck 2

I'm a single male veteran with no children. I want to purchase a home and was prequalified for 110k using my VA Home Loan. My girlfriend has a very high debt to income ratio and will likely file bankruptcy due to high credit card debt. I can't buy anything with her in that shape. I don't have a down payment, I do have the VA benefits. Home prices are more expensive than ever. How do I purchase a home on my own? In Phoenix, AZ the housing market seems out of reach and all that is left are small "apartment condos."

2007-09-30 19:04:36 · 2 answers · asked by Eri2c C 1

She is approximately 92 years old.

2007-09-30 18:59:15 · 1 answers · asked by marsha.span 1

I've been thinkin about gettin into the real estate business with my dad, since he's already in it. I'm a junior in high school, so I know I would have alot of learnin to do. But would there be alot of helpful classes I'd be able to take in college? Did u go to college for real estate? Where did u gain all ur knowledge relating to real estate?

Any of yall who answer, will be very helpful for me.
Thanks. =]

2007-09-30 18:11:28 · 8 answers · asked by jaz 5

2007-09-30 17:49:27 · 7 answers · asked by Anonymous

I have read the mortgage rate has dropped down to 4.75%. Does that also mean I can refinance my existing mortgage to as low as 4.75%?

2007-09-30 17:36:15 · 6 answers · asked by chris 1

the other party is willing to release it. What do I need to do? Do I have to get a lawyer? Will this cost me alot?

2007-09-30 17:32:26 · 3 answers · asked by cmebDUCKs 3

Property under reference is an apartment purchased on power of attorney duly registered and is in possession of the other joint owner who is not consenting to sell the flat and share the proceeds

2007-09-30 17:13:39 · 3 answers · asked by dhamhk 1

I'm a bit confused. I was told when I refinanced my condo that I need renters insurance for my condo. We rent out our apartment to tenants. I've been doing some research and only see info on renters insurance for the tenant. I have condo insurance also. Thanks.

2007-09-30 17:11:48 · 9 answers · asked by Starlight 2

2007-09-30 17:09:23 · 4 answers · asked by VintageBarbie 2

The complex has a sign that says no soliciting... but someone said that just meant people going door to door selling stuff. This was just a flyer for another realtor promoting themselves, wouldnt an apartment complex get ticked off at this?

2007-09-30 17:02:10 · 12 answers · asked by Anonymous

ive been trying to sell my 3000 sq. ft. home for over 1 year, its in a well known, community with very few homes, and the negiborhood is lighted, paved sidewalks and all the works. its in south carolina. is there anyway a company can buy it, or anyway of selling it quick. im not droppin my asking price of 255,000 by much, seeings how it started at an asking of 320,000. please help, i need to get it sold quickly.

2007-09-30 16:24:29 · 4 answers · asked by boredashell 1

2007-09-30 15:44:35 · 3 answers · asked by rick p 2

yea, i post question. what is your answer?

and what you think about this site:

http://www.getlowratemortgage.com

2007-09-30 15:25:25 · 4 answers · asked by vlado.tesanovic 1

2007-09-30 14:12:49 · 12 answers · asked by Giggles 1

My husband and I bought a townhome in North Potomac, Maryland 10 months ago for $300,000.00/ 100%financing and no money down. Our monthly mortgage is $2719. We are current in our payments. We have agreed to separate.

We also agreed to sell the house.

However, I am interested in buying him out. Can we agree to refinance and place the new loan in my name only? What portion would be owed to him?

2007-09-30 14:08:20 · 4 answers · asked by joanne n 1

which is great but does this mean I may owe more later? (Sorry, I'm really ignorant with all this). Also, my mortgage payment went down about $49. Is this a permanent thing for the next year? I have GMAC Mortgage if that makes any difference. Thanks!

2007-09-30 14:00:17 · 4 answers · asked by Starlight 2

I heard it's around 25% but I also heard it can go up to 50%.

2007-09-30 13:47:37 · 8 answers · asked by janew 2

My boyfriend and I had plans to purchase a home together. I got the loan because I had better credit and once in the future when he fixed his we would re-fi and add him on the loan. We also agreed he would be on the title because he would be paying half of the mortgage.

Right before closing I came to my senses and decided if he wasn't on the loan then he wouldn't be on the title. It's not that I don't trust him it's taking the safe route.

Well he was furious with me and told me I was a liar. I closed on my house 2 days ago and now he wants me to re-fi and add him on the loan so he can be on the title or else he is not moving in with me.

I'm so hurt he is doing this because I got a really low interest rate and I don't want to start over. What can I do? I told him we should gt married then and he agreed. But I don't want my marriage to be based solely on a house title issue. I feel like I'm against the wall and I don't know what to do.


Cindy

2007-09-30 13:25:04 · 9 answers · asked by Traviesa 2

I have two loans- 441,000.00 and 77,000.00. House is only worth about 520,000.00. I need to get out of it asap. Can I offer the lender of the second mortgage some money to get out of it before I do a short sale on the first? I was thinking about $1000 to $5000. Thanks! I need all the answers I can get.

2007-09-30 11:52:07 · 9 answers · asked by YoungGirl 2

That covers cable, electric and water. Does anybody know where I can find one? J'ville, Bches, Orange park,Middleburg or Green cove would be fine.) They also have to except pets. "I have a pug" Thanks!

2007-09-30 11:41:19 · 4 answers · asked by dana t 1

I called him and left a message with his secretary to give us a call. He emailed us a house that he thought we might like (never mentioned the fact that we called). So I emailed him back saying that we would like to see another house, while we were at it we would look at his recommendation 2. I told him times that were were available for both sat and sun.
He replied, that he was in contact with their agents, and would email with confirmation. Well less than 4 hours b/4 we are set to see the houses, we hadn't heard a thing. Then he contacts us, and one of the houses doesn't want a sunday viewing. Why would he tell us that time, if we couldn't see the house we wanted? He is gone this week, and thanksgiving is next weekend. Which means we can't see the house for another 9 days.
What can we do? He has been our agent for months, and has done small things similar to this in the past. Nothing big though. What are our options? We want to see it, but he wont get comission.

2007-09-30 07:32:43 · 8 answers · asked by Midwest 6

How to do a care plan for resident in residential home

2007-09-30 07:30:06 · 7 answers · asked by may s 1

Two years ago we got a mortgage on our first home in Texas. But, my husband maybe transfered to Louisiana or another state. What can we do about the house that we just moved into and got a mortgage for? What is the best option so, we do not lose good standing with our mortgage company?

2007-09-30 07:24:39 · 4 answers · asked by stanford66 2