Personal Finance - October 2007

i closed my gas cards 4 year ago but it is showing in my credit report. do you know how long it stay in my credit report? how can i remove it?? thank for help.

2007-10-06 13:16:33 · 3 answers · asked by Anonymous

2007-10-06 13:12:42 · 2 answers · asked by David K 1

2007-10-06 12:43:00 · 14 answers · asked by Anonymous

By cost of living I mean:
- Rent. Even if you don't rent, how much would it be if you did?
- Utilities (electric, heating/cooling, water)?
- Groceries and household necessities?

And where do you live?

2007-10-06 12:38:34 · 7 answers · asked by The Flying Politician 2

2007-10-06 12:09:45 · 5 answers · asked by ricky rolling 1

I Have not had a Credit Card for 10 Plus years now and have 3 coming in the mail just to use for repairing my credit I have a Good Job Now.. I do not want to become a victim of the Credit Card Crunch in Interest charges that has Crippled America

2007-10-06 12:06:10 · 11 answers · asked by discgolfer6950 1

But I want to do it by money order. Don't tell me to use PayPal instead, or whatever.
Can I send a normal money order that I get from the Post office? Or what? I dont have a bank account or anything, so I dont really have much to work with..

2007-10-06 11:35:16 · 4 answers · asked by k3ll0ggz 2

Do you have to have a bank account in order to buy a traveller cheque? Or can you exchange them wit h cash?

2007-10-06 11:31:19 · 5 answers · asked by Anonymous

if using my uk debit card out here in the states will i be charged anything???

if so do you know the charges?? the card will only be used to purchase not to withdraw money

thanks

2007-10-06 10:55:56 · 2 answers · asked by androspencer03 1

Just curious as to what people keep in their bank accounts usually?? I heard the other day that a HUGE amount of americans live paycheck to paycheck.
I'm looking for adults, not teenagers.

2007-10-06 10:46:48 · 22 answers · asked by phxchik07 5

im paying for my first car and i have noticed that my interest is higher than my principal what exactly is interest for what do they do with that money is this normal ?

2007-10-06 10:42:57 · 6 answers · asked by mimi 1

ok I just bought an item off ebay and i didnt realize this person only accepted money orders the item is for 56$ and i dont feel comfortable sending such a large sum through the mail plus this person only has 22 positive feedbacks is there any way i can protect this transaction like they do with paypal so i can make sure i dont get ripped off

2007-10-06 10:24:57 · 4 answers · asked by Mark N 1

okay i need help on something(no nasty comments)

i deposited 214.00 into my checking account thursday
the deposit posted to my account friday.

then i went back friday and and withdrew 130.00
but i didn't use all of it so at the atm machine i deposited 22.00 back into my checking account.

i made one check card purchase of 1.12 at a gas station.before i made the 22.00 deposit to my account.

any deposit made after 2pm don't reflect till the next bussiness day.

after all the transactions friday i had a available balance of 100.88

this morning i had to get my husband medicine so i use my debit card to make a purchase of 15.00.after that i went to my bank and withdrew 40.00 this would then leave me a available balance of 45.88

next i went to eckards and made a check card purchase of 3.48 this would leave me a available balance of 42.04,if i make a purchase of 20.00 with my debit card would this cause my account to go into overdraft?

2007-10-06 10:16:42 · 6 answers · asked by Meow4Moe 5

2007-10-06 10:12:22 · 9 answers · asked by HelpSaveKris 1

2007-10-06 09:59:25 · 4 answers · asked by Wesley M 2

Ive brought all m belongings over the the usa with me including my bank cards. i have money to spend but did nto have enough tome to draw the money out, am i able to use my bvisa debit card over here in the states, if not where can i get the money out of my account out over here.

2007-10-06 09:44:44 · 6 answers · asked by androspencer03 1

I have registered with the howe worker web site and they took my money and want me to look for victims to take their money in order to get my money back what should I do.

2007-10-06 09:39:05 · 2 answers · asked by Mahmoud F 1

2007-10-06 09:38:42 · 1 answers · asked by cherise f 1

I mean some banks say they can only take less than 10k deposit one time other wise it will be reported to IRS and the others say if you deposit that much money you'll have to pay taxes to the govt? Is that true even though the money was saved from lawn mowing, paper routes and allowances combined? Are we living in a communist system if this is true?

2007-10-06 09:21:27 · 8 answers · asked by Anonymous

After full payment is made, I don't want to make the same mistake again. Which is better for my credit report: cancel the cards, or have the accounts closed "at customer's request"? Btw, the cards will be cut up.

2007-10-06 09:19:26 · 7 answers · asked by Isabel 3

for credit counseling?

2007-10-06 07:50:03 · 2 answers · asked by Anonymous

I want to know how many of you are saving for your retirement...and if you have a pension fund do you think much to it? and do you invest in other things as well ...what is the best way to do this...
I have investments etc but have never set up a pension fund, but my dad is always nagging me to do it ... but I just think that pensions were better in his day (he is retired on the usual 50% final salary etc etc ) and I can't help but think they are a waste of time and other things are better to invest in... and also to be honest I don't really want to be tied down set amounts each month .. everyone knows how hard it is just to live these days ..

2007-10-06 07:40:40 · 13 answers · asked by Anonymous

If someone deposits a large some of money in a checking account can the bank account owner just withdraw it? and how?

2007-10-06 07:32:28 · 7 answers · asked by pookiepoo 2

When do you decide that you won't spend your life chasing the almighty dollar?

2007-10-06 06:45:41 · 15 answers · asked by Anonymous

Guys you know what? i feel i need talk to him about this issue. This morning he ask me to borrow money to him for gasoline, it wasn't lot money, but i don't feel right. Later i found out his bank statement shows 11 times over-drafted charges, two out of his 4 credit cards are charging over-limite and late fees. Plus together he got about $600 just for those penalty fees. He is screwing up!!we being living together about 3 months, is that too early to talk about these? or consider that is all his money and problems, should i just stop worrying too much and leave it alone. He is about 11 years older than me, i thought he knew about those better than i do. Bills should be paid on time, otherwise don't spend money to invite friends come to a expensive lunch, get a Iphone and purchase a $500 game station craps he never ever use. I am sure he will be in debt soon if he don't stop. How should i talk to him, will it embarance him?

2007-10-06 06:39:28 · 6 answers · asked by silentpath2003 2

i would like to ask you is it legal if my salary from my job will be sent on my husbands account even is not joined account and is only on his name?

2007-10-06 05:36:25 · 6 answers · asked by Martina V 1

I need £17.40 by Tuesday for a menstrual cup, and I'm woundering what is the quickest way to make money? My parents won't offer money if I do chores so that is straight out the window...

2007-10-06 05:25:55 · 4 answers · asked by Anonymous

Over the last year my husband and I came into some financial difficulties. We were unable to make a large payment to our electric company after making payment arrangements after a shut off notice. As a result our electric was shut off and we had to move. We have children and would really like to go back to the home we are paying a morgage on. There is no funds for things like this here in Michigan right now.

2007-10-06 04:48:11 · 6 answers · asked by jkc 2

I will be receiving a settlement and they say I can either receive it in a lump sum or annuity. My thought process is that if I take the lump sum (780,000) I could put it in the bank and just withdraw interest accrued monthy and that would help pay the big bills (house, car, motorcycle) and that lump sum never gets touched versus if I choose the annuity, then the money never gets a chance to accrue interest cuz it would be much smaller amount and go straight to the bills, anyone have thoughts about this or think my idea is good or bad? b the way I'm 39 since people would ask how old I am , thanks

2007-10-06 04:18:23 · 4 answers · asked by miller92405 1

2007-10-06 04:15:56 · 9 answers · asked by floathigher 2