Personal Finance - October 2007

Id like to lower my credit card bills.......need a website that covers depths around 750$.......thanks i know the real way to pay it is to work ur *** off.but times r hard now

2007-10-23 13:09:10 · 6 answers · asked by Anonymous

Like drive an decent or nice car, middle size house and yea phone and food bills still and not worry so much about bills and money. What do you think should be the salary range for that? Do you think I can live comfortably with about 50,000 to 60,000 a year. Or maybe even 70,000 to 90,000?

2007-10-23 12:55:37 · 6 answers · asked by Livelife5002 2

Just wondering if nowadays in the uk, renting a property and assuming u only buy lets say 20 quid shopping a week and spend 30 in petrol, could you live on 1100 a month with your partner and a baby? My partner is disabled (club foot) and as I am also studying we can both only work part time but are considering having a child. Can you get help with the government if you are on that type of income? If not, is it doable to live on 1100 a month? Maybe some of you have had to do it?
Thanks for your help.

2007-10-23 12:34:32 · 11 answers · asked by cindy 2

buying a house in the uk is this fair and t all the people who are first time buyers it's not on worked my butt to buy my house and i don't or did not get any help.

2007-10-23 11:47:06 · 8 answers · asked by Anonymous

I need some money for friday, £100 for an ipod nano

Here are some things I'm unable to do:

1) Mow lawns (no lawns!)

2) Babysit

3) I'm only 13 so no jobs that would pay that much

4) Chores (parents won't pay for me to them ¬_¬ )

5) Sell on ebay as
A) I have nothing to sell
B) It would take ages to actually sell the item

Anyone have any ideas?

2007-10-23 10:32:38 · 2 answers · asked by Anonymous

Now that the "baby boomers" have started to collect social security money (and as everyone knows--the money coming in from the current generation pays the money for the taking out generation--it is not invested at all)--will younger people like myself ever ACTUALLY get social security money back come retirement time? Or will the government just pass out iou notes or just plain say that you won't see your money?

I know its all speculation, but I was just wondering what other people think about this.

2007-10-23 09:18:02 · 4 answers · asked by dragonsong 2

I'm turning 18 and I'm getting a credit card so don't talk me out of it. I know how to manage my money so what is the process of getting and pay for say a discover student card?

2007-10-23 08:12:30 · 6 answers · asked by Anonymous

My fiance and I just bought a new car, and have to have full coverage insurance. Neither of up make more than 10 dollars an hour unless we work over time. It's over 600 a month for the car and insurance plus we have cell phone bills, grocerys & gas that we have to have money for as well. Does anyone have any ideas on what we could do to save some money for ourselves???

2007-10-23 07:55:36 · 6 answers · asked by Andrea S 2

For some reason, they can not verify my existance. Is there a competitor?

2007-10-23 07:43:13 · 1 answers · asked by shacky316 1

How do credit card, mortgage companies etc. treat a debt when a spouse dies.

2007-10-23 07:38:05 · 8 answers · asked by letsroll 1

does anyone know or have heard of the following person?
Dr Mr Deco Hark .
i saw him on post an answer to someone's question regarding their financial problems. apparently he can give out loans at a low interest rate and repayment can be in increments of months or years. i was wondering if anyone has used his services or know anything about his services.

2007-10-23 05:49:43 · 4 answers · asked by Ngoc H 1

When you refinance your home with another mortgage company then the one you have know, who lets them know you've gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks!

2007-10-23 03:38:39 · 4 answers · asked by starwarzed 2

If you had $500 to invest for a rainy day where would you put it for the highest return?

2007-10-23 03:16:46 · 7 answers · asked by Big T 1

Over the years I have cut my credit cards from 5 down to 2, I have one mortgage and will get another next week when I complete. I pay all my bills on time . A new credit card company has come up with a holiday offer, which I want to take advantage of, and then close the account, latest feb 2008.
If I apply for this credit card what will my rating be like? does it go up and down everytime you apply for credit cards? mortgages??

2007-10-23 01:39:06 · 1 answers · asked by need4answers 1

Is it advisable or not? any comment from single's side! and married side? and separated side?

2007-10-23 01:24:05 · 1 answers · asked by Chadysis 2

2007-10-23 00:31:17 · 9 answers · asked by carly m 1

2007-10-23 00:15:38 · 1 answers · asked by jerry the kingpin 1

Like I said, I have a shared checking account with my fiance. He's currently incapacitated... He is the breadwinner for our little home, am I able to sign the checks and cash them? deposit them?

Asking here rather than a bank rep because we need it asap and the hospital he's at is 3hrs from our home... I'd like to know before I bother to try and pick up the paycheck from the house.

2007-10-22 20:42:02 · 15 answers · asked by shwin_nugin 2

I went to an Technical College when I moved to Illinois, I did not want to get a student loan at all and they talked me into getting a student loan in which I did not finish school b/c I moved back to Ms and now I can't stop the letters and the calls, I explained my bad debt to them, so what do I do now? I know when I file my income tax it will be taken is there any way I can prevent this?

2007-10-22 18:10:40 · 9 answers · asked by tammy5992001 2

This is a for real question. I have always wondered how much I would need in CD to make $25,000 a month in interest?

Could I take whatever the amount is and split into 4 parts? I mean if it was a million dollars. Could I put 250,000 in one week and then repeat it for the whole month?

Say they could be cashed in whatever amount of days. Could I withdrawl the interest out to live on? Then do it again the next week. I'd like to get something close to a weekly check?

This may sound stupid (it is) but are there ways to put a bunch of money into a account to live off of?

I want something that would be a safe as can be, to put my money in. I just figured that CD were the safest wayto go.

Any advice in this area?

Thanks,
Mike h.

2007-10-22 17:57:35 · 5 answers · asked by mike h 2

2007-10-22 17:53:26 · 5 answers · asked by mana 2

In Bank of the West in Lamoni, Ia.

2007-10-22 17:32:51 · 2 answers · asked by Mary J 1

My boyfriend co-signed on a loan a while back for a girlfriend that he had at the time. They have since split up and she has married. She is the main account holder and promised to re-finance the loan when they split, but has not followed through. Since then she has stopped paying on the loan, but continues to own and drive the vehicle while he makes the payments to keep the loan company from coming after him. She has recently (within the last 6 months) remarried. Would he, under Ohio law, still be responsible for the payments if both the new husband and main account holder work and can truly afford to pay, but refuse to? Also, can the loan company garnish the co-signer's wages to retrieve the debt if the main account holder and her husband have income? If I were to marry the co-signer, would the debt transfer to me as well (tax returns seized and such) if not paid? Is there any way for him to get out of this contract short or him keeling over?

2007-10-22 16:24:43 · 20 answers · asked by Penny's from Heaven 3

I'm buying the first thing i ever have on ebay. I'm using buy it now. After i click to confirm i'll buy it, does it automatically just get it from paypal for me, or do i have to do something with paypal? I do have a paypal account with money on it.

2007-10-22 15:19:52 · 2 answers · asked by catherine bunny 3

Unless you are very wealthy and can absorb the depreciation, why would you buy a new car vs. a car that is a couple of years old? The statistics show the average car depreciates around 60% in the first four years. Why are people so willing to go sign for a new car and then literally lose thousands of dollars in depreciation as they drive it off the lot? This seems pretty clear cut to me but there must be some rationale for so many people to actually go do this. Thanks for your comments!

2007-10-22 14:56:54 · 8 answers · asked by Anonymous

lost friends because of it?
i have been poor a very long time.

2007-10-22 14:36:54 · 3 answers · asked by Lord of all Earth 2

2007-10-22 14:33:07 · 2 answers · asked by cheques play 1

2007-10-22 14:15:35 · 14 answers · asked by Anonymous

2007-10-22 14:14:14 · 8 answers · asked by blue22 1

im a 2nd year under grad, and I have come to a point where I need to get a student loan. I'm looking to get a loan to cover living expenses, not tuition. Im 18, and dont have credit. I have applied for private student loans with Bank of America, and Sallie Mae. Both have turned me down, saying that I would qualify with a cosigner only. I dont really want to ask anyone to co sign, however I do have a trust fund, which is for an amount greater than I am requesting the loan for. Because of the trust's requirements, I can not have that money until I am 21, so it can not help me right now. Is there anyway I can use that as collateral to get a student loan without a cosigner?
(I have also applied for federal loans, Im just waiting to hear back from the finaid office about how much would be available.)

2007-10-22 13:41:57 · 5 answers · asked by jenni 2