Personal Finance - August 2007

I'm 21, I don't live with my parents and they are somewhat struggling. They keep telling me that they payed for whatever I ever needed and now I should help them. I don't know anyone else who has to help out their parents at my age. I don't even make that much, minimum wage! Should I give in to them?

2007-08-27 10:49:27 · 12 answers · asked by casaz 1

I am a college student and i go to school full time and work full time. My parents own a small business that has recently been struggling a bit. We have had some cash flow problems while working large projects. Over the past few months I have worked 60-80 hours a week. I told my parents they could just pay me regular 40 hours and not overtime for the time being until they had a little more cash. They owe me about $3400 and its been about 3 months now. Business has picked back up since then. At the beginning of this year they also allowed me to move back in with them for a few months for free. Should i ask for the money? I feel like i should not because there family but i really need the money. I worked physical labor and could be working another job. Please help!

2007-08-27 10:47:51 · 7 answers · asked by J T 1

okay im 13
i want do something to get a little money so i decided I'll babysitt and take care of pets

the only thing is i dont know where to put my flyers
I'm too shy to actually hand them out so where can i post them up???

if you have any other suggestions for jobs, please tell me :D

2007-08-27 07:35:49 · 7 answers · asked by Maria f 2

If I make full payment on my defaulted student loan, through a collection agency, what will show on my credit? What is my best option if I can afford to pay off the loan but I want to protect my credit record?

2007-08-27 07:17:38 · 4 answers · asked by extraordinareality 3

2007-08-27 05:18:55 · 7 answers · asked by colin050659 6

I am wondering if there is a rule specifying how old you have to be to borrow money at those Pay Advance and private loan facilities.
My friends daughter working part time went and borrowed 200$ on 550% interest rate without telling her parents. Granted she is 19, but she still lives with parents, and not paying her bills. She should have some money saved as parents are paying for everything, but she spends it. Are there any laws in this regard? Can a parent go to the facility and forbid them from loaning the money to a 19 year old? Im just very curious how this works.

2007-08-27 05:15:40 · 8 answers · asked by AmZ 3

He works very hard and my daughter in law works part-time but I know they find it difficult to keep up with rising prices e.g having to buy three school uniforms - I'm not sure what to do as I have another two grown-up children.

2007-08-27 04:06:34 · 12 answers · asked by Maryhill 2

My company doesn't offer 401K but I would like to have a plan for me and my husband. Anyone with a personal 401K plan that they like? Thanks for the help

2007-08-27 03:18:22 · 8 answers · asked by MommaG 2

I have never sold anything on eBay before.
I have 100% positive feedback as a buyer(never had a neutral or negative comment) I am PayPal verified with a confirmed address.

How much will it cost me total, using eBay and PayPal to sell my "like new" $200 digital camera on ebay? Is it more or less expensive to use buy it now? Should I use a reserve? Does eBay send you boxes to ship the stuff from your house to your buyer?

I am a poor college student and I think I have like maybe $50.00 in my bank account at the moment, so I really need to sell this camera with as little cost to myself as possible, while still recovering the cost of buying it.

My 7.1MP Nikon Coolpix 7600 point and shoot digital camera has only been used maybe 5 or 10 times, still works great, and still has original packaging, photo CD, and instruction booklet, along with computer cables. Box still looks brand new, as do the photo CD(never used) and instruction booklet. I bought it new towards the end of 2006

2007-08-27 02:41:59 · 4 answers · asked by ♥Kay 4

My husband and I have wroked hard in the past year to clear up his bad credit. We managed to pay off 10 of his delinquent credit items, and only one remains. We have a couple of high interest credit cards that are current that we would like to pay off and also, I lost my job about 3 months ago, and we got behind on rent. I am working again, but we would like to be able to catch up on rent and pay off some other bills. We also need a second car. To get to the point, we would like to borrow $10000 to get caught up on rent, pay off the credit cards, pay off a personal loan of $1700 to our bank, and buy a second car. Does anyone know of any lenders that will lend to a person with bad credit? Any suggestions would be helpful. And please don't preach, we were young when we got ourselves in trouble and have learned our lesson. We are just trying to give our two children a home and a great life. Thank you for and suggestions.

2007-08-27 02:34:15 · 5 answers · asked by lookinout 2

i had applied for an unsecured bad credit loan to pay off some bills. Well i got approved for one but they want me to send them $175 before they will send me a check for 10k...why? and is this a scam?

2007-08-27 01:59:47 · 7 answers · asked by sassy2sloppy 2

I need to turn $30USD into $300USD. Any Ideas on how that might be done as quickly as possible. Scams need not apply, I already know who you are.

2007-08-27 01:37:17 · 11 answers · asked by liz21283 1

2007-08-27 01:03:40 · 10 answers · asked by Anonymous

I definetly know what to choose, but I don't know about you......?

Please elaborate.

2007-08-26 22:05:44 · 7 answers · asked by bb4479 2

plz tell me

2007-08-26 18:47:35 · 2 answers · asked by bigskips 1

does anyone know of any banks finance companies that do this and is it practical.

2007-08-26 18:15:58 · 3 answers · asked by Bama R 1

'Work' means for someone else... In otherwords, acting independently and legaly, how would you parlay 5 grand into enough money to support yourself on an ongoing basis....

2007-08-26 17:53:44 · 18 answers · asked by Alexander D 2

I am starting a career after finishing my B.A. and M.Ed, and I am getting really overwhelmed with the process of paying back student loans and costs of college. Would a credit union be able to help me, at least for financial advice? I would like to consolidate my loans (Federal and Perkins), and possibly get a better rate on my car payments, but I'm a little fuzzy about how a credit union works in the first place.

2007-08-26 17:47:11 · 6 answers · asked by Murrin 2

...i'm not lazy, i just wanted to know of ways to make extra money... legally.
=]

2007-08-26 17:43:20 · 14 answers · asked by Anonymous

2007-08-26 17:26:22 · 6 answers · asked by Roemer 1

After school I'm going to be living at home for 2 1/2 years to 3 years before moving out and plan to save about $30,000 a year dor 3 years..is $85,000 to $90,000 enough to have in your savings before moving out...should I rent or buy?

2007-08-26 17:26:08 · 4 answers · asked by Anonymous

I juste completed a very simple website about a great financial idea that I developed this year. I was wondering what random strangers think of it. The site is www.economicfuture.org. I'm curious if you think the way I put the idea is easy to understand and if you are able to understand the idea, what you think of it?

2007-08-26 16:20:14 · 3 answers · asked by errai14 2

They want to give me money from a dead guy with no family. I've gotten 5 or so from many countries. Does anyone know what this scam is?

2007-08-26 15:43:50 · 6 answers · asked by mark m 1

2007-08-26 15:10:29 · 10 answers · asked by NIck C 1

2007-08-26 14:42:29 · 8 answers · asked by Anonymous

If you're looking for a partner in life with ambition, and you dont want to come right out and ask things like, "how much do you make", "do you plan to expand your career/education", etc., then how can you tell if this person is ambitious or what signs might you see if they're going to be lazy with regards to pursuing a good career, eduaction and a decent lifestyle?

2007-08-26 14:07:37 · 9 answers · asked by Anonymous

i bought this nintendo ds on ebay for 45.00 dollars.im getting a little short on my money.if this helps i also have dogs.so wat r some ways for a 10 year old to make some decent money?REMEMBER IM 10!

2007-08-26 13:59:48 · 7 answers · asked by Anonymous

My aunt has about $180K in her 401 (that's her only savings), and owes $48K on her home. She doesn't draw on her 401 because she has a moderate monthly retirement income but she doesn't trust it will last. Her financial advisor said it would be wise to pay off her home so she will own it, even if it means taking that money out of her 401 to pay it off. I think I agree but she'll get hit hard with at least 20% federal taxes up front by withdrawing enough to pay her home off, as well as it being added to her income the following year. But, at least it will be hers and she's 61 years old and needs all the security she can get. She is a very special woman who loves her home so much. She doesn't work--she's retired. Do you agree that is a wise move to pay off her home with 401 funds?

2007-08-26 13:17:02 · 9 answers · asked by Anonymous

can you borrow money from your social security statement earnings verifying the years you worked if so how

2007-08-26 12:54:22 · 9 answers · asked by yayema j 1

im working on a boy scout merit badge and i need the answer to this question

2007-08-26 12:23:01 · 10 answers · asked by Anonymous