About two years ago I lived in a apartment and now creditors are calling me saying that I owe a large sum of money. They won't let me talk... they ask me what my contengency is... Basically just demanding that i pay it and there are not other options. What can I do about this? I really feel abused and I really am losing my patience!!
2007-10-08 11:46:50 · 7 answers · asked by Kimbo 4 in Business & Finance ➔ Personal Finance
Also... they threatened to take legal action.
2007-10-08 11:51:52 · update #1
Check out this website: http://www.creditinfocenter.com/ to learn your rights and the best way to handle them. I know for sure they need to provide proof of your debt to you and that you should put all communication to them in writing. They are also only allowed to call you at certain times of the day, etc. All of this information and more is on the site. Good luck!
2007-10-08 11:51:56 · answer #1 · answered by jml167 4 · 0⤊ 0⤋
Tell them until the supply WRITTEN documentation of the debt, you have nothing to talk about. If they say ANYTHING not directly related to sending you documentation, hang up. Repeat as necessary. They may be slow, but they DO learn.
2007-10-08 19:27:05 · answer #2 · answered by STEVEN F 7 · 1⤊ 0⤋
Tell them to send you something that shows that you owe money and then hang up.
2007-10-08 19:11:28 · answer #3 · answered by The Scorpion 6 · 0⤊ 0⤋
Change your phone # to an unlisted number & only give it out to essential people ( employer, family & friends).
2007-10-08 20:20:16 · answer #4 · answered by john p 3 · 0⤊ 0⤋
You don't have to talk to them, just hang up or don't answer their calls
2007-10-08 18:51:05 · answer #5 · answered by ? 3 · 0⤊ 0⤋
disregard their initial calls until they take further actions.
2007-10-08 18:56:46 · answer #6 · answered by ShaLahLah 2 · 0⤊ 0⤋
Get an attorney..
2007-10-08 18:51:39 · answer #7 · answered by Wylie Coyote 6 · 1⤊ 0⤋