Personal Finance - October 2007

i would by the mall and a car thas all i need lol well i got an caddalic but whateva

2007-10-02 11:41:45 · 5 answers · asked by qt-jazz 1

What is "daily ledger" and "Monthly Maintenance Fee" and the "monthly collected balance"?

2007-10-02 11:10:17 · 6 answers · asked by Lezlee C 2

If you had 10 million dollars or more, how would you best secure that money from risk?

2007-10-02 10:02:34 · 12 answers · asked by q4norm.answ3rs 3

2007-10-02 09:12:36 · 6 answers · asked by Katie D 2

I just started keeping track of where my money goes. I created a budgeting sheet that allows me to record EVERYTHING total it up on a daily and weekly basis and make comparisons. However, as good as it is, it's only helping me save 1/2 to 1/4 of what I would really like to save. Any inexpensive suggestions out there???

2007-10-02 09:09:54 · 7 answers · asked by Nyssa 1

2007-10-02 08:26:16 · 26 answers · asked by Anonymous

can i open a roth ira if i am not employed ? If not , what kind of retirement account can i open if im not employed ?

2007-10-02 07:45:50 · 3 answers · asked by dino a 1

Do you have money to cover bills, and some fun stuff but can't go splurge on a wall flat screen tv?

Well, this girl I know just moved, and just bought a new tv, a new house, and she's all bragging about stuff.

I'm 26 with 2 kids and a husband and we live in a trailer, and have 2 cars there both old, 1990's, and he has a good job but we don't even have that much in savings, and we hardly ever go out.

Do you feel like me, or are you bragging like the girl?

2007-10-02 06:53:44 · 1 answers · asked by Anonymous

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I'm in my late 40's, have a wife and 2 kids, normal bills, mortgage, etc. Does anyone have any opinions about what is really the better deal long term?

2007-10-02 06:51:26 · 11 answers · asked by Nathan S 1

2007-10-02 06:35:04 · 16 answers · asked by trixi 1

i have a friend who was selling me a horse trailer we agreed to 50.00 a week till the 800.00 was paid off i was half through paying it off.and she calls to tell me either pay the remaining off today or i have someone who will buy it today,do you think thatwas a messed up thing to do

2007-10-02 06:13:15 · 7 answers · asked by kenny h 1

i want to start my own buisness, and maybe use some for personal use i have bad credit just need some money to get on track.

2007-10-02 06:11:40 · 3 answers · asked by Anonymous

2007-10-02 05:46:56 · 3 answers · asked by Brittany b 1

I am looking into a place for savings and I came across prosper. It seems very interesting but maybe a little too good ha ha. Has anyone used it or know anything. Thanks

2007-10-02 04:28:53 · 2 answers · asked by Kara C 2

2007-10-02 04:15:39 · 1 answers · asked by Anonymous

My boyfriend and I have been living together for 8 months and I agree on 50/50. But he thinks that it makes the relationship "cold" and we should be looking out for each other and not focus on "down the middle." I'm a recent grad and my money isn't overflowing and I don't expect for anybody to pay my way.

2007-10-02 02:54:24 · 7 answers · asked by missutusa 1

2007-10-02 02:42:50 · 10 answers · asked by Koo$ha 1

2007-10-02 01:03:50 · 4 answers · asked by Anonymous

Any upgrades or anything not to major though, the car is completly stock right now

2007-10-01 20:10:48 · 1 answers · asked by Anonymous

After 4 years with my current employer, I decided to take another job elsewhere. My 401K that I acquired while there is performing VERY well. I was wondering though, now that I am not employed there will of course be no more payroll deductions nor employer matching going to the fund.... What should I do? I am now doing contract work and as such do not have a 401K that I can rollover to and to be honest I really don't want to move this money because the funds that I am invested in with the current plan are great. I've earned a return since inception of approx 28% and so far this year alone the return has averaged 32%.

Is it possible to contribute to a 401K on my own, by sending in money or setting up a draft on my checking account? I always thought that you had to make contributions through payroll deductions. If its possible to make contributions, I could do that with no problem, I'd even be able to contribute as much or more than I was before.

Any guidance is appreciated.

2007-10-01 15:58:07 · 9 answers · asked by YahooVista 2

i have a bbandt checking account. I do not EVER write checks so i don't get them.. Where can i find the little tracker book that comes with your checks?

i can't seem to be able to keep all my receipts and each week have no idea how much is spent..

2007-10-01 14:59:09 · 6 answers · asked by ♥ LovingMyLittle1 4

They are a rip-off! Some good teachers. They said there would be archived webinars that we could watch anytime and they havent provided now 6 mths later. Lots of technical problems with their webinars and cancellations!
SAVE YOUR MONEY!!!!! CAN I GET MINE BACK????

2007-10-01 14:36:29 · 2 answers · asked by rippedoff 1

2007-10-01 14:33:45 · 5 answers · asked by Anonymous

i am moving to canada permanently. from what i know, my credit score in the united states is based off my social security number, which i will not have in canada. what is to stop me from buying a new car, maxing out credit cards, etc, and disappearing to canada? do they have any way to collect? how would they possibly find me in canada and how would they collect across borders, if they even can?

i understand it will DESTROY my credit in the united states, but if i have no intention of ever coming back, i can't see the drawbacks to this.

let me add in before anybody says it. i have no family in the united states, literally NEVER intend on coming back, and have no moral conscience. i won't feel bad, i just want to know what will happen, if anything.

no coverup answers, ie
- canada doesn't want you. i don't care.
- that's a horrible thing to do. i don't care.
- you will regret it later. i don't care.

i just want to know if the united states will have any way of collecting the debt.

2007-10-01 13:52:16 · 14 answers · asked by Xedo the Cat 2

2007-10-01 13:29:50 · 7 answers · asked by Anonymous

I am currently looking at colleges, either a 4-year (public or private) or possibly a community college. I already have most of my college paid for with the help of my parents if I wanted to go away, but I would probably still have some student loans. If I stayed home I would save a lot of money and would not have to take out any student loans, allowing me to further invest the money currently set aside for college. If I worked 30-40 hours a week at around $10-15/hr along with attending classes would it be wise/acceptable to purchase a $20-25k car? I will have some other expenses along with the monthly car payments, but I won't have rent or anything since I will be living at home.

Thanks!

2007-10-01 13:00:52 · 7 answers · asked by Anonymous

I am sincerely looking for a work at home job! So far they wanted $1 and all I got was an expensive headache! Then I started to receive sexually explicit e-mail. For those who may have sent those @!@%$##@$ e-mails, I am a straight woman! Please, please have mercy on a person who just wants to pay her college debt and take care of my family. Also would like to make a little money to buy me a small tree. Is there ANYONE OUT THERE THAT CAN BE TRUTHFULL AND HONEST!!!! without taking anything more from me. Signed.... Burnt up, down and out!

2007-10-01 12:17:25 · 8 answers · asked by Bobyi P 2

2007-10-01 12:07:26 · 6 answers · asked by Anonymous

I was walking in the supermarket and stumbled across two blank money orders on the floor. One for 72.00 and another for 500.00. Should I return it to the clerk at the Money order booth?The Supermarket manager? Or just call the store all this week to see if someone lost the money order with the exact amount? Should I deposit it in my account and wait to a while to see if the person will track it back to my account, then return it?

2007-10-01 11:28:49 · 6 answers · asked by Artscola 3

I currently pay 2 different mortage payments with 3rd Federal bank.

I would like to turn the 2 mortgages into one.

I want to turn my home equity variable loan into a LOW fixed rate.

How and where do I go about doing this?
Which companies offer the lowest rate?
How do I find these companies.

Serious replies only please.

Thanks - Curt

2007-10-01 10:46:52 · 3 answers · asked by CruisesUnlimited 2