Personal Finance - August 2007

At the same time, what's better a line of credit or home loan??

2007-08-01 05:23:08 · 9 answers · asked by Metrallo 2

Member since: April 21, 2007
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♥Juana♥
S Shared Loan Info..?
If I get a loan with my BF for $1500 and I have great credit is credit isnt, will my credit grow as we pay on it, or will it go down immediately because im taking on his low rate. He is good for the 1500 but im talking about in terms of my credit rate with me being the primary holder. Once its paid off, will my credit be better than before , or not as better because of his credit?

2007-08-01 05:21:55 · 1 answers · asked by Anonymous

I wanted to know if am put on as a authorized user on some ones credit card, someone with a better credit score (over 750), by about 150 or so points, how will that help or hurt my credit score, and how will hurt or help their score. does this make the person authorizing me liable to my debt, and if this is so how long does this last, i just wanted to know if this can help me out without hurting them.
Thank you

2007-08-01 05:20:22 · 1 answers · asked by Guillermo T 2

My partner worked all last year (sept to june) as a teacher, about 1OO miles from home. He had a fulltime consisting of 12 hours teaching and 12 students to follow-up whilst on out of school workplacements. This requires a visit per workplace, per student, per week.
The students were placed all over the country and my partner was pretty much forced to take the car.
However the school refuses to repay any fuel costs. They admit it's impossible to do the job otherwise but he could have just got a hotel (which they also would not reimburse)
This month my partner has had his fuel bill which has left him with 1/4 of his wage. I've had to step in to pay initial bills and this has now left me with less than half a paycheck to feed us both for a month and still three bills coming.
Is there anything he can do, surely it's not acceptable for an employer to leave an employee with such enormous costs that the job is simply not profitable?

2007-08-01 04:47:45 · 5 answers · asked by Elle Dee 3

My home is not paid off. I owe less than $10,000.00. I would like to get a consolidation loan for some unsecured loans, borrowing against my home for collateral, if I can. It's not a fantastic house, but I know it is worth more than what I still owe on it. Is this a possibility, or should I just keep plugging away at my debt with monthly payments? Any ideas or suggestions would be helpful.

2007-08-01 04:25:53 · 4 answers · asked by Libby 3

2007-08-01 04:10:32 · 5 answers · asked by apeakay 2

in my small town, you HAVE to be 16 to get a job at any local store. i need some simple solutions so raising money.

2007-08-01 03:49:15 · 6 answers · asked by chantel_lasley 1

income while I am looking for a new job.

2007-08-01 03:32:28 · 2 answers · asked by Steam 3

Ok i am20 yrs old..i have 4 credit cards: macys, Victorias secret, capital one , and at&t...i wish somebody would have told me never to never get them,...nevertheless all of them have been sent to collections except 2 ..i'm makin payments on all of them now..If i pay off allof them by the end of the year will my credit still be bad...if i paid them off and dont get anymore??....you see i'm trying to get a car the end of the year nothing big maybe a mazda 3 or a scion t.c...but i want to know what to expect..would my credit still be damaged for life??????????

2007-08-01 03:11:37 · 6 answers · asked by ~Jessi~ 1

I have been wanting to go on a trip but have a hard time figuring out how to pay for it. If I save money for the trip then waste the money for the trip then I wont have very much in my savings when I get back. If I pay for it by credit card I'm afraid the intrests will make me pay double what I paid for. Maybe there are other ways, I don't know. I wish i was wiser when it came to this stuff. Please give your best advice. Thank you and please enjoy the rest of your day. : )

2007-08-01 03:01:17 · 6 answers · asked by Anonymous

I pay all the bills, except for the groceries, gas and her "mad money." I don't eat at home, and the groceries are just for her and a 3 and 5 year old. I'm thinking she is WAY excessive, and she is thinking the sam about me. Financially, she's killing me...any one out there with some opinions would be appreciated.

2007-08-01 02:39:11 · 22 answers · asked by beinggood 2

returned to the Bank,as the Payees A/c. was closed.? The Bank Manageress says that this is so and nothing more to add. The repaying bank charge plus theirs adds up to the 57%.

2007-08-01 02:36:35 · 4 answers · asked by ardneham2002 2

transfer funds from my savings to my checkings if it over draws and that is located in NH, PA and NJ...

HeLp PlEaSe!!!!

2007-08-01 02:06:49 · 3 answers · asked by suavi29 3

My credit is great and I am not behind yet. I am just in way over my head now because I use card to support, feed, clothe,birthdays, christmas, doc.bills, and regular mounthly bills sence he left me for my best friend 5 years ago.I am disabled and cant work.HELP!! I love my good credit. if I didn't have it I would not have been able to take care of my babies.My house is so small I dont even have a bedroom. and my son's room is the size of a closet.I just feel so bad If I could sell my car I may be ok but nobody wants it.

2007-08-01 00:48:46 · 5 answers · asked by becky 1