Personal Finance - August 2007

There are certain accounts that state, in order to be opened, you cannot already gave an account with another bank. If someone did not declare to that bank that they already had an account, can the new bank check if you have an account already, or is it based solely on your declaration that you do not?

Thank you.

2007-08-25 14:27:29 · 14 answers · asked by Paul M 4

2007-08-25 14:17:53 · 7 answers · asked by trekp61 1

much did he invest at each rate?

Could someone show me how to solve? Im stumped. Thank you!

2007-08-25 13:53:52 · 3 answers · asked by Anonymous

I know this is a really stupid and simple question but I still want to know.

2007-08-25 13:51:20 · 5 answers · asked by Anonymous

2007-08-25 12:23:09 · 3 answers · asked by Anonymous

My wage is approximately 55% than my wife's
This will be our 2nd home
With our first home, I am the only one on our 1st loan; we co-signed for the second loan (which represents our equity line and)
We both have comparable credit scores

2007-08-25 12:11:41 · 7 answers · asked by Anonymous

2007-08-25 11:55:46 · 4 answers · asked by SEF25 1

I came across this site today and it looks like a genuine opportunity to make some money. I mean, work is involved, but it seems possible..and being paid instantly is a big + and hard to find. Anyone tried it?
http://urlfreeze.com/mystore/L-382b/

2007-08-25 11:16:39 · 6 answers · asked by Anonymous

Is it smarter to:
1. Save up as much money as possible and to just pay a little over minimum payments on all bills.
or..
2. Save just about no money at all and get out of debt. Then once out.. focus on saving money?
Thank you for your help..
By the way me and my husband are in debt fairly bad, and were trying to get on our feet. It seems everytime i pay on a bill, barely any of it goes through because of all of the interest and finance charges. Thanks!

2007-08-25 10:50:44 · 8 answers · asked by afireinsidexxx77 3

0n Aug 22 I went to the bank. the bank teller transfered 500 dollars from checking to savings then I gave her500 cash to put in my checking account. she then handed me my recipt and I was on my way. Then on Aug 24 I went to the bank to takemoney from my savings and asked for a print out of my checking acct and I was 500 short. On the paper it showed that the bank took out my 500 dollars! I asked them why and they said they cannot explain why but the teller was short 500 & i will be credited that money. I still had all my recipts and the print out showed both 500 depostits one for cash & one trans for 500. I went home and called the automated service & my money 500 did not post! I called the teller who did all these trans. she denied I made any deposits although I have all the documents(I also have copies of her cash in tickets where it shows she did accept cash & deposit into my acct. The bank said I may have to swallow $500 I do not know what to do HELP! What next I am so sick!

2007-08-25 10:21:11 · 7 answers · asked by aliana98 2

Have had a lot of bad luck this summer.
My gas bill is on a budget, but what happens if I only pay part of my budget this month?

2007-08-25 10:18:29 · 6 answers · asked by The Only 3

And if they are who's the Best?

2007-08-25 09:44:07 · 8 answers · asked by SilverFox 2

Do you have to report your earnings from playing poker online to the IRS on your taxes?

If so, is there a designated amount that doesn't need to be reported - and everything above that does?

If it matters by state - I am curious about California.

Also, the way the monies are received from the poker site are via check.

2007-08-25 09:39:27 · 6 answers · asked by Jessica G 1

i was looking for a personal and they approved me for a $10,000 personal loan but im a little skeptical because the interest rate is only 6% which seems kinda low for a personal loan...

2007-08-25 09:35:52 · 2 answers · asked by richie s 2

i have estiamte from 3 different how can i tell if they are overcharging me the rate is all about the same but the fees differ

2007-08-25 09:29:00 · 5 answers · asked by Anonymous

2007-08-25 09:23:05 · 7 answers · asked by Mad Money Mike 3

What doe a cease and detist letter look like?

2007-08-25 09:14:58 · 2 answers · asked by lowiezowie 2

What amount of money is a lot for you?

2007-08-25 08:15:49 · 36 answers · asked by Anonymous

2007-08-25 08:05:45 · 5 answers · asked by Anonymous

For 3 years now I have lived paycheck to paycheck and I am so tired of it. I only make enough to pay my bills and survive though so will I ever get to set money aside or save? Im worried about my future and what I will do if I ever got myself into a bind (unemployment, medical problems, etc). I dont have time for a 2nd job either. Im at a loss.

2007-08-25 08:04:22 · 6 answers · asked by Cara 1

My dream is to travel the world, but I know that in order to afford that I would have to save until I was old and un-energetic... Then I would not get the expierience I would have being young... How do I get the money, how do I save, college is so expensive...., and how can you afford both??? What do I do? I want both!!!

2007-08-25 07:59:37 · 3 answers · asked by ulu2011 2

does anyone know if unemployment payments will post to your (state issued) debit card on the weekend? they approved my unemployment yesterday (friday) and released the payment to me, but it isnt available on the card yet? best answer to most detailed information. thanks!

2007-08-25 07:44:34 · 3 answers · asked by smith 2

My husband keeps wasting our money on video games and other useless crap we can't afford, then he tries to hide it from me. He throws away his receipts and won't record them in the checkbook, and he has never paid a bill in his life. If I left it up to him, they would never get paid. I can't trust him with our money. I don't want to treat him like a child and take away all of his credit and debit cards, (besides he would be really really mad) but I have tried talking to him about this for the last 2 years it's been going on, and he just won't stop being irresponsible with our money. Any advice?

2007-08-25 07:35:39 · 7 answers · asked by princesspink 3

Means testing for social security is imminent. The age for full benefits can only be raised so high. Being responsible now by funding IRA's will backfire later when I will not be paid as much as someone who didn't save. Not saving is not an option. Can I begin transferring money to my children via gift, with the understanding they will return it later? I realize it would technically be income, however they could pay for my home, car, or my whatever; without actually transferring cash.

2007-08-25 06:54:06 · 3 answers · asked by scott n 2

I am in the process of checking and repairing my credit.
My question is: If you have had a past account purchased by another debt collector, should not the one whom sold the account be deleted from your credit report? If they stay on your report you have two or three sets of the negative information on your credit report. If you know the answer, please respond with a way to correct it. Thank you

2007-08-25 06:28:43 · 6 answers · asked by Anonymous

I no longer have contact with my father (long story) but needless to say he was a nasty man. I remember seeing the bank/building society book and that it had the stipulation that I couldnt have it till I had reached a certain age (which has now passed)
I just dont know who to approach, there is no family to help me as such. I just wondered if there is a central database or an organisation that could help?
Thanks in advance for your help guys n gurls :)

2007-08-25 05:43:25 · 8 answers · asked by DJ Lazy B 1

In a nut shell, things are changing at work and they are making us decide between 2 options. The best I can describe is…..

The first option is take a pension when we retire, in about 30+ years. This pension is only worth 7 years of my working time. This means that I won’t get a full pension, like I would if I worked there 20, 30, 40 years. I have only been there for 7 years, so the pension would be small and based on 7 years.

The other option is a 401k match at 6%, up to $6,000 a year. There is no pension when I retire, just the 401k plan. This option starts right away.

What do you think is best?

2007-08-25 04:32:26 · 6 answers · asked by msjackaloane 2

iv got 40.000 pound and not sure whats the best thing to do with it?

2007-08-25 04:16:31 · 15 answers · asked by Anonymous

2007-08-25 04:00:23 · 2 answers · asked by LONA R 2

If i left a job without 2 weeks notice? would i not recieve any pay even if i worked 2 million hours, ive been in this job for about a month and a half, reallly hating it. so what would be the outcome of my pay?

2007-08-25 03:34:58 · 12 answers · asked by The World At War 1