For 3 years now I have lived paycheck to paycheck and I am so tired of it. I only make enough to pay my bills and survive though so will I ever get to set money aside or save? Im worried about my future and what I will do if I ever got myself into a bind (unemployment, medical problems, etc). I dont have time for a 2nd job either. Im at a loss.
2007-08-25 08:04:22 · 6 answers · asked by Cara 1 in Business & Finance ➔ Personal Finance
every body tends to live well beyond there means -- you need to keep track for three moneys of where ever penny goes i did type penny (example say every morning i leave the house and stop at the local time saver and get a cup of coffee to drink on the way to work -- it only cost 87 cents -- how much would that same cup have cost if i had fixed it at home and carried it out of the of house maybe at the most 23 cents) and at the end of the period look at any thing you really could cut out -- do not charge anything on your cc during this period but keep a metal note -- if you know you will have to pay cash for that 6 pack of beer on the way home you may decide to drink tap water this evening --it is not the big purchases that get folks in trouble it is the little 1 dollar here 5 dollars that eat them a new lunch== anyway i am glad you realize you need help before you are up to your ears in debt and than cry wolf!!!
2007-08-28 09:15:07 · answer #1 · answered by Anonymous · 0⤊ 0⤋
There are a million ways to spend less money; here are a few I use:
>Buy clothes at less-pricey places (Think Target and Kohl's).
>If you have a cell phone, see about stepping down a plan or getting rid of internet access.
>Find a way to combine errands to save gas.
>Carpool.
>If you have satellite TV or cable, see if you can live without it.
>Don't rely on the A/C or heat in your house as much.
>Get rid of unnecessary utilities. For example, we have FiOS internet and cell phones, so a house phone is a $35/month bill we don't need. So we got rid of it.
>No matter what you are buying, always look for the best price.
2007-08-25 08:21:07 · answer #2 · answered by WyattEarp2000 2 · 0⤊ 0⤋
What are you spending your money on?
I've heard so many tales of folks unable to keep up with their bills. Yet they are "rent to own" big xcreen TVs and have a closet full of designer clothes.
Make a budget. Start by writing down everything you spend ,money on for two weeks. Then start looking to cut out the fluff. Check your regular bills. Do you really need a cell phone. Do you need all those extra services on your landline (call waiting, forwarding, etc). Are you paying line maintenance fees?
A couple bucks here and there start to add up.
2007-08-25 08:23:56 · answer #3 · answered by bdancer222 7 · 0⤊ 1⤋
Watch this quick movie, http://sixsevenx.MyWorldMovie.com
I found this site when I was looking for Pizza Hut coupons to print out on my computer.
I joined them with out knowing exactly what I was getting into, but I'm glad I did.
I went back to the site the following day to find that I had made money
and I didn't do a darn thing!
2007-08-25 17:56:40 · answer #4 · answered by m k 1 · 0⤊ 0⤋
Go to school get more education in the same field or a better field so that you can prosper.
2007-08-25 09:56:23 · answer #5 · answered by butterfly 2 · 0⤊ 0⤋
You dont need another job. You need a better job.
2007-08-25 08:12:47 · answer #6 · answered by heybulldog 5 · 0⤊ 0⤋