What happens if i run up a huge debt in the us and move to canada?

Question

i am moving to canada permanently. from what i know, my credit score in the united states is based off my social security number, which i will not have in canada. what is to stop me from buying a new car, maxing out credit cards, etc, and disappearing to canada? do they have any way to collect? how would they possibly find me in canada and how would they collect across borders, if they even can?

i understand it will DESTROY my credit in the united states, but if i have no intention of ever coming back, i can't see the drawbacks to this.

let me add in before anybody says it. i have no family in the united states, literally NEVER intend on coming back, and have no moral conscience. i won't feel bad, i just want to know what will happen, if anything.

no coverup answers, ie
- canada doesn't want you. i don't care.
- that's a horrible thing to do. i don't care.
- you will regret it later. i don't care.

i just want to know if the united states will have any way of collecting the debt.

Answer 1

do it and about a year from now you will be on answers askings how can you raise extra money in canada to pay off debts in the us before they kick you out -- just like the us they do not want dead beats!!!

Answer 2

1

Answer 3

I have always heard that what you find where ever you go is yourself...
I believe that were you to do this at this time, you would perhaps not be brought back to the United States. Yet, remember that all countries have different immigration laws...what if today Canada's borders are open to immigration...what if tomorrow they close their borders and send all aliens home?
Waiting for you would be the mess that you left.
No one knows what tomorrow brings any of us...I try to live each day as if it were my last day before returning Home to God. I am not saying I wouldn't make any more mistakes for we all are not perfect and mistakes are a given...yet I wouldn't deliberately create havoic in my life, believing that it will just disappear from my plate...for the One that matters the most is a paying attention and a taking notes.
Besides I heard the other day that Canada had been considering a closing their borders as well...
Think long and hard...before you make this decision for even though United States has problems...it still is the best country in the world...had you ever traveled outside of its borders like I have...you would know that you had the best place in the world to live and grow up.
Think about it, over 13 million people have migrated illegally here...what do you think that means?
Take care and I will keep you in my prayers, for safe keeping.
Love, Light and Peace
Tonie

Answer 4

This is an interesting question. In fact, I called my friend who is from Canada to see if she knew the answer. Thsi is what she told me:

If you move to Canada and expect anyone to give you any credit, they will go into US records for a major purchase (such as if you want to buy a car or a home) Other "store-type" credit cards may not, but it would be difficult to get any kind of credit without some sort of history (like what we have using a SSN....)


Good luck in your new life and I hope you become more fiscally responsible in Canada.


Depending on the amount of debt will tell you if the US will bother going after you in Canada.

Answer 5

It's not about whether the US has any way to collect on your debt, it's that Canada, and most other countries, do not let in people with bad debt, at least not those who come in legally. They do check.

So if you want to go somewhere where your debt won't follow you, you'll probably have to find some third world country somewhere that doesn't check on those things.

My dad is dual-citizenship Canada/USA and he had to go through a thorough check to become a Canadian citizen, including whether or not he could provide his own living, AND it had to be something that a Canadian couldn't provide, like in an area where they were short on teachers, for instance, which is what my dad was.

And his credit was checked as well, for student loans, credit card loans, home loans, etc. as to whether these were current (being repayed as agreed) or in default status. His were current, so no problems.

Answer 6

Yes they can still collect. When you move to canada and get a SIN card (social insurance card), your previous debt from your social security number will be transfered. You will still be liable for all debts you rack up while living in the states, when you get here. Always remember that while we may be two totally seperate and different countries, our governments are working together. You will never get away with it.

Answer 7

Once they find where you moved to, and they eventually will, your accounts will be transferred to a Canadian collection agency where they will attempt to collect what is owed, taking you into court if necessary. The same thing applies if you move to Mexico, or even the UK.

To quote from the ad of one collection agency: "However, with Stevens & Ricci, Inc., if legal action is required, we offer an international network of collection attorneys (U.S., Canada, Mexico, and United Kingdom) who know how to get the job done efficiently and cost-effectively.

And our in-house legal administrator will oversee the entire process and keep you up-to-date on the status of the legal process."

Answer 8

I think you should try it and find out. Run up some good sized debts to make it worth your while. Then go for it. Be sure and let us all know if they do track you down and what if anything they do about it.

Answer 9

Yes, You will be "extradited" back.
Since the federal government is monitoring all the websites
in the interest of our national security, you may not even make
it across the border.
They may be getting ready to knock on your door any minute.
There are plenty of retired officers, who now work as bounty
hunters, on both sides of the borders.
If you get put in the canadian jails. You can't scream about
your "American Rights" because your in Canada.
And you can't scream about your "Canadian rights," because
your not Canadian. So if you do the crime. You do the time.

Answer 10

They will send a person after you to break your skull and your body will never be found again.