Renting & Real Estate - June 2007

my boyfriend is in the process of buying a house and has offered to put my name on it,if that is what it would take for me to feel more secure w/ "our" living situation. I don't know what would be a better choice, my name (therefore my share of rights) on the house and paying half of everything. Or to just "bank" my own money, paying much less (such as half the bills, none of the mortgage, etc.) my question isn't relationship advise. It's financial advice, and protecting myself financial. Also, what about the bank account? i have my own, and he has one under his company name, which is just a small operation, him and 4-5 guys doing home repairs. occasionally he gets kind of large checks put into his account, ($8,000.00 - $15,000). He has no one but a mother he never speaks to and two young kids w/ the ex., how should i protect myself against a failed relationship, his death, or even a lawsuit against him because of work or any other unforseen life issues. legal advice only pleze

2007-06-04 07:27:09 · 3 answers · asked by soo funny girl 2

I've paid off all of my old debts except for the repo which is $5800. I really can't see paying all that money and I don't even get the car back which sucked anyways. Any info on programs for first time home buyers with 1 blemish on credit report.

2007-06-04 06:45:45 · 6 answers · asked by mimi1980 3

I made the mistake of renting an apartment in Queens with my second cousin. The situation is unbearable- I buy groceries most of the time, do most of the cleaning, all the utilities are in my name so I have to wait for her share (which is always late), she borrows money all the time (and I can never keep track of it all), flips out over the stupidest things (is a spoiled rotten only child), and makes the apartment a living hell... etc.

Both of our names are on the lease. We have 11 mos. to go. I believe the lease says I cannot sublet the apartment.

I know my cousin cannot afford the place on her own. If I were to move out would I simply forfeit the security deposit and the lease would be void, or would the landlord be able to sue me for my share of the 11 mos rent? And, assuming my cousin would be bold enough to refuse to move out if the landlord were to sue me, might I then have to pay for half of a 2BR apt for her to occupy by herself??? Please help!

2007-06-04 06:30:03 · 2 answers · asked by Anonymous

I have a duplex that I would like to put up for sale in Florida, but my tenant on one side of the duplex is giving me a hard time. She signed a lease in February of 2007 and was told prior to signing that we would be selling the house within the next year, which she was fine with. Last week we told her we wanted to put the house on the market, and she flipped out on us. Her friend is a realtor (an obnoxious loud mouthed one), and told her that she can break her lease and move out as soon as I put the house on the market. The lease really doesn't have any specific clauses in relation to a home sale nor can I find it in the state senate statutes.

So my question is...is the tenant allowed to break her lease and move out? I do not want her to move out as it is easier to sell a tenant occupied house. I've already told her that we want her to stay and that we would see to it that a new owner would have to honor her lease.

Any info or websites would be appreciated....thanks!

2007-06-04 06:11:57 · 10 answers · asked by miztiffany 3

notify my ins. co. that the loan was paid off and I no longer need the policy?I'm assuming the bank does it and just refunds the difference,but I just want to make sure.

2007-06-04 05:24:11 · 4 answers · asked by Anonymous

2007-06-04 04:57:54 · 1 answers · asked by hurtz 1

I live in Houston tx and have been with Equity Residential properties for over 3 years now. They just sold one of their properties in Houston (that I live in ) to another residential company. They tell me that if I want to transfer to another city I have to do it through the new company and not with Equity Residential whom my contract is with. Is this, legally, how it is done? When a company buys out a residential property is your contract automatically included without any say from the resident themselves?

2007-06-04 03:47:59 · 5 answers · asked by Shannon h 2

The house appraised for 90,000 and the owner is asking 96,900.

2007-06-04 00:37:44 · 7 answers · asked by Anonymous

Bit silly of me I know, I just want to sell my place quickly for a decent price

2007-06-03 23:48:31 · 8 answers · asked by Getagrip 2

My husband and I currently own a townhouse and are looking for something bigger. For the price we can afford, we can either get a bigger, nicer townhouse or a decent home (ranch) that does need a lot of updating (ie there's ugly wallpaper in every room!!!). We really want our own single family home with fenced in yard.. but all that work that has to be done is kind of a turn off. What do you think is a better move? Another townhouse or go for the single family?

2007-06-03 23:30:50 · 2 answers · asked by Anonymous

Is their any agencies or companies that will buy houses? It's a nice house, but the market is so slow it is not moving, and having two mortgages will put me in the poor house. Any suggestions??

2007-06-03 18:03:05 · 8 answers · asked by toothfairyfriend 2

Do I need permisson from the person who owns the condo I rent? I rent directly through owner. Do I have a right to give my two cents about something involving the complex? Also If I can attend, how do I introduce myself?" Hi I am (My name) and I am representing (landlords name)." Or do I say," Hi I am(my name) and I am her in proxy of ( landlords name). What is the proper way? Maybe I am not correctly using the "in proxy" term? It confuses me. Can someone help me please? I don't want to sound dumb and embarrass myself. I am an educated woman. I want to be politically correct.

2007-06-03 16:45:32 · 4 answers · asked by Juj4ever 2

I'm talking about the service, like is the water gonna go cold if a take a shower longer than 15 minutes or someone flushes a toilet? Or am I better off at paying the water bills separtely? And ratings from anyone who has lived in Rolling Ridge Square apartments in San Antonio, tx?? no stalkers...lol

2007-06-03 16:14:48 · 6 answers · asked by chocolatekissofdeath 2

I couldn't find my key to my apartment. It was three in the morning, I had no emergency number, and no one with a copy of the key. I had a crowbar in my trunk, so I pryed the door open. It broke the deadbolt out of the door, and split the wood pretty bad. How should I explain this? Is this terribly bad? Also keep in mind that I haven't paid my rent yet, and have been later with my rent every month for the past few months. Suggestions?

2007-06-03 16:07:29 · 20 answers · asked by jon d 1

Looking to move into a new condominium complex. They are asking $302,000 for a 2 bed/2bath 1241 sq ft in gated community *(by NJ standards not bad at all for new). I am trying to see if there are indeed standards in negotiations as this is my first home. Some things to consider : This "luxury" gated community is located in a not-so-luxury part of New Brunswick,NJ , but close enough to a booming downtown district with theaters and fine restaurants...but seriously out of place in general. Secondly, they have "plenty" of units available, which leads me to believe they are not selling so quickly.

So is there a standard percentage to go by or am I stuck paying full value here? What do I have to go by...what kind of research should I do as there is no comparable complexes in the area

2007-06-03 15:51:11 · 4 answers · asked by SomeRandomGuy 3

2007-06-03 15:48:29 · 3 answers · asked by lilsiciliangel 2

What's the longest an average closing has been delayed?
I THINK they said something about ANOTHER WEEK because of the financing,WHAT about the financing? I am getting really pissed...

2007-06-03 15:42:04 · 6 answers · asked by Anonymous

I have a middle Fico Score of 669. I would like to do a 80/20 loan on a house that is $335,000.00. Will I qualify with that score or is it still too low?

2007-06-03 15:27:45 · 5 answers · asked by iamfiesty74 1

My friend is buying a piece of realestate (multiplex) with tenants with one year leases. He wants to move in immediatly. Can he cancel old leases and kick them out or what because he will be the new owner of the property?

2007-06-03 15:27:13 · 9 answers · asked by Anonymous

I'm purchasing a home and I want a 30-year fixed rate. When looking for a lender, besides the interest rate, what other question do I need to ask?

2007-06-03 15:26:44 · 3 answers · asked by Austin B 3

2007-06-03 15:21:20 · 1 answers · asked by adam_rachelsnyder 2

2007-06-03 15:00:25 · 2 answers · asked by Gail W 1

2007-06-03 14:51:04 · 5 answers · asked by Katie B 1

Tenants moved out. I called servicemaster to come out and clean but they wanted 50$/hr per man. It was easily going to eat up the security deposit without finishing because of the large mess. I had my brother help me for 5 days. I want to pay him a reasonable wage for the work, but think 50$/hr would raise eyebrows with the tenants.

2007-06-03 14:45:19 · 11 answers · asked by drf2684 1

I had tenants move out. The lease states no smoking in the house. The place reeks of smoke and there are ashtrays filled with ash left behind. There are burn marks in the carpet, but not enough to have it removed. They weren't supposed to put holes in the walls either, but there are large holes from shelves, speakers, and furniture. How do I charge for this from the security deposit?

2007-06-03 14:41:53 · 4 answers · asked by drf2684 1

I kicked out his girlfriend and told him that he could continue to rent from my boyfriend and I. I also lowered the rent a coulple of hundred dollars. He chose to move out as well. But all of his stuff is still here, taking up two rooms of space that I could be using, instead of paying for storage else where. How much should I charge him for storing his stuff here?

2007-06-03 14:36:04 · 4 answers · asked by ltgxsr 1

as of june 1st,our house went in default for 2 mos payment.can we pay one payment now and pay the other by mid june and bring the house out of default?

2007-06-03 14:33:36 · 5 answers · asked by butterfly38 1

I am renting out a house in Texas. This is the first time I've ever rented a house. The lease will expire in three months. Are the tenants required to sign another lease and renew for another year or does it automatically got to a month-to-month lease? My aunt says they don't sign another lease, it just turns into a month-to-month lease. This somehow doesn't seem right to me. I thought that there is supposed to be another rental contract. My aunt says that only applies to apartments, not houses.

2007-06-03 14:18:09 · 4 answers · asked by Alone in a crowd 2

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Mortgage rates fall again. $145,000 for $499/mo. No SSN required. Calculate new payment.
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Now we all know this is nonsense!

2007-06-03 14:17:03 · 3 answers · asked by silverangelsmom 1

would you say the price of my home 500,000 will double 7 or 10 years from now to almost 1,000,000? for california

2007-06-03 11:21:17 · 6 answers · asked by beach_babe971 2