Looked online don't know where to go. My credit is bad, but i'm trying to get back on my feet. please help me
2007-08-23 14:39:14 · 9 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
look if your credit is bad you must be behind on bills -- if so how are you going to pay for added debt == just quick spending money on unnecessary things and downsize you life quickly -- get rid of everything that is dragging you deeper in debt and not paying its own way!!!
2007-08-27 01:29:46 · answer #1 · answered by Anonymous · 0⤊ 0⤋
This may or may not help you:
First of find out what your credit score is you can go on-line to all three major credit companies, or even pay a service to get your credit score, the three main companies are:
Trans-Union, Experian, Equifax
You could try payday loans usually will only go up to around $500.00 AND CHARGE LARGE INTREST RATES!
American Beneficial is a small company that offers loans, or try your bank.
Capitol One is a pretty good credit card also to try.
Image one offers a way to get credit with bad scores.
My suggestion is however try to work through your sitation without getting a loan, get your credit reports, and dispute any incorrect information on them, next pay off any small debts you can and have them removed from your credit files.
Next consolidate any credit cards down to one or two cards or even get a pre paid card.
If your home owner look at a reconsolatation loan and pay everything off that you can and still reduce your credit cards and extra.
Try to make arrangements with companies but don't make any you can't keep.
Last advice is talk to an attorney about bankruptcy.
2007-08-23 21:51:36 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Shawna,
Be very careful! There are a ton of blood sucking mortgage people who have zero ethics and will take you for a long ride on a no-win road. Talk to a quality lender, not online junkies! You may want to ask a good realtor from a reputable RE company and interview the mortgage people that they use, I recommend the bigger companies like Coldwell Banker.
2007-08-23 21:49:02 · answer #3 · answered by Free Thinker 6 · 0⤊ 0⤋
Many lenders, banks in particular, deal in any sort of secured loan other than second mortgages. Other institutions deal almost exclusively in secured loans. Finance companies that deal in secured loans can be found in your phone book, newspaper, and increasingly, online.Shopand can get a good idea of what each can offer you in terms of interest and other finance charges and fees. Choose the best one for your needs, and apply for the loan.
2007-08-23 21:58:55 · answer #4 · answered by God r 1 · 0⤊ 1⤋
If I give you a loan can you pay it back? More likely not. The best thing for you is to get a second or even a third job and save as much as you can.
2007-08-23 21:45:26 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Don't fall for any offer of a loan where you have to pay a fee up front - they are trying to scam you. If the fee was legit, they could take it from your loan amount.
Be very careful of any loans you find on the Internet, most are scams.
Good luck.
2007-08-23 21:44:12 · answer #6 · answered by Judy 7 · 0⤊ 0⤋
If your credit is low means try at any private money lenders
2007-08-23 21:43:17 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Try this site: http://cuturl.com?924753 it can make you good money and it is easy to do. There are no fees and it pays out every Friday.
2007-08-23 23:01:56 · answer #8 · answered by Anonymous · 0⤊ 0⤋
check out clarkhoward.com
you might find some help there
2007-08-23 21:44:10 · answer #9 · answered by yousuck 2 · 0⤊ 0⤋