Personal Finance - October 2007

If the 401K was rolled into a roth ira first and you have enough to pay off your house, then took whatever money you were previously paying into your mortgage and paid it into your IRA, would this benefit you or hurt you in the long run.

figure mid to late 30's with $100,000 and 15-20 years left on the mortgage
(I am quite a few years away from this but curious if it would work to my favor when I get there.)

2007-10-04 04:23:52 · 5 answers · asked by ed L 1

I've never really know what I should do on this, and I'm starting this month to put extra on it to pay it off earlier, what would be more effective? Thanks!

2007-10-04 04:23:19 · 5 answers · asked by ASH 6

I have both Roth IRA's for my wife and myself some 10 years ago. Apparently we have choosen the wrong mutual funds (Bnak of america MARSICO fund Family) which was suggested to us by the banks pesonal finance representative. As nothing happened in 11 year. I guess only the bank or the fund made some money.

Now I am having a job situation and I need the money. How can I get my money back

Thanks

2007-10-04 04:17:20 · 4 answers · asked by MattsMinivan 1

i have been in touch with the creditor..they told me as long as i called them and kept them up to date on payments etc, she would help me i only have 8 payments left..i got hurt at work and was out of work for three months i am VIGOROUSLY working to pay my car..i made a payment to her on the 12th of the month while she was telling me she was going to work with me she sent the repo people out on the 13th..i was 4 months behind and now i am only 2..i feel like she lied to me is this legal her lying to me.

2007-10-04 03:55:22 · 7 answers · asked by Helaine B 1

I just got turned down for a loan at Chase and I need to take out a loan for $13,000 to buy a car from my friend. I have a credit score of 670, pay about $450 in rent a month, make about $400 a week, and still owe a few hundred on my two credit cards. Is there any place I can go that will be more likely to approve a loan for me? And, is it still possible for me to get a descent rate?

2007-10-04 02:47:35 · 0 answers · asked by Todd M 1

I need advise on how to talk to my mother, who lives with my husband & I, about her spending habits. My husband have been married for 5yrs & 2 yrs ago we were really struggling financialy so we moved my mother in with us to help keep us afloat. We have moved 2 times sinse then. We are now in a more expensive house and it just plain costs more to live. Well my problem is that she still goes and spends money going out to eat. Usually its either on her lunch break or when she calls home and asks whats for dinner and shes not happy with what I am cooking. The lunch break problem bothers me because my husband eats sandwhiches and chips for lunch everyday and when we dont have $ for lunch meat he has to eat PB&J'! But my mother is unwilling to make this sacrifice for the family. We dont have many "extras" as far as bills. The only things we have are mine and my husbands cell phones and the internet$7/m. The cell phones will be gotten rid of as soon as the contract is up.
more in a sec...

2007-10-04 02:39:02 · 6 answers · asked by Anonymous

2007-10-04 02:11:42 · 11 answers · asked by kayeman m 1

It seems like banks enjoy customers when ythey are young and sharp but the day they become older and make little banking errors the fees come out like a monster. Does any one share this experience

2007-10-04 01:50:09 · 3 answers · asked by Anonymous

I am living paycheck to paycheck and I make enough money to not do that. I don't even know what I spend my money on, as I have nothing to show for it. Please help!

2007-10-04 00:45:23 · 12 answers · asked by Jessibell 1

i want to know that what is full from icici bank

2007-10-04 00:23:21 · 2 answers · asked by Anonymous

ive only took out money from my account, but what do i do to put cash in? i see envelopes and stuff, what do i do with it?

2007-10-03 19:04:41 · 5 answers · asked by Anonymous

My moms social securty is going straight into our checking account.Not to the nursing home.
I pay the bill with whats in the checking account.I cant work cause i have very bad arthrists.
Now that the money is all in my name i cant get any assistance from the goverment

2007-10-03 19:02:34 · 1 answers · asked by teddybear 3

How long will I be able to get the money transferred from a Credit Suisse account in Switzerland to a bank here in the Philippines?

2007-10-03 18:18:49 · 3 answers · asked by dirkpt 1

2007-10-03 17:59:14 · 6 answers · asked by dizzymom 4

I want to start a bank account so I can save for things like Student Fees and a car or gas money. I'm tuning 16 in January. But, can I get a checking account and 15 w/a debit card or check book. I don't want a credit card till I'm 15 but can I get one? Any useless information relating to the subject will be much appreciated, thank you.

2007-10-03 17:57:04 · 4 answers · asked by Faraj - King Of Ramadan Section 2

2007-10-03 15:39:16 · 11 answers · asked by Anonymous

I RETIRED AND INVESTED ALL MY PENSION, 401k WITH A INVESTOR. I FEEL IF THEY REALIZE I DON'T KNOW WHAT I WAS DOING THEY SHOULD INFORMED. THEY WERE THE KEEPER OF MY MONEY.

2007-10-03 14:07:50 · 4 answers · asked by blechols 1

I do yard work for my neighbor. She wrote me a check today, but I was turned away from the bank when trying to cash it.

They told me to "Go back, this check can't be cashed right now."

I assumed that there were insufficient funds in the account, and that I would have to talk to my neighbor and cash it at a later date. However, after futher inspection, I noticed that the date on the check was October 7, 2007. I tried to cash it today, on the 3rd.

Although there was a different date on the check, will my neighbor still get charged by her bank for me trying to cash it today? Is it the banks error for not noticing the date? If the bank tries to charge her, and she points out the date on the check, is it possible that the charge will be dropped?

2007-10-03 13:11:31 · 10 answers · asked by Anonymous

I'm a struggling real estate agent and presently in need of urgent cash. I've tried working harder but it is not happening...
I lost the meaning of GOD and wondering where is my next paycheck is going to come. That is WHY, I'm turning to Yahoo Ask.

I know that I sound like a loser to you people but I've no choice but in hope that somebody out there is listening...

2007-10-03 12:00:11 · 3 answers · asked by Chanm 1

i live in a twon without any where to work and the next town is 10 miles away plz help me

2007-10-03 11:34:40 · 3 answers · asked by Anonymous

The mutual fund has a great interest rate, but the 529 has a tax savings - so which is better ?

2007-10-03 11:33:12 · 3 answers · asked by Shelly L 1

I am over 25yrs old.

2007-10-03 11:22:10 · 2 answers · asked by Sure Shot 2

My great grandma just died and left me $1500 in a savings bond but i don't know how to get to it. I am going to put it in the bank so it will gather interest so by the time I want to get a car and put a down payment on a house it will be there.

2007-10-03 11:13:38 · 4 answers · asked by Hes just a boy & Im just a girl 2

I am constantly wondering what types of investment plans or other forms of investment are out there for young entrepeurs who just want to make quick money legally. Therefore, just prove a full explanation of your opinion. Thank you.

2007-10-03 10:52:35 · 3 answers · asked by N.T. 3

2007-10-03 10:44:07 · 5 answers · asked by Anonymous

2007-10-03 09:11:57 · 3 answers · asked by Anonymous

2007-10-03 08:45:07 · 7 answers · asked by Linda H 2

He was offered a one lump sum if he signs the confidentiality agreement. Can those be be negotiated? He held an AVP title and worked there for 2 years. He was part of the Morgan Stanley restructuring. If they can be negotiated what is a good and fair sum (if anyone knows).

2007-10-03 08:06:21 · 3 answers · asked by fancytxmom 2

2007-10-03 07:53:31 · 11 answers · asked by ? 4

I'm with TD Canada Trust i have a debit card but no check book so how do i find the bank transit number and the institution number? all the other answers say that the numbers are on the bottom of your check or whatever. Where should I look?

2007-10-03 07:53:07 · 4 answers · asked by Rakesh P 1