Personal Finance - August 2007

I just recieved my Social Security Statement telling me what my benefits are as of my last years earnings. This may sound stupid but is there a way that I can cash out my earnings now? I am a student and am at the point where if I dont come up with the money I might have to drop out. I dont have a cosigner so I was wondering if this is possible. Any feedback would be appreciated

2007-08-13 11:12:00 · 16 answers · asked by ITSJUSTME 2

My wedding is August 18th, short notice I know, but I am looking at about $1,000.00 to borrow. Where should I go. My credit is WORSE THAN POOR!! I have tried Lending Tree......but that was for a house loan......so where should I go that will give me a loan where my credit is about 450-490?? Please HELP me!!

2007-08-13 11:06:27 · 9 answers · asked by princess831_817 1

2007-08-13 10:47:03 · 5 answers · asked by milanov_z 1

Member since: July 01, 2006
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Does anyone else have a paycheck problem?????????
I have only been at this place for four months, I was paid on the 3rd of August . I put the paycheck into my account. I then started paying bills online , and then my account went into the negative, . so i called the bank and they told me the check from work was returned and it was no good.

one other person at work had the same problem and is now negative $300 bucks.


who is responsible for the overdraft fees, and how do i collect the money.

One other time we had to wait 2 weeks to get paid because the owners did not have enough money in the account.


it is a small company and has about 15 workers, they opened last halloween. We are still a month behind in getting paid.

2007-08-13 10:44:14 · 3 answers · asked by lenny 2

It contained no cash and no credit cards ... just my library card, drivers licence, school ID, and Red Cross blood doner card.

What should I do? I am panicking.

2007-08-13 10:40:20 · 5 answers · asked by Amber 1

2007-08-13 10:37:52 · 7 answers · asked by GARRY G 1

my sson to be EX husband wrote bounced checks and opened different acc'ts in 7 different banks. Two of which were in his and my name also. Now the banks closed the acc'ts and WE owe money to them..How can "I" open one, most banks do a credit check on you so I will show up as BAD.

2007-08-13 10:18:18 · 10 answers · asked by Anonymous

Right now I am paying back my student loan at 4.875%. I have the option to do set up an automatic payment with the company who own's my loan. To do this I would receive an additional .25% discount off the interest rate. Is it worth it to do the automatic payment? Or will it take just as long and just as much.

2007-08-13 10:13:53 · 7 answers · asked by georgewallace78 6

I transferred to a new job for better pay, but this new company doesn't offer a 401k plan. My old company did and I had put some of my money into it. My first question is what financial institution offers the best rates for me to roll over my 401k? My second question would be how do I transfer it from one institution to another?

2007-08-13 09:47:57 · 10 answers · asked by Jessica K 2

I pay mine $300.00 a month for a small room/small bathroom - I don't use much water, electricity, i'm never home - I don't have any privacy at all though so it's like it's not my room. Yes I know that I could rent an apartment for 400-500 with utilities included, however, my parents are so controlling that if I move out, they'll never speak to me again. Anyways, that's a different subject - I was just wondering how much is a decent amount to pay rent when you still live at home...

2007-08-13 09:36:21 · 9 answers · asked by -- 1

I'm planning on going to the Family Values Tour with Evanescence and KoRn this Tuesday. I need two tickets, which will be about it's going to cost about $200 (I don't want lawn seats).
I don't have a licence, and I'm 15.
I need ideas on how to earn money, fast!
Thanks!

2007-08-13 08:27:36 · 15 answers · asked by Anonymous

2007-08-13 08:21:13 · 4 answers · asked by Anonymous

Ok... I'm prepared for the flames, cause I definitely have been a financial idiot as of late. But in the past 2 months - I've abused the hell out of my credit cards and have overdrawn my checking account (which is now much worse w/ fees). All total, I need about $2,200 to get back on my feet, because right now I'm really struggling. I've been able to pay the rent this month....but I'm getting quite hungry eating Ramen noodles and cereal. I've been looking hard for work but haven't had any luck. I think I could get something lined up and pay the money (w/ interest) back in about 2 months. I'm a broke college student who made some bad decisions and now is paying for it (or WISH i way paying for it)

Most loan services seem to require a current employer and such to obtain a loan. Parents wont help. I don't think another credit card would be a good idea. I know I need to get my personal finances in order, but any advice for the real short-term so I can fix this ever-deepening hole.

2007-08-13 08:13:13 · 6 answers · asked by Anonymous

2007-08-13 07:34:47 · 10 answers · asked by icanthony 1

I couldn't get grants but i got a loan for 4000 from my bank for it w/5% interest is that decent? Are there other loans better? it wants repayment within 4 years and ill pay interest while i'm in school. i'm 22 married, with my husband we make a total of 30k i think, i also have a car loan atm-12k and its 250 ish a month

2007-08-13 07:29:13 · 4 answers · asked by C.C 2

2007-08-13 07:23:26 · 2 answers · asked by Anonymous

Lets say it is pay day, what do you do with your money - spend or save it? if you save it how much do you save?

2007-08-13 07:00:40 · 23 answers · asked by Anonymous

2007-08-13 06:54:34 · 4 answers · asked by jesus1 1

5 months ago my bank put I guess $500 into my account I didnt notice it cause i had a lot of money in my account cause I had a claim for a mva in there. And now they are tring to take it out without me even knowing it. They are causeing my account to be over drawn. I never caught their mistake and it has been 5 months. Isnt there some time frame or something. I have bills to pay with they money that i had in there. It was their mistake not mine.

2007-08-13 06:23:49 · 7 answers · asked by Anonymous

my husband quit a job because we moved last year and we left the 401k alone. In his new job he is being offered a 401k and I wanted to know how to combine them both and if I do will I be penalized? or have to pay taxes on it?

2007-08-13 06:01:30 · 6 answers · asked by littleme836 6

2007-08-13 05:52:47 · 13 answers · asked by bo baxter 1

2007-08-13 04:52:32 · 2 answers · asked by Anonymous

I am currently working as a phone representative at a check printing company, where i had to know the diff parts of a check in order to place order s for customers. I have approx 2 yrs left to finish my BS in business/finance. Where i work there is no need for a finance/ or acct person the corp office is in MD. I have been working at my job for 3 mon. I want to get a job that will help me transition into being either a financial advisor or credit counselor, and i am wondering, What type of job would prepare me for that?

2007-08-13 04:21:02 · 2 answers · asked by Adrienne T 1

I need a loan of £5000 to pay of a few existing debts. My credit score is 520.

I have noticed a lot of private lenders advertising on here. Has anyone actually got a loan from them, and if so did you have to pay money upfront?

A mate of mine contacted richards_loan_agency and he wanted £180 upfront. He also tried Dharrin and he wanted £800 upfront. If we had that kind of money we wouldn't be looking for a loan.
Please get back to me about the private lenders on here, and what upfront fees you have to pay?

I need a loan urgently, but want no credit check or upfront fees.

Thanks

2007-08-13 04:01:40 · 0 answers · asked by Anonymous

need to have more details about proof of fund,does it work in Saudi Arabia and Africa;

2007-08-13 03:26:56 · 1 answers · asked by lomee 1

Since I have bad credit I am looking to start off with a secured credit card.

I don't know much about all the APR things and what different kind of fees there are...

So I looking to see people's opinions on the card I should apply for and why?

I'm trying to go with the one that gives me the lowest interest or at least the lowest annual fee.

Thank you.

2007-08-13 03:26:38 · 5 answers · asked by junglegrl44 2

Could you advise if when a wife works and earns £17k

Could her husband claim incapacity benefit?

2007-08-12 23:52:21 · 6 answers · asked by Rebz 5

I've done all the letter, got a letter back from HSBC saying they are going to refund me £750.

I got this letter on 27th July, posted the acceptance slip back by special delivery, checked online to make sure they received the letter etc.

On the slip it said it can take up to 14 working days to refund the money into my account, this is nearly up.

Did anyone else have to wait the full 14 working days or wait more than etc?

Many thanks in advance x

2007-08-12 22:08:40 · 6 answers · asked by louise198504@btinternet.com 2

I am relocating to California, but will travel back and forth to Pennsylvania often..what banks are in both locations?

2007-08-12 18:25:23 · 2 answers · asked by doowoprobert 2

2007-08-12 17:20:29 · 5 answers · asked by bryan_hrwd 1