Personal Finance - August 2007

i need to save as much money as possible for a trip and happiness as soon as possible

2007-08-24 06:58:33 · 7 answers · asked by hurtadomrhurtado 3

2007-08-24 06:25:03 · 10 answers · asked by an4 1

Bank of america is very stealthy in charging overdraft fees. For instance, my account had a certain amount of money, I went and used my debit account for several different transactions. I log in this morning and found 6 negative transactions. Why? Because Bank of America cashed a check I wrote several days prior, that day but never bother to display this as being cashed in my online account, overdrawing it. So I now I owe $35 several times over for small charges as low as $.95! This is very deceptive. How can I avoid paying these ridiculous fees? I am not rich and cannot afford to have thousands sitting in my account. Any banks with lower fees and less deceptive practices than bank of america?

2007-08-24 03:58:33 · 12 answers · asked by aCeRBic 4

i know about loans, but is there any other way? i am experiencing financial difficulty, but i don't fit into any T Rowe Price's categories of "financial hardship". Can i roll my funds over into an IRA, then withdraw??? HELP!

2007-08-24 03:38:01 · 8 answers · asked by Curious T 1

Is there anything you can do if you try to use a gift card that should have a $40 balance on it, but Circuit City says there is nothing on it. It was a x-mas gift and I know for a fact that it has not been used. The scratch-away strip is still intact on the back. We are not sure if we will be able to find a receipt.

2007-08-24 03:36:33 · 8 answers · asked by Tax Man 2

A debt collector is chasing my friend, she has told them that the debt management comapny are liable.

The debt collectors are calling my friend and not the debt management company.

Who is in the wrong?

2007-08-24 03:17:44 · 8 answers · asked by Rebz 5

I received a check in the mail for $2100.00. I have called the bank and the account is valid and as far as I can tell the check is real. I really could use the money, and want to cash the check. What is the worst thing that could happen if this is a scam? Has anyone else received a check for contest winnings and cashed it?

2007-08-24 03:13:06 · 4 answers · asked by dana 1

2007-08-24 02:48:23 · 7 answers · asked by Anonymous

The purpose using the petty cash book for what purpose using?

2007-08-24 02:12:19 · 5 answers · asked by Meili Wong 2

where and how can i get this amount within 2 or 3 months.
what's the best legal business, that could make this sort of amount,
i'll do ahything, i'll even work 16/7
please help.

2007-08-24 01:39:01 · 12 answers · asked by usv1_co 1

if food is getting more expensive and computers, tv, dvd player ect or getting less expensive does that mean that in say 50 years times a hamburger is going to cost more than a tv or a computer

2007-08-24 01:14:55 · 2 answers · asked by Anonymous

I want to consoladate my debt.Im not late on payments at all have a repo and dont wanna get bad credit for consolidating.

2007-08-23 22:46:12 · 6 answers · asked by Bring it 1

2007-08-23 22:40:42 · 3 answers · asked by Anonymous

2007-08-23 22:39:11 · 1 answers · asked by Anonymous

Just enough life insurance to pay creditors. Attorney wants me to put it in 401K, declare Chapter 13 instead of paying debts. Am 52 yr old widow with no retirement savings, but
good working income as nurse. Not better to pay debts and
start saving income for retirement?

2007-08-23 22:37:02 · 6 answers · asked by Anonymous

How much is £13 in american money?

2007-08-23 20:47:15 · 3 answers · asked by Chris 1

I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?

2007-08-23 20:27:50 · 6 answers · asked by thespaceofmyheart 1

I am talking about all one card. Assuming one has the credit limit to do so. Say, one has a $5,000 C.C. debt with a %12 APR and a $15,000 credit limit and they are given purchase checks with a fixed 7% APR (which many c.c. companys do). I know they forbid you from using those to pay balances from the same company that issued them, but why not just use one of those purchase checks to write $5,000 cash to yourself, put that money in your checking account. Then, write a regular check to pay off that higher $5,000 APR on your credit card so that you are left with $5,000 debt at 7% rather than $5000 debt at 12%

2007-08-23 19:36:39 · 3 answers · asked by Fishy5499 1

2007-08-23 19:33:18 · 10 answers · asked by Anonymous

will i ever be able to buy another house and car if i just left and didnt make one more mortgage payment and one more car payment on what i have now...ive already did a chapter 7 and every1 is saying that the judge will refuse it...will all of this just go on my credit or will i be in some kind of trouble if i just leave and rent....

2007-08-23 19:21:17 · 5 answers · asked by Anonymous

Okay i need to make $500 in a week.PLEASE HELP.

2007-08-23 19:03:04 · 7 answers · asked by natalovee 1

Right now I have a 10K debt on one of my C.C. and it has a high interest rate, but if I am able to get a 10K loan dollars to pay off the entire amount and then use a C.C. purchase check from that same card (but this time with a much lower interest rate) to pay off the loan in a week or less I will be in better shape. One side note is that the local bank that I will be asking the loan from is also the same bank that owns the C.C. Do you think this idea will work. I have a lot of student loan debt in addition to this C.C. although my credit rating is pretty good. I feel something like this is my only option because I don't see my income getting that big in the near future and I can only afford to make the min. payment which is getting me nowhere. A debt counseling agency will only help me if I get rid of the card, which is my only source of emergency funds. Also, I am unable to get another lower interest rate C.C.to transfer to $ to because of the my high debt to income ratio

2007-08-23 19:00:09 · 7 answers · asked by V for Vendetta 1

2007-08-23 15:50:21 · 2 answers · asked by lilly101200 2

Is it bad to have more than one or two bank accounts? I don't even know what inspired this question to be honest. But I was just thinking about how I personally have 5 accounts with 5 different banks. Then in addition to that I have a Roth IRA with Schwab, and one with Fidelity, and another account with Scottrade for my discretionary fund. Then lastly I have my 401(k) So all totaled that is 9 different accounts. Is that too much? I have no credit cards, no debt or anything, just 9 different accounts, with 9 different institutions. For some reason that just seems a little excessive. Or maybe it isn't. Whatever, any thoughts?

2007-08-23 15:48:17 · 4 answers · asked by ricky ross 2

2007-08-23 15:04:54 · 14 answers · asked by Little Witch 2

Looked online don't know where to go. My credit is bad, but i'm trying to get back on my feet. please help me

2007-08-23 14:39:14 · 9 answers · asked by Anonymous

I have been in chex systems since last year

2007-08-23 14:33:17 · 8 answers · asked by Anonymous

Can power of attorney [parent has Alzheimer's and cannot sign documents] be used to obtain a personal loan [from a bank] in parent's name?

.

2007-08-23 14:20:12 · 3 answers · asked by Anonymous

If so please tell me whether it has worked for you and if indeed they are completely legit or a way to find out if they are thanks so much.

2007-08-23 14:16:17 · 2 answers · asked by Anonymous

i just turn 15 and i need money quick i dont get money from my parents and i not allowed to work until im seventeen cause my dad wont let me does anyone kno how to get quick money

2007-08-23 13:52:00 · 4 answers · asked by Anonymous