Personal Finance - October 2007

does this vary by state or if so i live in virginia any experience or knowledge would be very help ful . can i go to jail ?

2007-10-08 13:49:27 · 9 answers · asked by mom05 1

2007-10-08 13:23:40 · 6 answers · asked by whyadw@yahoo.com 1

does anyone know approximately whats the average percentage a financial advisor will take as his fee and commission when setting up something like a private pension fund for someone?

2007-10-08 12:48:37 · 3 answers · asked by Caitlin 3

I keep a spreadsheet of my monthly expenses and incomes. For a while I have been including the $250 I contribute to my IRA monthly as an expense. My rationale: it's no longer play money. Any better ideas?

2007-10-08 12:31:11 · 2 answers · asked by Anonymous

I had an interview with a manager at chase he asked me to role play as a personal banker and I had NO IDEA of what questions to ask to get the guy to sign up an account. I had no idea! What should I do? He said I need to perfect my role playing and that i need to think of the right questions to ask! Anyone know?

2007-10-08 12:01:49 · 6 answers · asked by Anonymous

I am going to live at home for a few years to save but eventually would like to own a townhouse.

2007-10-08 11:46:59 · 4 answers · asked by Anonymous

About two years ago I lived in a apartment and now creditors are calling me saying that I owe a large sum of money. They won't let me talk... they ask me what my contengency is... Basically just demanding that i pay it and there are not other options. What can I do about this? I really feel abused and I really am losing my patience!!

2007-10-08 11:46:50 · 7 answers · asked by Kimbo 4

Your parents start saving for your sister's college education. She will begin college when she turns age 18 and will need $4,000 at that time and at the end of each of the following 3 years. They will make a deposit at the end of this year in an account that pays 6% compounded annually, and an identical deposit at the end of each year with the last deposit occurring when she turns age 18. If an annual deposit of $1,484 will allow them to reach their goal. How old is your sister now?

I plugged these values in:
FV = 16,000
PMT = 1,484
I/YR = 6
PV = 0

I got 16.17 by plugging this in my financial calculator.
Then I did 18 - 16.17 = 1.83 years old.

I have no idea what I did wrong because the answer is supposed to be 10 ....

Please help me.. =(

2007-10-08 11:45:18 · 2 answers · asked by Rita 3

Hi,

I own about $2300 from Visa Credit, now i try to pay them up. Well, the original was only $800, but when i called them the debt collector, they offered me $1800, well it is too much i can not handle that, i asked them for $1200 to settlement if they can do for me but they refused and scared to sue me. What i'm going to do? do i have to call them back to dicuss about this or call the company owned that debt , or do i need to call another companies to do it for me?
Thank,
PS: i really need your advices

2007-10-08 11:43:46 · 7 answers · asked by tam t 1

The following account balances are taken from the work sheet of Nifong Tire Service at December 31, 2003. (All accounts have normal balances)

Rent Expense $11,500
Utilities Expense $5,400
Salaries Expense $55,000
Supplies Expense $850
Tire Service Revenue $86,550
Drawing $7,500
Capital $22,000

Required: Prepare the closing entries in proper journal form. Calculate the updated Capital account balance.

2007-10-08 11:18:26 · 1 answers · asked by Anonymous

I have exactly $1.50 to my name right now and my room mate is very understanding of my situation but I really feel bad about him getting rent money late, not only that but I am very low on food. I get my pay check in a couple weeks but I'd like to find a place where I can donate plasma for money in Pittsburgh to tide me over. I live in sq. Hill and go to school at University of Pittsburgh so any location near either area would be preferred. Also if no one can find a place that pays for plasma, if anyone can give me information on the easiest way to donate it free I'll probably do it any way since its a good cause.

2007-10-08 10:49:06 · 7 answers · asked by djk_dragon 2

So theres always those ads that say you can be a secret shopper and keep everything your paid to buy or getting paid to take survays online.. but are they real? or are they a scam?

2007-10-08 10:35:52 · 11 answers · asked by erica B 1

2007-10-08 09:56:08 · 6 answers · asked by Anonymous

Can somebody explain to me the basics of insurance, stocks, and credit cards? I am going to die once I get out of my parent's basement.
Also, how do you make coffee?

2007-10-08 09:12:49 · 5 answers · asked by sweeet 2

Hi,
I'm having some difficulty with my seller account on both these sites for whatever reason it's not allowing me to list Nintendo Wii's for sale I have three but it says "this item cannot be listed at the present time" I'm really frustrated as I've bought these consoles to sell through my account on these websites and I maintain a feedback rating of 97% over 312 sales on Amazon and 94% over 193 sales on Play.com.I've never had problems listing anything before could you tell me what you think the problem would be? I really appreciate your help.

Thank you

2007-10-08 09:09:32 · 1 answers · asked by Anonymous

I have a friend (no seriously its not me) who has asked me about this. He hasn't paid a credit card bill for a couple of months and hasn't heard from them, but he thinks he should be getting a default notice through on it but because of the Royal Mail strike, he hasn't had anything. If he does get one can he argue that because of the strike he didn't get it in time and have it removed. I said i would post on here and am seeing him at weekend so any answers before then would be appreciated.
Than in advance

2007-10-08 08:51:34 · 11 answers · asked by Anonymous

what is about the normal monthly cost for an electric bill in an apartment or how do i determine how much it is going to cost?

2007-10-08 08:40:48 · 3 answers · asked by Anonymous

You not sure whether you get the job or not. And you are not sure what they do with the job applications with all the social security numbers. It is really safe to put you SS number on it? you are pretty much screwed if someone steals your identity...

2007-10-08 08:21:29 · 17 answers · asked by RelientKayers 4

I have been warned to not put all my eggs in one basket, specifically, do not keep all of my retirement money in the same account. They claimed that the money I put in is not insured in case the company I have it with (in this case Principal) happens to close shop. Is this true? What are some opinions?

2007-10-08 07:24:48 · 4 answers · asked by brett s 2

i work full time and was just bored at work just wanted to see how money ways you can make money without working

2007-10-08 05:44:38 · 9 answers · asked by hvtcutie 2

I was somewhat well off until recently. By no means rich! I was able to pay my bills which is a nice comfort to have. I had great credit and got the best interest rates. Due to unforeseen circumstances, NOT within my control, I basically lost everything. My credit score now reflects my impoverishment. I am attempting to start over yet I am being crucified for my low credit. At this point I may never get back what I had. Each case needs to be reviewed with the individuals past credit history. You cannot control job lose, medical bills, poor economics conditions, etc. Having a low credit score can ruin your future and life for many years. That’s if you ever recover!

2007-10-08 05:30:41 · 3 answers · asked by Dave 1

Hi my husband just got a check from capital & assets incorporated of almost $5000 and its a real check like it doesnt say if cash a fee of x amount will be charge as i regularly get those kinds of check. along with this real check came a letter with a claim # date 10-02-07 and a phone number 416-------- it says we made unsuccessful attempts to contact you regarding this winning.enttiltled the sum of $170,000 total prize 3.4 million selected through a random computer ballot system drawn from 500,000 names......my question is what do you think.? im calling but no one answer....(serious answers please) what should i do any experience. thanks

2007-10-08 05:28:49 · 2 answers · asked by Anonymous

I worked as a babysitter and did other small jobs and put the money I earned in a savings account. Will I have to pay taxes or something because of this money in the bank? I mean I do not have a permanent job or anything and the money is not a large amount. Also can this affect my financial aid because FAFSA asks if the student has money in the bank. Thank You.

2007-10-08 05:24:28 · 4 answers · asked by kokis0394 2

I just started working a low paying job. But its better than nothing. Im trying to pay off my bills but I have direct deposit(i hate paychecks). Anyways I'm in debt by like 3,000.....i know a few of my accounts were sent to a collection agency. What do the collection agency do?? and will they take money out of my direct deposit accoutn which is in my bank account?? Thanks!!

2007-10-08 05:24:16 · 2 answers · asked by mamanut02 1

I always hear about people's wages being garnished, all this horrible stuff. What if you were like, a beach bum or something? Could they make you work somewhere? LOL

2007-10-08 05:15:16 · 1 answers · asked by hmm 5

He is 21, With not so good credit (which is the reason he needs the loan). Do standard banks such as Chase give emergency personal loans? If not, then... who does?

2007-10-08 04:34:11 · 2 answers · asked by penance 1

no mortgage,one car note,no bonds,no stocks,one credit cars.

2007-10-08 04:29:35 · 7 answers · asked by Rojck 1

I know bankruptcy cannot be claimed on certain things like student loans. Does that rule apply to debts to another person such as a civil suit? (I might have heard of it, but not sure if it is true)

A friend of mine owes me $3500 dollars because the credit I allowed him to use was supposed to be for refueling his truck (tractor trailor business). I am much wiser now about credit I was 18 at the time. The bill got up that high because the truck broke down and he used the card to get it fixed. I found out he just declared bankruptcy. He makes the payments every month of $100. Just in case they stop coming in, I wanted to know is/was it possible for him to declare bankruptcy against me if I ended up having to sue in the end?

I'm not sure if the bankruptcy is complete or not so I'm not gonna hint at it to him yet in the event that the bankruptcy can be declared against me.

2007-10-08 04:29:23 · 2 answers · asked by mchiefs40 2

2007-10-08 04:28:55 · 1 answers · asked by memoss24 2

nursing home, she'll be set as far as the new laws go for medicare. Can she sell things on ebay and keep the money in a seperate account, not spending any of it- or will that effect the plan to not spend money?

2007-10-08 04:21:42 · 1 answers · asked by JJ S 2