Personal Finance - August 2007

Hello, I have a credit card with limit of 3000$. What if i deposit 3500$ of check into it?

Will it show -500$? Will they give me interest back now?

What will be the effect of credit score because of this if i put this for long term?

2007-08-31 18:46:25 · 3 answers · asked by NeedInfo 1

cant find a bank that willl open a checking account for me because im in the chec system. Is there a thing called check school for people who write bad checks

2007-08-31 17:29:57 · 5 answers · asked by .... 2

investing : in order to make good money in investing you need to start with a big bugets means you need atleast a million to bring more millions,

singing : you need a talent,

acting : not interested in having sex while the world is watchin

wirting a book : im not into fiction books , actually cant write one ..

Non-fiction self improvmets : well,i can do that but it wont pay me a thing only freaking 5% of the sells and the rest of the money goes to the greedy puplisher ..


marrying a rich woman : well, i already have a messed up finacially life . dont need to ruin my social life too .

all my "get rich" plans have proven me wrong, wrong , non of them worked out . :(

2007-08-31 14:42:19 · 14 answers · asked by Anonymous

I started selling stuff on ebay and need to know how I get to the money sent to me on paypal I have a paypal acont but its just with a credit card i dont want my money put on the credit card

2007-08-31 13:25:04 · 3 answers · asked by servicedogstar 5

I have been advised that it is better to transfer title of my variable annuity into my living trust. I have also been told to just make the living trust the beneficiary of my variable annuity. I live in California. Can you point me in the right direction.

2007-08-31 13:05:44 · 4 answers · asked by denise1985palm 1

2007-08-31 12:52:44 · 6 answers · asked by machschnell65 1

2007-08-31 12:30:42 · 6 answers · asked by New orleans 1

I need to get a checking account and maybe a savings account but i have no idea really what they are and i ...dont understand the banking stuff i'd be gettinginto or the terms they use or whatnot. Does anybody know i site i can go to to learn about the specifics???please help...

2007-08-31 12:23:55 · 6 answers · asked by bubblehead_hw 1

I see that there's a routing and account number so it seems like it would cash like a check, but I've never dealt with these before so any advice would be appreciated.

2007-08-31 12:21:55 · 1 answers · asked by Nick N 5

A friend of mine told me that his friend is going to put money in my account so I can withdraw it and send it to his daughter and I did but this friend did a second transfer which I have no knowledge about until the bank informed me that it was stolen from another bank account...what's going to happen to me?

2007-08-31 12:11:20 · 6 answers · asked by Anonymous

I checked on free credit report and it indicated it was 631. Is says it is fair ? Can i purchase a vehicle with that credit score?

2007-08-31 12:10:33 · 7 answers · asked by Anonymous

I do not have any bank account, I have been putting my money "under a mattress" - I want my money to start earning interest - I have 500 dollars saved

2007-08-31 12:06:09 · 6 answers · asked by Anonymous

2007-08-31 11:48:27 · 6 answers · asked by spanaki 2

My girlfriend and I make only about 7.50/hr, average about 30 hours a week, so that's barely enoughto get by let alone support a kid. I dont know much about these programs and I realy don't wanto get scammed. The last thing I need are bigger holes in my pockets.

2007-08-31 10:55:41 · 5 answers · asked by gianarlando 1

I currently have Bank of America and I need a check book. I need to get direct deposit for my job, and I need a checkbook to mail in payments and to have certain payments through the internet to get automatically taken out of my checking.

I went on a website and they wanted to charge me like 29 dollars for a book of checks, that's fine.. but I'm a college student, I need checks, but can't afford to spend 29 plus taxes on it!!

Is there anywhere I can go to get CHEAPER checks, or free???? Thanks

2007-08-31 10:54:30 · 5 answers · asked by Anonymous

2007-08-31 08:16:50 · 13 answers · asked by trina s 1

The price of gasoline has really risen in the U.S. in the past couple of years. 19% of our family's pay goes just for gasoline. That does not count the price of an auto or repairs. We are paying twice as much for gasoline as we are for food. Is it that high for other people too?

2007-08-31 08:15:58 · 8 answers · asked by pennypincher 7

does this even work out do you get paid to stuff envelopes or is it a way for them to take your money

2007-08-31 06:44:23 · 9 answers · asked by estrella 2

2007-08-31 06:23:38 · 3 answers · asked by ianmaddux 2

Contract job?

Ok i just got a job offer from IBM for $20 an hour plus full benefits, but they told me it is an indefinite contract. What does that mean? I also am at a job now that pays 14.75 plus I pay $60 a week for insurance. Is the IBM job better? The other job is very stable and I just want to find out if the contract is a better job

2007-08-31 05:07:06 · 6 answers · asked by Anonymous

My home loan goes into an adjustable rate in June of next year. I am wondering what to expect. I currently have a so-so rate... with interest rates dropping or staying the same, what will my adjustable rate do if the market stays like it is now?

2007-08-31 04:20:34 · 4 answers · asked by Jeanette 6

Someone in America needs to send me money in the UK quickly, but can't use their paypal account. It takes 10 days for anything he sends by post to get here, and it's quite a large amount of money, so it might not be safe enough. Neither of us have a credit card. Any other ways?

2007-08-31 04:10:24 · 4 answers · asked by Anonymous

are there any legitimate work from home jobs, if i dont have experience?

2007-08-31 04:08:07 · 8 answers · asked by courtney_terwillegar 2

How long does it take, to get your check, if you decide to spend your 401k from a previous job?

Does it take weeks or months to get it?

2007-08-31 03:58:22 · 4 answers · asked by J~Me 5

i opened a campus edge checking account with bank of america.. and when i opened it the man told me that bank of america DOES NOT charge student accounts overdraft fees as long as i deposit the money i overdrafted within 2 weeks.
so i overdrafted like $4 the other day.. but i returned one of my textbooks the next day and got the money back.. and they charged me a $35 fee.. but i didnt see it right away. and then i overdrafted another $2 after buying another textbook.. but then deposited money back in a few hours later. and they charged me ANOTHER $35 fee.
So when i called up customer service they told me there was nothing they could do about it.
But the bank gave me false information when i opened the account. the only reason i opened it was because i thought that it was a really great thing that the bank was doing, and no other bank does that..
so how is that my fault that i was given false information?
that is the banks fault. and they should refund my money to me. but they wont.

2007-08-31 03:34:30 · 5 answers · asked by Mimi 4

a couple of dayes ago i recieved an email claiming that im the winner of yahoo window mail beta-lottery ,they told me ive won 300,000$ ,after i sent the required information, like bank account no , my name ...etc. they refered me to a guy called dr armed hassan wich works for union bank of negiria (or maybe he pretends that) ,anyway he asked me to pay 1320$ to make the bank avelable to open an account for me and then transfer the prize to my account. now the question is : IS THERE REALY A YAHOO LOTTERY? is that guy trying to rip me off!? has any one got the same email as i have?

2007-08-31 02:07:14 · 11 answers · asked by sikdeeer 1

2007-08-30 20:13:14 · 0 answers · asked by sleepless 1

I have en electronic engineering degree.

2007-08-30 19:29:00 · 5 answers · asked by Anonymous

I am 3 months behind on my payments because I had a terrible financial crisis. I don't want to lose out home that we worked so hard to get for our kids. What are my options?
Please help!

2007-08-30 19:19:45 · 7 answers · asked by 7 Habits 3

2007-08-30 19:15:59 · 14 answers · asked by Mary I 1