writitng bad checks and trying to open an account at the bank?

Question

cant find a bank that willl open a checking account for me because im in the chec system. Is there a thing called check school for people who write bad checks

Answer 1

It's called JAIL.

Answer 2

If you have problems with finding a bank that will let you open an account, another alternative for you is to go with a prepaid Visa or MC. It seems that most of them say they aren't checking against ChexSystems. That includes the one that I recently got, which also has no overdraft fees and has online bill pay too. The reason they don't have an overdraft fee is because they will not allow transactions to go through if you don't have the funds to cover it. It's at www.readydebit.com. You pretty much get all the same features as a bank account with one exception, no paper checks (but again, online bill pay makes that not too big of an issue).

Answer 3

No there is not check school. If you want a checking account eventually you need to start by making good on your obiligations. You need to pay for the checks you bounced. After paying your obligations, maintaining good credit for six months to two years you may reapply later on. You have other options. Open a savings account and do counter withdraws inside the branch or get a prepaid debit/credit card and use it for your purchases.

Answer 4

I know of three reputable banks that include U.S. Bank, Bank Of America (Make sure you apply On-Line.) and Etrade Bank that will most likely issue you a checking account while being on the Chex Systems.

Answer 5

if they were caused because you can not add 2plus2 it is called grammer school -- if it is because your like to try to float or kite or boune chacks it is called reform school-- suggest you use cash for a while and let that be you lesson for the day!!!