Personal Finance - October 2007

I filed for bankruptcy a year and a half ago due. I am current on my bills. I make about $65k a year. I filled out an application with Countrywide 2 weeks ago and never heard back. I have left the loan officer several messages. I'm guessing it was denied but i never recieved any type of notification. I only have about a 5% downpayment. Is it still possible to get qualified for a loan with less than perfect credit?

2007-10-27 07:48:58 · 5 answers · asked by Anonymous

I just became a part of the credit union (offered through my college) because I am originally from another state and I can't get my deposits directly deposited for yet another number of weeks. My other bank isn't a credit union, but it also uses Visa debit cards. I just received the one from the credit union in the mail today and it stated that after I activate it, the possible other existing cards will be deactivated. Does this count my other debit card that isn't from this same banking system? The person that set me up with it didn't bring up there'd be a problem.. he didn't even ask me if I had another debit card. Neither of my banks are open right now so I can't even call and ask this question!

2007-10-27 07:05:52 · 5 answers · asked by TashaD 2

2007-10-27 06:43:10 · 6 answers · asked by d 1

example. i get paid one week, then my fiancee gets paid the next. so every week, someone is geting a check. should we each take one check out of the month and use it completely to pay bills. and the other 2 checks use them for saving and miscellaneous expenses. the benefit of that would be that i have a larger sum of money on hand. the negative is that after paying bills we would be short on cash. or is it better to pay bills using all 4 checks. then i woulld have money left over. example- $200, $200, $100, $100.

2007-10-27 06:07:36 · 4 answers · asked by dgmotley 2

my friend is in serious debt..

she has had a letter from the city council saying that she has been overpaid in housing benefit, only £230.00

Plus, she has had a letter from the debt collectors on hbehalf of capital one of intentions of court proceedings.

The capitalone debt is saying that she needs to find £500.00 by 31.10.07 but there is no way that she can

Will she go to prison if she does not pay.

2007-10-27 05:07:43 · 4 answers · asked by Rebz 5

What do I need to know? I may only leave my initial deposit in for 90 days - this is a link to Countrywide offers - can someone help me understand the differences between these accounts

https://bank.countrywide.com/CWBRates.aspx?tab=tm

2007-10-27 05:05:08 · 1 answers · asked by cmebDUCKs 3

2007-10-27 04:10:54 · 2 answers · asked by t42pleas 1

2007-10-27 04:10:01 · 8 answers · asked by Delaney 1

2007-10-27 03:44:12 · 4 answers · asked by john e 1

Perhaps it would be nice to have an average for different countries?

2007-10-27 03:26:08 · 3 answers · asked by Anonymous

with a details answer..

2007-10-27 03:09:21 · 4 answers · asked by Raidah M 1

i have always paid my csa payments for my 2 children from a previous relationship on time and dont have a problem with this, but i am finding it difficult to pay all the bills and my mortgage . i have in the past phoned the csa and explained ,but they say it cant be reduced,they are not interested.
i was wondering if anyone knows what would happen if i just reduced my payments without telling the csa.
i am in the uk.

2007-10-27 01:03:00 · 6 answers · asked by bevmum 2

2007-10-26 23:45:32 · 1 answers · asked by apex_shan 1

2007-10-26 21:53:26 · 6 answers · asked by mehmood_78 1

CITI TRUST BANK LONDON UK.
INTERNATIONAL REMITTANCE DEPARTMENT
251 DEANSGATE MANCHESTER
M3 4EN, UK
Citi Trust Bank London UK. "We Make the DIFFERENCE"


OurRef: CTB/LNUK4507 Your Ref: Date: 22nd 10 2007


Attn: Md. Bokhtiar Ashraf
Dhaka, Bangladesh.

Dear Sir,

FUND TRANSFER /INHERITANCE CLAIM

This is to inform you that this Bank have received an urgent information from Ministry of Finance to effect your inheritance claim into your Bank Account.

Note that all documentation has been received and verified to your favors and you are qualified to receive your inheritance claim to your nominated Bank Account accordingly.

Attached below is the PAYMENT ADVICE and you are advice to carefully go through it and comply by sending the required fee with the payment information as stated below.

You are required to make this payment of US£4,6200. 00 through our accounting officers MRS. JESSICA

2007-10-26 21:22:57 · 2 answers · asked by Bokhtiar A 1

2007-10-26 19:11:38 · 7 answers · asked by manicpanic77 1

I think PR is like a event cordinator am I right?

2007-10-26 17:05:12 · 4 answers · asked by dance 1

im 14 and i've been wanting a laptop forever. i have only 100 dollars and the macbooks [cheapest one] is $1,099.
i don't know what to do to earn the money.

personally, my mom is kinda in debt right now so i can't really ask her for a lot of money and my dad isn't rich either, so i have to raise it on my own.

i don't really like to babysit so idk what else to do. im going to set out some flyers for dog walking but i think that i should do some more things. ohh, and im homeschooled so i can do stuff during the day, too. if you have any ideas for me...please share!!! im very desperite.
thanks so much.

2007-10-26 16:52:01 · 6 answers · asked by KandiKid 2

2007-10-26 16:51:22 · 11 answers · asked by Andreu 2

I'm currently at Key Bank and am having serious issues with them. After mentioning this to several people, I guess they're a really BAD bank to be with (I haven't heard one good thing).
My grandma (who often makes deposits into my account - yay grandma!) suggested that I switch to Chase bank (her bank - would make it easier to transfer money haha). Does anyone know anything about Chase bank that would be helpful in making this decision, or any other bank for that matter? I intend to thoroughly do my research this time, instead of going to a bank because it's giving out free iPods with their accounts...though I'm honestly not surprised they had to resort to that with their terrible service!
Thanks in advance!

2007-10-26 15:50:48 · 10 answers · asked by Anonymous

I apply for the job and i was ask to do back grawnd checking which i agree, How ever i dont know why i was ask my personal account information, but? is that normal? are they allowed to know my personal asset? please help.

2007-10-26 15:36:11 · 3 answers · asked by martha c 1

2007-10-26 15:11:40 · 9 answers · asked by Fabo 4

2007-10-26 13:42:57 · 3 answers · asked by Anonymous

2007-10-26 12:58:35 · 21 answers · asked by nofool 1

I need to know if the amount will be withdrawn from my account before Wednesday.

2007-10-26 10:58:12 · 4 answers · asked by acepregi 1

2007-10-26 10:30:17 · 2 answers · asked by Anonymous

So here is the classic dilemma. I loaned some money to a close relative of mine (my aunt) and she promised to pay me back as soon as she got some money coming to her. My uncle had some money coming from his job so my aunt promised to pay me back in six months. It has been now close to two years and all I hear is the endless list of excuses how the money is not enough and she is waiting for this and waiting for that. So the question is how to deal with someone like that.? How do I ask her to pay up? How stern should I be? Any advice about the future regarding money lending to family. How should I determine who to loan (if they ask) and how much to loan? Banks have credit score to check and hundreds of analysts. What can I do? Should I just refuse everyone in the future?

BTW, legal action is not really an option. The loan amount was aroun $2000 and yes I didn't get her to sign anything.

2007-10-26 09:03:33 · 10 answers · asked by The Prince 6

Oxford HOUSE lottery company

2007-10-26 08:45:12 · 11 answers · asked by Palne B 1

I found two places where I would possibly like to order from, but I just want to make sure it's safe and they are reputable websites. The first is Checks In The Mail, and I heard about ordering checks from Wal-Mart. Has anyone ever ordered from the two I mentioned?

2007-10-26 08:01:41 · 6 answers · asked by Anonymous

2007-10-26 07:45:17 · 9 answers · asked by Edi 2