Personal Finance - August 2007

2007-08-28 17:01:00 · 10 answers · asked by Anonymous

I have 60k in college loans, just got out of grad school, an got a ok job that pays 35k. I need a new car, but the bank won't give me a loan because of my debt to income ratio. Help?

2007-08-28 15:34:17 · 8 answers · asked by William P 1

I work mon-fri 8.45 - 5pm and saturdays from 9-12. I really want to buy a home, but I need a deposit and with all my bills I don't get to save alot, I have already consolidated by bills as best I can and I budget and stick to it, but is there any suggestions to earn some extra money? I am looking at getting another casual job at nights, or sundays.

2007-08-28 15:33:44 · 6 answers · asked by Sarina77 2

2007-08-28 14:49:15 · 5 answers · asked by happygolucky003 1

2007-08-28 14:46:13 · 6 answers · asked by Anonymous

The guy I am dating and I were fighting so I went through all his stuff. (bad I know) I found a statement from a well known bank showing that he owes them over 3 million. Now my question is, If he wasnt worth at least 3 mill. would the bank have extended this kind of loan and what is he hiding?

2007-08-28 14:45:19 · 4 answers · asked by Anonymous

I have always wondered, if you win the lottery for example, or you just have a huge sum of money, where would you deposit it because you cannot risk depositing it in a bank due to the fact you are only federally insured up to $100,000.

2007-08-28 14:19:55 · 4 answers · asked by Justin 1

I have $1000.00 in my account (one thousand dollars)..The bank just gave me any visa they didn't let me pick.. they sort of did some psychology.. they told me there was an 90% chance that I wouldnt get the visa.. then they told me I could have it as long as I deposit 1000.00 in my account.. I did...they told me that the car is in the mail now and will arrive in 5 bussiness days...

How much on average will they charge me for using the credit card, monthly.. I know you dont know my interest rate, but neither do I.. one of my friends told me that I shouldnt use the credit card until my money is finished, I should stop using it when theres 100.00 dollars left in my account.

HOW DOES THE **** WORK???? HELP ME PLEASE!

When I ask the bank questions they give me short vague answers..

I need the credit card topay for my SAT online and send score reports, pay application fees, etc then Im canceling it.. Im at a boarding school so I cant use my parents.

2007-08-28 13:59:35 · 10 answers · asked by Anonymous

Is it better to put money in a bank acct. at 5% ($40.00)

2007-08-28 13:34:46 · 3 answers · asked by Helen H 2

2007-08-28 13:32:34 · 3 answers · asked by omar c 2

http://answers.yahoo.com/question/index;...
i dont know how to respond my own question,thats why i am pasting the old url here.
well folks i really appreciate your honest reply. most of you said go for a part time job. well, i am looking for it from the past 3 weeks and haven't found it yet. if i do a part time job than i will still make the minimum payment of credit cards not more than that. what i am trying to say over here is that , i have 2 options.
1. stay with this job, get 3yrs working experience.have no savings, and pay off loan in 3 years.
2. my second option is that go chicago drive limo and payoff my all debts around $28,000 in one year. after driving limo about 6 months i will start my MBA and can look for another job after 1yr when my all debts are paid off.
I need to choose b/w these options. please also tell me which Masters degree should i pursue to get a better job in future. my BBA Finance GPA was 3.36

2007-08-28 13:29:41 · 6 answers · asked by masoom_tn 1

im still waiting for mine and its 1.30am boo hoo wanna go bed but wanna pay my bills first

2007-08-28 13:28:37 · 4 answers · asked by Anonymous

2007-08-28 12:58:36 · 7 answers · asked by Anonymous

i need something to help me pay the bills after i have my baby, while i'm on fmla leave from my job. i won't have internet access. any ideas?

2007-08-28 12:49:18 · 5 answers · asked by Ember Halo 6

2007-08-28 12:34:04 · 11 answers · asked by Anonymous

2007-08-28 12:24:32 · 11 answers · asked by Anonymous

My husband just recently lost his job and we are having some money problems..... now we dont have good credit.... so does any one have any ideas on where to get a small loan with bad credit

2007-08-28 12:21:28 · 8 answers · asked by Muah!!! 2

if your finance company didn't pick up your car when you asked them to cause you lost your job are they allowed to tell you that they don;t want the car they want the money in full ? waht if you don't have the money in full

2007-08-28 11:55:07 · 7 answers · asked by Anonymous

So I'm 24 and only have this associates degree in general studies...can't really hold a job because my school schedule changes each semester and then my job doesn't like it, so I go to another. Always living paycheck to paycheck. A year ago, i was working full time in a bank making $33,000 year. I want to marry my girlfriend and buy a house but can't do it with $33k. I asked my job for more money, they said no, because no B.S. degree. I wanted to go back to school but they wouldn't let me cause I had to work full time. So I quit my bank job and went back to college for a B.S. in business, my state university excepted me right away so I went for it. THE PROBLEM IS: I'm at a distance learning campus, cause the main campus is about 5 hours away where I live. If i stay here at the distance learning campus I can only take 1-2 classes per semester and it would take me like 5 years to finish my 60 credits, but if i go to main campus, i finish 2 years.How do I get more money for school? I apply for FAFSA student loan and get only $1,000 per semester, cause I think because I live with my parents? I don’t know? I need $3,000 for classes alone per semester. Plus I need an apartment and pay my bills. If I get married now, will I get more aid? If I leave my parents and live alone, will I get more money? I need help please, this situation is really making me depressed. The only real problem I have is this. Sucks, 24 and no money living with parents. I’m trying to change my life, give me advice.
God Bless You for reading this and for your advice!

2007-08-28 11:52:44 · 6 answers · asked by Anonymous

Is there a legal way other that bankruptcy, to stop garnishments?

2007-08-28 11:44:34 · 3 answers · asked by redguy411 2

Hey! I am also planning to move out of my grandparents house but my boyfriend will be moving with me and i have made a list of calculations that i think might be what i will have to pay but i want your feed back to see if i am close.Me and my boyfriend will try to split everything half and half. Here are my calculations.

Per person::
Rent:$500.00
Water and sewer:$25.00
Garbage:$13.00
Electricity:$50.00
Groceries:$35.00
Cable and internet:$50.00
Gas and car insurance:$500.00 (a month)
Cell phone:$50.00
**TOTAL: $1223.00**

The numbers above are half the price of the actual cost im calculating because my boyfriend will be paying the other half.

Also i came out with a work plan that i think might keep me in this range if i am correct. If I work 8 hour days 6 days a week for $8.00 per hour, i should be making $384.00 a week. If i get payed at the end of every month i should get $1536.00. I should also have an extra $313.00 a month after bills and everything...Right?

2007-08-28 11:41:10 · 9 answers · asked by paizly c 1

i have done many years of waitressing and working at a carpet mill and i have done no years at collage

2007-08-28 11:25:40 · 5 answers · asked by Anonymous

My Anual income is 75K. I have only 48K left on my Condo mortage. I put an aditional 15K into a 401K plus 2K into IRA. I claim 1 for the standard deduction. At the end of the year I end up owing the Federal Goverment 2k. What would be the best course of action to reduce the ammount owed. At this point should I continue to try and pay off my condo early? I am also working a lot of overtime.

2007-08-28 11:00:50 · 4 answers · asked by Mike H 2

2007-08-28 10:49:24 · 5 answers · asked by Christine S 1

What percentage of " Prosper " requests for loans actually become fully funded?

http://www.prosper.com/join/lzc5wh

2007-08-28 10:32:16 · 1 answers · asked by Anonymous

2007-08-28 10:05:30 · 7 answers · asked by Anonymous

2007-08-28 08:53:31 · 8 answers · asked by lmw 1

I would..in this order: quit my job, pay off all my bills, build an awesome house for my mom and dad.., pay off all their bills, give lots of money for a children's hospital..and animal hospital..take a vacation...and save it!!

2007-08-28 08:46:55 · 7 answers · asked by Anonymous

officer contacted me saying that i needed to get some of the stuff on my husband's credit report cleared up. the lady isn't in the office right now and i'd like to know if you need EVERYTHING in your credit history to be paid off before you can be approved for a loan?!?! his accounts that have been put in collection total less than 2000. does the loan officer lady really want us to pay that stuff off? those delinquent accounts were opened up by my husband's mom wayyy back in 1999.

please let me know what you think.

2007-08-28 08:44:46 · 10 answers · asked by vern01 3

My friends say its too much. They say somebody will take it. But if they do I could just get my dad to give me another 1 million.

2007-08-28 07:42:40 · 10 answers · asked by yankeefreak19 1