Personal Finance - October 2007

I called the police because David Johnson of pacific fabrics and galliries sent me these travelers checks and Instructions on where to wire the money.It didnt know what to do with them. this company doesnt exsist and I notified him that I knew THIS.Now I have these bogus checks that the police said if I cash them and send them their money I will be stuck owing this money. what would u do to prevent them from sending anything eles?

2007-10-25 06:26:38 · 6 answers · asked by mimi 1

If someone sends me money for purchasing something from me, the money will go directly into paypal, but will that money show up on my bank statement?

2007-10-25 06:17:12 · 11 answers · asked by umphryes07 2

2007-10-25 05:47:33 · 8 answers · asked by Anonymous

2007-10-25 05:29:58 · 6 answers · asked by Mark 1

I am doing an auto loan. I owe $7924 on my trade. They are gonna give me $5000 for it and add the $2924 on top of the new vehicle. New vehicle price is $10995.
Is this how the math will work or am I doing this all wrong?

10995 new car
- 5000 trade
___________
5995 new balance
+ 2924 negative equity
___________
8919 new balance

then they will add in interest, tax, title and other fees?
I am confused but I hope that is how it will go...someone help out and if its wrong, lead me in the right direction on this?

2007-10-25 05:21:28 · 4 answers · asked by kaylaloveschase 1

I have much debt, and I need this to pay a bit off.Tried citibank,but no deal with job under 2 yrs and a job with small wage plus bonuses that fluctuate. Approx 40,000 yr. Been concentrating on making bills and not picking up new debt. I can make my monthly bills and save 1000 or so but I need it in about a month.Monthly bills about 1500 (min, eating ramen noodles). Changing my spending habits to save more. But like everyone I want to get ahead.Can pay it in 18 months with 24% interest. I just cant get approved. Job for under a year with last job for 2 yrs. Fallen for 1 scam. I am wary of scams. Any options?

2007-10-25 04:37:48 · 13 answers · asked by Regular Guy 2

I deposited the chech and the Bank of America credited me the money as a "courtesy" Then it came back that the guy had insufficient funds and i get charged with 9 overdraft fees...can i make him pay?

2007-10-25 04:24:32 · 14 answers · asked by Anonymous

I'm desperate.
Seriously desperate.
I'm 20 years old, still live with my parents.
They have so many depts it's unbelievable, even after personal bankrupcy (since about half the debt is to family and friends and we want to repay them).

For last umm 17 years maybe, my dad has been giving math & programming private lessons in our home. He always preferred to work at home. But the thing is, he only has like a lesson or two per day... which is really not enough!!!
He had a couple of odd low-paying jobs from what I remember, each lasting for about a year or two. He never, and I mean never, got a job according to his profession: software programmer and tester. He is very smart. He has three degrees and real potential to make a lot of money. I don't know what is wrong with him. My money from work and credit cards go to the family or my college tuition. My mom is going mad and wants a divorce from my dad because it feels like he will never get a real job even though he always promises to

2007-10-25 04:19:52 · 3 answers · asked by Arielle 1

My son is 4.5 months old. His grandparents just called and asked for my his social security number. I of course asked what they needed it for and they informed me that they set up a savings fund for him and they add to it each payday. No one can tap into the fund except my son (at age 18) and his grandma. They said they estimate it will be at least $50,000 or more! by the time he is 18. I'm thinking, 18? why not 25? They are hoping he will use it for college but I imagine he'll be car shopping on his 18th birthday and regretting wasting the money by the time he's 25-30. Should I suggest age 25? or let it be?

2007-10-25 04:10:19 · 14 answers · asked by ? 6

If she doesn't know about it, then she won't be able to spend it.

2007-10-25 04:08:27 · 21 answers · asked by What? 1

After a long 2 year struggle, I finally can say I have no debt. Thank goodness.
Now I need to focus on step 2. But what IS step 2?

Saving for retirement, a downpayment on a house, a reliable car; or Life Insurance?

I've learned that my daughter's college fund should not go before any of these, so what's the right choice?

2007-10-25 03:26:25 · 18 answers · asked by Rosita 4

without having to pay a fee to apply, or get the info?

2007-10-25 02:06:43 · 3 answers · asked by danny b 1

2007-10-25 02:04:15 · 4 answers · asked by ctbizness 1

If someone had $100,000 in there bank account and it is a checking account. What is the maximum cash he/she can withdrawl in one day ? Can $10,000 or more be withdrawn ? Does the bank need to be notified weeks in advance to withdrawl more that $10,000 in one day ?

Thank you in advance

2007-10-25 01:49:14 · 8 answers · asked by Vash the Stampede 2

I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a Home Equity Loan, I mean a loan to "replace" my high interest loans and credit cards with one affordable monthly payment?

2007-10-25 00:03:24 · 2 answers · asked by redheadedstepchild 4

2007-10-24 23:48:08 · 3 answers · asked by deedee 2

I want to know about purpose(s) to go to the Bank

2007-10-24 22:34:40 · 3 answers · asked by Rajesh Sharma 1

2007-10-24 20:10:47 · 1 answers · asked by xena790 3

He should have been man enough to talk to me before walking

This is from question one--My boyfriend walked out on me

2007-10-24 18:22:15 · 1 answers · asked by church k 1

2007-10-24 18:04:47 · 9 answers · asked by Bouncy411 1

I lost my job aint got no money my capital one credit card keeps increasing becouse i cant pay off monthy payments i tried negociting but still want money and no job )= ....who knows a website that cant help me???...one that dosent requure a depth of 10,000..but lower one that covers 720$??!?!

2007-10-24 17:40:28 · 2 answers · asked by Anonymous

2007-10-24 17:27:49 · 15 answers · asked by rashid m 1

i took out a loan on my 401 k plan and then 6 months later i was terminated from myjob , lucky for me i was fully vested but they deducted the balance of my loan from my vested balance now my money has been sitting there in limbo and i seem to be making 255 dollars give or take a few dolars annually , i am wondering what should i do since i am going back into the millitary who does not have 401 k . should i roll it over into a ira or take a disbursement with a 30 % tax hit then open up an ira of course use a few dollars for whatever or just leave it where it is?

2007-10-24 17:15:38 · 2 answers · asked by dmac 3

you cannot just give it away, and remember real estate is an asset---

2007-10-24 17:02:05 · 7 answers · asked by Rez 5

My next statement will actually list the next wave of finance charges even though I paid the entire current balance last month. If I call the c.c. company will they tell me what I have to actually pay to get rid of the balance for good or is it in their best interest to continue to allow these roll over charges?

2007-10-24 16:38:36 · 1 answers · asked by V for Vendetta 1

supposedly a job on the internet pays in money orders but I'm getting paid from the uk how much money would 3000 dollars be from the uk in the us

2007-10-24 16:31:31 · 7 answers · asked by cathyhrd 1

I make about $55k-65k a year, my husband stays home with our children because of our son's health needs. So we lost his income of about $30k I have a government job and okay insurance. However they didn't cover $50,000 of his medical expences over the past 2 years (we adopted him and had to pay OOP for the first 72 hours)

Now he needs a shot 1X a month and it's $8,500 a month and I pay $850 a month out of pocket. Plus $500 a month to my flew spending account (which was used up by feburary) and $410 on what I still own in birth expences.

We've been blessed enough to be able to get his bills down to about $18,000, but now with this shot we're going to go backward.
What should I do?
Can anyone help me here?
Is anyone willing to give me some counceling VIA e-mail so I can go into more detail... I'm desparate.

2007-10-24 16:15:15 · 2 answers · asked by in COGNITO * 4

2007-10-24 15:38:21 · 6 answers · asked by Anonymous

Just wondering how many people are in debt and will admit to it. Also, if you don't mind telling me the primary reason why you are in debt.

2007-10-24 15:36:27 · 4 answers · asked by lil_bit 4

i wanna buy a car asap. i waitress but im thinking of something else i can do??? legally ;) lol

2007-10-24 15:11:17 · 3 answers · asked by Anonymous