Renting & Real Estate - September 2007

2007-09-27 01:22:42 · 7 answers · asked by Heather S 1

It's on www.rightmove.co.uk. I'm looking to buy my first house and I want to know if you think that it's good for the money and/or if you think it's a nice house. Sorry, but I can't work out how to get directly to the house so you will have to search for it.

2007-09-27 01:19:09 · 7 answers · asked by Anonymous

2007-09-27 01:16:04 · 9 answers · asked by Anonymous

we are supposed to be moving this weekend into a house my husband's boss's mom (sorry) owns. we have given our 30 day notice at our current residence and need to be out of here by the 1st which is monday. we went over and looked at the new house over a month ago and they were doing some work on the house like painting, getting rid of the fireants, and fixing things up. my husband has been talking with them all along and they have been telling him all the stuff theyve gotten done, one of the main things was the carpet in one of the bedrooms was in terrible shape and they said they were replacing it, well my husband met with them last weekend and gave them more than half of the move in money and got the key so we could start moving stuff in this week so we wouldnt have to do it all in one day, they said they were almost done painting but we couldnt start moving stuff in just yet and they would call us when they were done, they never called us so we called them last night....

2007-09-27 01:10:32 · 3 answers · asked by domsmom701 3

I was suppose to close on a loan today at 3pm and the loan officer calls me up last night at 6 pm and said that she didnt factor in the right amount on the real estate taxes, PMI, and house insurance. Now the payment she quoted us from the beginning and what was on the Good Faith Estimate has jumped $300. She says there is nothing else she can do? What are my rights here. I feel like she has done us wrong. I have paid out of pocket to put a contract on this house and for the appraisal and for the termite inspection. Now the night before closing she tells us all this. Please help!! We really want this house and would like to close on it but I cannot agree on what the payments have jumped to!

2007-09-27 01:09:28 · 9 answers · asked by reni768 1

The property I'm looking at has been on the market for 9-12months and the lease cannot been extended, it just runs out. I really love it, but am unsure it is a good investment. It may not have sold yet because of this or because it is a flat in a rural location. What do you think

2007-09-27 00:50:32 · 8 answers · asked by Squiz 3

I bought a piece of land from someone. This person buys land, resells them to people who cannot get traditional financing. So, the deal is, he doesn't check credit or job references, but hangs onto the deed until it is paid in full. There is a contract between him and the buyer as proof of ownership. He allows development on the land without exception.
Now here is the deal. He has so much going on, that he accidentally sold my lot. He meant to sell a different lot. I am currently not using the land as it is for retirement.
The land is now in the new owner's name on the deed.
Is this sale legal? Can I sue/win that he had no right to sell my land?
What would the process be to do so? What court?
This is a sale between someone who lives in AZ, bought in HI, and the owner is in TX. So, wouldn't even know where to begin.
He is offering another lot-which is not acceptable to me or to refund my payments. The land is worth more now than I bought it for-so wouldn't cancel.
Lawyers?

2007-09-26 21:17:28 · 6 answers · asked by beenthere 3

Can you rent such a flat for a higher price in Manchester?

2007-09-26 18:44:42 · 3 answers · asked by Anonymous

I heard on CNN that one might be able to enter into renegotiation of a sub-prime or low interest rate with the lender. I have one that will expire in June 2008, but carries a penalty of about $2000 (at this time) and less as the maturity of the loan matures.

I was not told that this was the type of loan I had applied for, although when I signed the papers I was surprised that my interest payments would skyrocket after three years and that if I refinanced before that time that I would have to pay penalties.

My question is directed at mortgage professionals in that can I ask and obtain a current interest rate without paying those penalties and without paying typical refinancing fees (closing costs)? What questions would I ask or how would I answer questions regarding transitioning to a fixed rate?

On CNN Donald Trump stated that, "The lender does not want your house". He continued by saying to "negotiate" with the lender to transition to a fixed rate. How do I do this?

2007-09-26 18:27:45 · 5 answers · asked by Boomer 5

I am a realtor and I am wanting to make sure that a house I sold will more than likely make it to closing. Thanks! :)

2007-09-26 17:29:36 · 5 answers · asked by Brooke~* 3

We can't pay for a mortgage anymore! If we forclosure the home, besides screwing the credit, do we have to pay anything back? How does it work? I just want to know of what will happen regarding paying back.

2007-09-26 17:10:13 · 4 answers · asked by duobat00 1

If a person has paid PITI on their $175,000 home over 15 years and now has taken out a reverse mortgage, how many years can that person expect to be paid back from that mortgage (plus, I guess the mortgage company will be deducting their fees)? And, what happens to the home and the person after the reverse mortgage has ended.

2007-09-26 16:58:33 · 9 answers · asked by sophieb 7

I just bought a property for $15k. The Tax assessment for its current condition is $63k. Six months ago a house on the same street sold for $68k. It needs some interior paint, floors refinished, and cleaning. Did I make a good deal? This is my first investment property. What would be a good wholesale/flip price?

2007-09-26 16:15:31 · 12 answers · asked by Anonymous

My wife and I have about $7,000 in credit card debt, and about $10,000 available in our home's equity. Would it not be wise for us to do a refinance and take out the equity to pay off the credit card debt?

2007-09-26 15:57:10 · 5 answers · asked by techcents 2

So ya I sued my exlandlord for keep some of my deposit
he says I damaged this door
http://s230.photobucket.com/albums/ee204/fiddycentson/

is it just me or is it obvious that this door has been repaired multiple times and has been rotting for god knows how many years. Everyone can see these problems right?

this door isnt even a legal entrance door to be exposed to harsh vermont winters. Who the hell does he think he is?

2007-09-26 15:33:43 · 8 answers · asked by Anonymous

I found a great investment property to buy but do not want my name on it. Is it reasonable to sign a deal with a partner where he buys the property under his name, he takes care of arranging the mortgage and downpayment, then we flip it meaning sell it within a couple months and split the profit 50% 50%? Is it fair to expect 50% of the profit becasue I found the property he would not be able to find without me, although I am not offering to pay anything/finance it? THANKS

2007-09-26 14:35:26 · 3 answers · asked by Anonymous

My father-in-law is a contractor and agreed to build our house for us (my husband actually ended up doing the vast majority the contracting). My husband gave his father some blank, signed checks to pay subs with or buy materials. Recently, we had almost $15,000 worth of checks to Lowes clear the bank, checks written by the father-in-law. When asked what the items were, he replied appliances, even though we bought the appliances from Sears (and who really pays that much for appliances?). We stopped payment on the checks until FIL produces invoices to us and the bank. He has now threatened to put a lien on our house if we don't pay the $14,079.92. Can he do that? What should I do to keep this from happening? What are the repercussions?

2007-09-26 14:34:51 · 5 answers · asked by Anonymous

i have a small vacant tract of land in leander texas. it is deed restricted to residential, but zoned commercial. the subdivision (and deed restrictions) was platted before the city was incorporated.

2007-09-26 13:48:51 · 2 answers · asked by tomcat_m77 1

2007-09-26 13:27:05 · 6 answers · asked by Mary B 1

i am leaving an arm. i am refinancing. my property loan (refi) is at 6.5% 30yr conform fix. broker fee is $350. was told i need to have mort ins, do i really need that? my monthly repays will be approx 62 for mort ins, 915 for loan, and 145 for taxes, totaling about 1100 per month. the good faith est shows est closing costs at 2300. does that sound about right? thanks.

2007-09-26 13:22:13 · 8 answers · asked by 27ysq 4

2007-09-26 12:54:32 · 3 answers · asked by Leon G 1

Like different counties of the same state? (Tx?)
Thanks.

2007-09-26 12:52:46 · 6 answers · asked by Anonymous

i want to become a real estate agent, is it worth it?

2007-09-26 11:33:40 · 1 answers · asked by just me 2

will left the home and property to me and two of my siblings. One of the sibling is contesting the will. I do not have the finanical means to fight this in court, there is a lien on the home and property that was taken out to offset mother's medical expenses. The estate attorney's suggested a settlement of a life estate- in which, I would have to answer to my siblings regarding everything from the utlities to home improvements. I am currently -in between jobs and feel that is is no way to live. Can I request to be bought out?

2007-09-26 11:26:20 · 5 answers · asked by sam 1

I have rented many, many time before and I know the old original ones, renter or tenent covers electric, phone, cable and in some cases the gas.

What I am wondering is if there is any information out there about renting a house? Such as who pays for water, trash, gardener etc......

Also - I know as a tenent you can not break a lease for "no good" reason but what if the landlord wants to break it to get his house back - He wants to move back. What are my rights as a renter?

I have searched all over the interent looking for an answer and can't seem to find one.
Any help would be great!!!

Thanks -

2007-09-26 10:51:36 · 3 answers · asked by outkastindy 2

2007-09-26 10:24:53 · 7 answers · asked by 5428 2

I recently moved out of my apartment and spent about 3 hours cleaning it before I left. Fridge, bathrooms, stove and floors. Everything was pretty well off. When I received my security deposit back, I was charged with $80 worth of "cleaning." That's all it said. Not what was cleaned or anything. I spoke to the landlord and he said he only charges what the housekeeping did. When I asked what that was, he said that there wasn't any info on that. Granted this is not much money, but I'd love to get it back because I could not stand the mgt or the building I lived in. Is there anyway to get this money back or am I screwed? What's the best course of action?

2007-09-26 10:13:23 · 5 answers · asked by Jerod N 1

We are going to buy a house in markham (Greater toronto). Is there any difference which bank or institution we choose for our mortgage? thanks for the help.

2007-09-26 10:02:29 · 1 answers · asked by d_raza1 3

Investors may wish to look West from Europe . The Us markets are heavily discounted because of the exchange rates. The Caribbean is ripe to buy into. The sellors are expecting to sell in USD and dont care that Europeans are saving 30 to 40 % on 2 years ago because of exchange rates. The Caribbean is stable and plods along giving a good ROI year after year. The dollar will strengthen again which will be a double hit for investors returning to GBP or Euros

2007-09-26 10:00:51 · 3 answers · asked by caribbeaninvest 1

2007-09-26 09:54:54 · 11 answers · asked by JABQuest 1