Personal Finance - October 2007

I cannot find any place that is based on my income, this is what l really want.Please help me with city and state and all other info.

2007-10-31 23:35:04 · 2 answers · asked by Mamaw57 1

2007-10-31 23:28:16 · 9 answers · asked by MC 2

whose got the best personal finance home study course?

2007-10-31 21:15:27 · 5 answers · asked by Anonymous

i have alot of cc debt and at this point im starting to feel like theres no other way..wanted to find out what the key points about bankruptcy are. how much does it cost? from the date of the initial consultation,how long does it take to apply? do i have to go thru court and whatnot? what kinds of property do i keep?and what kinds of debts will be excluded aside from student loans?would it effect job opportunity/housing issues?ur help is greatly appreciated

2007-10-31 19:49:04 · 6 answers · asked by wizzpack 2

I need to pay off 1,500 and I need to pay it in cash. Should I get a bank loan ? Or a loan from like Cash Advance ? Or just get a credit card and get the money from there ? I was thinking of just getting a credit card since I have no credit history I can pay it off and I could build up good credit....what do you think ?

2007-10-31 19:46:17 · 4 answers · asked by Anonymous

i really dont want to get scammed but i am not being asked for any up front fees to get the loan what do you think? i have a listing on prosper already but i have delinquent credit and i need a 3000 dollar loan to consolidate debt and get my credit together
any ideas or answers? very helpful :)

2007-10-31 19:21:16 · 3 answers · asked by _.:That One Chick:._ 4

where can you get your FICA score?

2007-10-31 18:34:49 · 4 answers · asked by Philip Augustus 3

I'm asking which credit cards would you recommend for a college student, who sometimes has to do some spending with no cash... of course, leaving the credit card as the last resort.

But also a way to start building credit

2007-10-31 18:16:12 · 7 answers · asked by iSoul 1

2007-10-31 18:06:48 · 7 answers · asked by Davidcrowderbandfan 1

my dad bought stocks in 1979 thru 1983 (100 shares each yr) of Walmart, Intel and preferred stocks of AT&T. In 1983, he had 550 shares of Watmart, 500 shares in Intel and 500 preferred stocks of AT&T.

he has just held on to them since then and has no idea what they are worth today specially the preferred AT&T shares. i could not help him much specially with preferred AT&T stocks that could have been giving him dividends.

also, he told me the last time he looked at his statements was 1999 and then his AT&T showed him having 750 shares which he thought was a mistake as he only bought 500 shares to start with.

would you know how much my dad's investments may be today as he sure can use the money as he is now retired.

2007-10-31 17:35:47 · 8 answers · asked by Alicia S 1

I'm retiring from the military after 20 years and moving on to a second career (still about 20 years from ultimate retirement), and looking for the best plan for accumulating retirement funds. I expect to have considerably more income than my current standard of living and would like to invest the maximum possible in IRAs and similar vehicles with tax advantages.

I am married (wife is not employed outside the home) and will have three sources of income next year: my primary job will be salaried at $90K/year including an employer-matched (to 6% of salary) 401K plan; I'll have a $60K/year self-employed consulting contract (potential for Keogh?), and I'll receive $40K/year military retirement pension (unearned income). The sum AGI puts me over the limit for contributing to Roth IRAs, but I'm confused as to whether the 401K, Traditional IRA (for self and wife), or a Keogh plan are better, or can be used simultaneously. Assuming lots of $$$ to invest, where should I throw my money?

2007-10-31 17:30:54 · 3 answers · asked by Daniel W 2

Have repeatedly been told cash deposits go directly into account. However, it doesn't show up in the account. Have run up nonsufficient funds with use of debit card. This has happened three months in a row. When contacting the bank, each time they have removed the charges from the account and have admitted fault. Is there a legal case against them?

2007-10-31 16:23:23 · 6 answers · asked by DAR 1

What happens or what happened?

2007-10-31 13:39:59 · 3 answers · asked by -=Matt=- 2

I am looking for a savings account to put a few thousand dollars into. I was looking into ING Direct because it has higher interest rates, but don't know how this works if my checking account that will be connected to it is in the U.S. How will taxes work if the account isn't in the U.S.? Any help or suggestions?

2007-10-31 13:33:52 · 4 answers · asked by Anonymous

should i spend half on what i need and the rest,save?

2007-10-31 11:42:35 · 6 answers · asked by Anonymous

2007-10-31 11:08:01 · 3 answers · asked by Anonymous

With no money down? This is our first home and we've owned it for 4 years and looking to refinance.

2007-10-31 10:30:36 · 8 answers · asked by fromthecabbagepatch 4

2007-10-31 09:08:48 · 15 answers · asked by Anonymous

He borrowed money from me to buy a car from a private seller- I paid money to the seller by check. The seller transferred the car's registration and everything to him after getting the check from me- I went with him to buy the car. Now he refuses to pay back the money I paid towards his car. What are my legal options. I dont have any written agreement with him as such except for the check I wrote for him. Can I approach the court?

2007-10-31 09:08:33 · 16 answers · asked by Anonymous

In 1991 a property I jointly owned with my exhusband was remortgaged by him without my knowledge.Iwas contacted in in 1996 by a debt collecting agency asking me to pay over £40,000 for a mortgage shortfall on the property.I had no idea what to do and as the property had been in joint names I immediately consulted a solicitor, who had no idea what he was talking about and misadvised me. As I was scared stiff at the time his solution of me paying them a sum each month seemed like the only way to stop the harassment.After 14 payments they began to phone my home and at this point I refused to pay them another penny.Of course I was totally unaware that the limitation period had restarted.For the past 7 years this debt has been past from one agency to another and my life has been hell.I have continually asked them to substantiate their claim by showing me the original mortgage document with my signature.They are unable to find any documentation and are threatening to gain a judgement.HELP

2007-10-31 08:44:00 · 9 answers · asked by beck77 1

I remember a kid...money was easy to save because our parents basically supported us. Now...I am 32 yrs old...and I cannot get caught up financially to save my life! It is IMPOSSIBLE for me to save any kind of money...how? How do people do it????????

2007-10-31 08:08:34 · 7 answers · asked by jvamp333 1

Or is money wired to the payee from my bank? Doesn't online banking cost the bank money? How come banks don't charge for this service. I'm not naive I know they pass on the cost to me but how?

2007-10-31 08:06:12 · 4 answers · asked by HSB 1

where I don't have to pay anybody for information

2007-10-31 07:23:19 · 5 answers · asked by mcgjntt 1

2007-10-31 06:58:14 · 2 answers · asked by AlB 1

2007-10-31 06:50:10 · 3 answers · asked by deannej21 2

I work at a call center in Utah and so many african american women from the southern states call in to buy products but can't purchase them because we don't accept money orders and they have no other way to pay. I thought the majority of people knew they could trust banks and credit cards, but not them!

2007-10-31 06:34:55 · 7 answers · asked by rokkrose 2

what happens to this acct. after i'm gone? I already asked HR but they just came back saying that they can send me forms when I'm ready to take a distribution or a roll over, what does means? how can I borrow from this acct. if I need the money now?

2007-10-31 05:48:01 · 8 answers · asked by Ecco 7

but im having trouble at my bank with the wire transfer any susgestions please ,has anyone else used this system please

2007-10-31 05:43:58 · 4 answers · asked by julie b 1

I want to do a direct rollover to an IRA. How long do I have to do this before there are tax consequences? Or can I stay with the old employer's plan indefinitely? If so, what happens to the loan?Thanks.

2007-10-31 05:17:24 · 3 answers · asked by M W 1

I have been pre-approved for a loan for $20,000 from Save Capital Finance in Canada. Their email address is www.savecapitalloans.com. My concern is I apparently have to pay $958.00 for insurance on the loan prior to receiving my loan. Sounds fishy to me....is this normal practice for doing a non-collateral personal loan. If you have any info. I would appreciate hearing from you very much. Thanks.

2007-10-31 04:30:22 · 2 answers · asked by Joanie J 1