2007-10-23 00:31:17 · 9 answers · asked by carly m 1 in Business & Finance ➔ Personal Finance
If you have no money, then you don't get christmas. People will understand that you can't afford presents etc. They would much rather see you turn your life around rather than get yourself further in to debt just to buy them a present that they'll use for ten minutes.
2007-10-23 00:39:45 · answer #1 · answered by A derka der 7 · 1⤊ 0⤋
You need to ask yourself some serious questions:
1. How am I going to pay back the loan? If you are unemployed it will be a struggle.
2. Why do I need a loan? If it is to indulge over Christmas then you need to consider is that a wise thing to do.
A loan will put you in a position where you will have to pay off for the whole of next year what you spend in a couple of weeks up to Christmas.
This means that most companies will be very reluctant to lend to you.
The first step is to find some employment before you even think about taking out a loan.
2007-10-23 01:23:03 · answer #2 · answered by bumblingbeermonster 3 · 0⤊ 0⤋
Don`t get a loan, you are just asking for trouble. What happens next Christmas when you have still got payments to make on the last loan.
Why don`t you ring round local high street shops and apply for work over the Christmas period or restaurants and hotels who need waiting on staff for all the Christmas parties. I`ve seen loads of ads in my local paper recently. You could work a few evenings surely, even if you have kids don`t you have family or friends who could help you with a bit of babysitting. Is there a good reason why you can`t work? I always did when my kids were little and i was a single parent.
2007-10-23 01:07:57 · answer #3 · answered by Sir Bobby`s Hairdresser 6 · 0⤊ 0⤋
Any body can get a small loan from provident personal credit they are very exspensive but they call every week for the payment hope this helps good luck
2007-10-23 02:30:02 · answer #4 · answered by cwceroberts 3 · 0⤊ 0⤋
Well there are companies that may be prepared to loan to you,BUT and it is a big but,they will charge you an obscene amount of interest,and they won't be known for good customer service!!
2007-10-23 02:06:44 · answer #5 · answered by seaview 6 · 0⤊ 0⤋
Try my good friends and business colleagues Lefty Rizzo and Sharky Giuliano in the back room of the Red Lion in Camberwell. be sure tell 'em Mario No Name sent you.
Good luck, and be sure to pay the vig. I swear Lefty loves those pliers...
Regards
Mario
2007-10-23 00:42:57 · answer #6 · answered by eriverpipe 7 · 1⤊ 1⤋
You'll find it very hard unless you go to one of these high interest organisations that always advertise on tv.
2007-10-23 00:40:22 · answer #7 · answered by Queen of the Jungle 4 · 0⤊ 0⤋
No one will loan you money without a means of repayment. Why not get a job at MickeyDees, lol.
2007-10-23 00:37:38 · answer #8 · answered by americanmalearlington 4 · 1⤊ 2⤋
y dont u get a job like normal people!
2007-10-23 00:34:58 · answer #9 · answered by Jitz 2 · 3⤊ 1⤋
http://www.financecomparator.co.uk/unsecuredloan.html
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/index.htm
2007-10-24 04:17:15 · answer #10 · answered by John S 4 · 0⤊ 0⤋