Personal Finance - August 2007

With bad credit
And I don't want to pay transfer fees....enough scams.
And I already tried prosper.com
And my bank is not a good idea I owe them from my maxed out credit card for school.

Any e-mails or know someone who can help me?
I don't mind giving any I.Ds of me and even a picture! Am not going to steal.

2007-08-01 13:57:53 · 4 answers · asked by Anonymous

i am a single mother and have been been on welfare/disability. Because i have a set income of 800 dollars a month I have gotten into over 20,000 dollars of debt on my credit cards just paying bills over the last 10 years. Now im maxed out and i cant pay the min anymore. I am unable to work due to my disability, so I am stuck with a set income which barely covers rent and utilities. Should I declare bankruptsy? im afraid if i call and debt helper, I still wont be able to pay the min. I got to a point where I was paying my min by taking cash out on my card. what should i do? dont tell me to cut up the card, its already been maxed and I cant use it. What will happen to me when the payments stop? Should I declare bankruptsy? can I?

2007-08-01 13:41:59 · 5 answers · asked by Anonymous

My dad is a computer engineer, and his salary is $110, 000. Is that a lot of money? I don't really know what is a lot and what is a little because my parents never gave me an allowence (i'm not spoiled at all) But i'm just trying to learn.

Also do you think we can afford a house which is half a million dollars...or more even?

thank you!

2007-08-01 13:38:23 · 5 answers · asked by curious 3

do I just buy one online or do I go to a person, vanguard has a Target Retirement 2040 Fund, should I invest in that or is there something I can invest in after I maxed out my 401k and IRA, I have about $3000 extra to invest long term, my income is 35000 and my husband is 35000, what should I do with this money........ I already have enough savings for 8 months worth of bills, I need to start now before I spend the money on things I do not need

2007-08-01 13:31:11 · 3 answers · asked by BettyBoo 1

2007-08-01 12:22:02 · 12 answers · asked by VersatilePessimist 4

I was just trying to open an account online and the site said I already have an account with that bank.

2007-08-01 12:21:29 · 2 answers · asked by Anonymous

I have been on a mission and my mortgage went into default. I have the money in the account and its been building up since the bank stopped taking out the payments. Now they have turned it over to an attorney. What do I do? I live in Ontario, Canada.

2007-08-01 12:08:45 · 4 answers · asked by Jeff F 2

what is the maximum allowable limit and do i have to inform us government abt it? which is the fastest way? how much will be the charge for the transfer?? has anyone know abt www.xe.com? xe is a good option or normal wire transfer from bank to bank is more efficient and cheaper?

2007-08-01 12:01:47 · 2 answers · asked by suzy 2

What is easier to get a lease or a car loan? Also what hurts your credit score more in the short run? (I am looking at moving and do a couple big purchases in the next year or so)

2007-08-01 11:52:33 · 4 answers · asked by Tim6298 2

doesnt this have to start effecting the indexes on a consistent basis?

2007-08-01 11:47:52 · 4 answers · asked by Antonio Montana Jr. 4

I am a college student w/ mediocre(limited) credit, I do own a home though which is completely paid off. If I were to try and take a small loan out from the bank could I put my house up as colateral?

2007-08-01 11:40:44 · 6 answers · asked by Anonymous

I'm about $30,000 in debt, and well what my original plan was to get have a Credit Card company to offer me a card where I can put all my present cards, all into one. And just pay one bill. Which companies actually offer that? What about Credit Consolidation? What do you guys advice me to do? What about the NFCC? Thanks!

2007-08-01 11:32:48 · 1 answers · asked by Anonymous

2007-08-01 11:11:30 · 7 answers · asked by *capa* 2

2007-08-01 11:11:09 · 32 answers · asked by J1520 1

2007-08-01 10:58:13 · 3 answers · asked by queen of slidell 1

Can someone please help me pay a $100.00 phone bill I am unable to pay. I will lose my phone, iternet etc. I cant pay oit back though, im sorry.

Thank you.

2007-08-01 09:54:42 · 8 answers · asked by satch 1

I sold 4 items and made 70.00, it shows all 4 are completed on paypal, but it will only let me transfer 40.00? is it because i bought something after that and it took away the money i made? PLEASE ANSWER!

2007-08-01 09:52:15 · 3 answers · asked by Anonymous

PLEASE HELP

2007-08-01 09:13:43 · 1 answers · asked by Anonymous

I'm 18 years old, and I'm going to be living in a dorm at college. So far my parents will be paying for everything pretty much. For sophomore year, I would like to move in to an apartment. I have a job, but I only work part time and its not nearly enough money to pay rent. What steps can I take to become financially independent?

2007-08-01 08:52:05 · 6 answers · asked by Anonymous

This is the 1st electricity bill I have & I didn't know that it takes up more energy to turn the air on & off manually. & my brother always told me to keep the air on 70 degrees. & my case manager chewed me out, telling me that that's the consequences I have to suffer & that I MUST pay the bill in full. The electric company said I used up 400 KW & $122. But the bill said the 400 KW costed $43. I don't get it.

2007-08-01 08:23:10 · 6 answers · asked by Anonymous

Please Choose a Number!
1. Save It
2. Buy Cardboard Boxes for Every Homeless Person
3. Buy a House
4. Buy a Fleet of Cars
5. Buy 500000 Old Navy Flip Flops
6. Have a Major Shopping Spree with All Your Friends
7. Work on Your Dreams (College, Start a Business etc.)
8. Bribe Goverment Officals
9. Give it All to Charity

2007-08-01 08:19:07 · 14 answers · asked by Therese 3

How will co-signing for a car affect my ability to finance my own car or get a mortgage? I have good (but not excellent) credit now.

It'd be a $5500 loan for my mom's car.

2007-08-01 07:55:57 · 3 answers · asked by Anonymous

2007-08-01 07:17:23 · 5 answers · asked by Anonymous

if so is it a good idea to, since the share costs are so low when this happens, and its looking like they will be able to pull out ok?

2007-08-01 07:15:00 · 4 answers · asked by Anonymous

2007-08-01 06:48:46 · 6 answers · asked by mspacman 1

I have 0 debt, good credit and make about 60k a yr.This will be my first house

2007-08-01 06:47:46 · 3 answers · asked by Michelle B 1

My reason is to see if my payments can be lower if my interest rate is 12.9% would this be a good idea?

2007-08-01 05:55:20 · 5 answers · asked by johnny's girl 1

My son has three credit cards amount totally $750.00. If I transfer these amounts to my credit card with lower interest, will my credit score be affected? He will be paying me 100.00 every two weeks till its paid off.

2007-08-01 05:51:18 · 5 answers · asked by kkm 1

My husband I got married a year ago and we had to pay for our wedding ourselves along with our honey moon. We ended up in a great deal of credit card debt from this as well as trying to furnish a home. We have a personal loan for 19,000 that we are paying off along with about 10,000 in credit card debt. We can pay the bills but we can only pay the minimum payments which are leaving us broke every month. I want to do something about this before we end up not being able to pay these bills. Any suggestions?

2007-08-01 05:45:18 · 6 answers · asked by *~Cam's Mommy ~* 4

would it look good to close the card, so I don;t have to paid the $6.00 every month?

2007-08-01 05:33:53 · 8 answers · asked by dlachel392005 1