Personal Finance - October 2007

I was suppose to recieve my direct deposit on Friday but, it never posted to my account. When I contacted the company to see what the problem was I was told by the owner of the company that no one recieved thier deposit that day and I should get it by Saturday or Monday. Saturday came, no deposit. Monday's here, still no deposit. Although, I did recieve a paycheck stub in the mail on Saturday. Is there anything else I can do? By the way, I resigned from this job October 1st so, this check that I'm waiting on is my last check from them.

2007-10-22 01:47:49 · 3 answers · asked by sweetepiphany9779 1

2007-10-22 00:34:08 · 4 answers · asked by hurricane197 4

I have placed an order with a mail order catalogue and the courier delivered it to a neighbour of mine because I was not in.

This was on or around 04.10.07.

I advised the catalogue that I have yet to recieve the item (perfume) last week.

The catalogue called me today to advise me that it was this neighbour that has it,

I knocked her door then as soon as I knocked the lights went off in her house.

I knocked about 5 times and there was no answer.

What should I do?

I have called the catalogue and they have creditted the account, shall I inform the catalogue and tell them to bill her because I do not want them to go out of pocket?

2007-10-22 00:24:09 · 5 answers · asked by Rebz 5

I doubt I would qualify for a loan from my bank to pay it off. I also don't think I would qualify for one of those consolidation services because I don't have a good record of paying my credit cards on time. I am so ovewhelmed. I just paid off a lot of money to one of them, and because it was a day late, they increased my balance, so it was like I didn't pay anything at all! I'm starting to think about declaring bankruptcy but for one of my jobs (I have 3) I am a nanny and get paid under the table. I'm scared that I'll get in trouble for that. Can someone please help me? I'm shaking so bad right now..I'm having a hard time breathing because I am so worried.

2007-10-21 19:57:34 · 9 answers · asked by LBCgal 1

what would the payments be on a samsung t.v. that cost 1,400.oo dollars

2007-10-21 19:47:36 · 2 answers · asked by Harry Laborde 3

how much must their house be to be considered rich? (e.g. 2 million)

what stuff should they have to be considered rich? (e.g. private jet, yacht etc.)

what's the average salary they earn (in US dollars, by the way)?

what's the average clothes item's cost? (e.g. $ 500 for shoes?)

i'm talking about rich people. not mega billionaires. know the differences.

this is for a research, by the way.

2007-10-21 19:43:19 · 4 answers · asked by q_and_a 1

i need to make a few hundred bucks in like a week aside from my job that i just got paid from and wont be getting another check for a month. I spent all of my first check on car payments and insurance and other bills but i have no money for food or anything else. please help

2007-10-21 18:22:40 · 8 answers · asked by Anonymous

2007-10-21 17:53:51 · 4 answers · asked by mom05 1

What would you do with a million dollars?

2007-10-21 16:37:49 · 6 answers · asked by .<3 1

The Yield Curve:
A. Relates the yield to maturity and the time to maturity of a security
B. Can never slope downward
C. Relates the yield to maturity to the cost of capital
D. Relates the yield to maturity to the risk of a security
E. Represents the trade-off between risk and reward of a security.


2. Capital budgeting decisions focus on which area of a company balance sheet?
A. Short-term liabilities
B. Stockholders?equity
C. Long-term liabilities
D. Short-term assets
E. Long-term assets

2007-10-21 16:01:59 · 2 answers · asked by witty 1

I live with two other people. We just got DSL installed in our apartment. The monthly fee is 36 bucks which we split three ways. But we just got the bill that included a 120 dollar fee for the modem. My roomate wants me to pay a third for it but heres the thing...Im moving out in December and obviously wont get to use the modem anymore. I understand I need to use the modem to access the internet but I only have access to it for two months so I dont think I should pay for a third of it. Its not like when I move out Im gonna take a third of the modem with me.

2007-10-21 15:58:26 · 4 answers · asked by Anonymous

I am a 21 yr old single male making between 3500 and 4000 a month net pay. i pay a lot of taxes since much of this is overtime pay. i have a lot of debt i can't seem to control. i have very few bills and whatnot to take care of. would it be expensive for me to get someone to take care of all that for me and possibly put my money to good work for me? i would appreciate your thoughts on this subject. where might i find such a person to do this and what would be the approximate cost?

2007-10-21 15:56:30 · 2 answers · asked by i3ryce85 1

The family across from me is having a really hard time financially. It is a two parent family with five children , The father lost his job two months ago. Last week they had some furniture taken from them and today their car was repossessed. I am afraid they may be put out on the street. I don't want money from you but I think maybe our neighbors can help. How can I convince them to help this family.

2007-10-21 15:54:56 · 2 answers · asked by shelia j 3

Can someone tell me the name of a prepaid visa card that I can purshase from a store that has a $10,000 load limit and it I don't need bank account info or social security# and don't have to be over 18 to use it?

2007-10-21 15:50:07 · 4 answers · asked by Anonymous

yesterday (10/20)and this monring(10/21)i checked my online banking account, and i found out there are 4 withdraws total is $1000 was made in las vegas on 10/20 and 10/21, but i didn't go to las vegas, i stay in pomona,CA. for all weekend(i live in pomona CA), and i called the bank, they said, since the activities are still pending, they can not do anything, i have to wait untill Tue. what can i do now, i am really concerned about it , it is $1000, my 3 months living money, please help me!!!!
is it possible i can have my$1000 back!?

2007-10-21 15:16:36 · 3 answers · asked by coolmaymay2002 2

Is there a website where i can view the best online savings account interest rates to date? I want to open one to start saving some money, but i want a really good rate. Thanks!

2007-10-21 14:57:38 · 7 answers · asked by Anonymous

I heard 401K's & Roth IRA's are the only 2 things the government does NOT consider when determining how much money i get for financial aide.

How would i go about getting one? Is there a minimum balance? Do i need to be employed through a company to open one? Is there penalties? Please be as specific as possible. Thanks

2007-10-21 14:44:55 · 6 answers · asked by Anonymous

I make $6.00/hr and I was wondering what is the best way to save money when you make so little.

2007-10-21 14:44:16 · 11 answers · asked by Crissy Snow 2

I don't understand, I can only spend 200 out of 1400. is the rest used by the bank as loans,and expenses for other people and the 200 for personal use? I ask this because 200 out of 1400 seems a bit too low.

2007-10-21 14:31:02 · 7 answers · asked by Brayan 3

i work at a bank but i have only been there for about 6-7 months i work at a rather large bank and they wont give me a loan considering i don't have any credit (and the lowest loan they will provide is $5000.00) ... my fiance's bank is a credit union and i was wondering if maybe they might help me build my credit. anyone have any ideas? he would probally have to co-sign with me right? i would like to be able to do it without any co-signer

2007-10-21 14:22:14 · 5 answers · asked by *little one* 4

I'm 17 btw...

And if you reccomend me to work at places like Wal-Mart, etc......How much will I get monthly?

2007-10-21 14:21:35 · 3 answers · asked by Anonymous

I would like to do that for paying off my car from a loan I got from my credit union. The principal is not that big and I can pay that off probably in one lump. I would like to save money on interest or avoid paying interest by paying off the principal in advance. Is this possible?
If I were to make monthly payments, I got about three more years to go.

2007-10-21 14:19:07 · 3 answers · asked by Anonymous

I will also have a $10,000 car paid off.. but I'll only have $20,000 in savings when I first get married.. is that enough? or should I hold off on the marriage until I'm able to save more?? Any advice would be greatly appreciated. THANKS! :)

2007-10-21 14:13:15 · 6 answers · asked by gododjgjodjod 1

Does it hurt them any less if I refinance the car in my name before they do it? That way they don't have to list it?

2007-10-21 13:59:01 · 5 answers · asked by . 2

2007-10-21 13:31:32 · 24 answers · asked by Anonymous

2007-10-21 13:30:03 · 2 answers · asked by Anonymous

2007-10-21 13:28:57 · 2 answers · asked by Anonymous

Financial Planners: I have the following...

28 years old.
Car note: 13,000 @ 6.15%
Student Loans 33,000@ 3.5%
Mortgage 87,000 @ 5.25%
10,000 in 401K at Money Market Interest Rate
No savings account.

I have about $500.00 per month unacounted for (even after my monthly allowance for discretionary spending and monthly allotments for emergency car or home repairs). What would you advise me to do, pay towards one of the above mentioned debts or start a savings account? Which one and why. Thanks.

2007-10-21 13:04:31 · 7 answers · asked by Esmeralda 4

I was told you have to quit your job to cash out. I only want to this because my company has experienced nothing but trouble with ADP. Is there a way to cash out just tranfer it to my bank account. I'm aware of the tax issues but as many times as my paycheck has been off lately -its like my 401k its stealing all my money. My payroll admin does it manually for my paycheck now but sometimes the ADP system manually over rides that so at this point I'm getting frusterated . I want the moneny but I don't want to quit my job or get a "hardship" loan from my 401k to do it.

2007-10-21 13:02:01 · 8 answers · asked by Question Man 1

2007-10-21 13:01:41 · 3 answers · asked by Anonymous