Personal Finance - October 2007

2007-10-21 12:56:56 · 11 answers · asked by Williew 7

cant afford house anymore selling it before it gets repossed pay off morttgage&secured loan on it will be homeless with two sons age 18&14 where can i go for help in finding a place to live.

2007-10-21 12:47:07 · 6 answers · asked by Anonymous

My credit isn't good enough to get an auto loan, so I had a family member co-sign for me and got the loan. Now, that family member is in a really bad spot and might have to file bankruptcy. I have made all my payments on time and can continue to do so, but I still can't get a loan in my name. What happens to my car?

2007-10-21 12:39:27 · 4 answers · asked by . 2

2007-10-21 12:22:13 · 3 answers · asked by oracle d 1

My friend just asked me for money to pay his rent or he risks getting evicted. I have the money to cover it. However I was saving this money to pay off a some legal things because I have warrants for my arrest. Should I loan him the money or just say I don't have it and pay my warrant.

2007-10-21 11:46:36 · 6 answers · asked by martyo30 2

okay......do i need a credit card to buy something off the internet or can i just use a checking account???.........if i can use a checking account what website can i go to, to do it......because i really wanna buy a costume!!!!!!!!!!!!!

2007-10-21 11:38:59 · 5 answers · asked by Anonymous

Under Chapter 7 bankruptcy, will my mortgage debt be canceled ? Car loan ?

2007-10-21 11:23:31 · 5 answers · asked by Victor 7

because in order to make one, its asking me for a credit card code

2007-10-21 11:01:39 · 5 answers · asked by Darkendeavor3 2

I LENT A HOUSE PAYMENT TO MY STEP DAUGHTER OF A THOUSAND DOLLARS, THEY DENY THAT IT WAS A LOAN, THEY ARE CLAIMING IT WAS A GIFT. THEY ARE NOW IN THE PROCESS OF CLOSING ON THEIR HOUSE, HOW DO I GO ABOUT PUTTING A LEIN SO I GET PAID BACK , BEFORE THEY CLOSE ON THEIR HOUSE?

2007-10-21 09:41:34 · 1 answers · asked by cgluster 1

1. What are the total contributions allowed per year for each - IRA, Roth IRA and 401k? assuming the person is in his early 30's.

2. Let's say this individual wants to retire in his mid-50's, which funds can be withdrawn out of the 3, without any penalties?

3. Finally, can this person also get his Social Security income when he reaches in his 60's, while still living on his IRA, Roth IRA and 401K savings? can all 4 be an income source for this individual?

Many thanks! :)

2007-10-21 09:37:35 · 2 answers · asked by Dr. W 3

2007-10-21 09:30:53 · 1 answers · asked by cummingham 1

They are going to put it back into my account, but because they did it without my knowing...I didn't have the money in the acct. Which means I have about 150.00 in overdraft fees that weren't my fault!!! The bank won't remove them because they say that Commerce should pay it for making the mistake. My question is, will Commerce bank pay for the OD fees they caused, or will I be out the money for their mistake??!?! :(

2007-10-21 09:24:45 · 5 answers · asked by *ladybug* 3

im 13, i love kids, but i dont know how to get babysitting jobs! how can i get them?
also what other jobs can i get?

2007-10-21 09:23:42 · 3 answers · asked by ツEllo Poppetツ 1

Ok, Im 13 ad I need some ways to make some money to put in the bank so I will have some money to help my mom and dad Pay for my college.......I mean we have money both my mom and dad have good jobs but,I want to help make it better on them when I comes time for me to go a way......So is the any good ways to get money online or any were..... We I live we all have people to do things for us like cut grass, babby sit.Ext..... I Need help!

2007-10-21 09:16:26 · 2 answers · asked by Bill Gates's Bigesst Fan! 1

I need real information from the internet. I keep finding these sites that says we can get your grant but there's always a "for a price".

2007-10-21 08:51:35 · 4 answers · asked by Dawn 1

Does anyone know of any legitimate lenders who will help some with not so good credit. I need to consolidate bills and do have the ability to repay. I just need a second chance, if I don't I'll have to file bankruptcy and I don't want to be forced into that.

2007-10-21 07:57:57 · 2 answers · asked by Anonymous

2007-10-21 07:33:50 · 3 answers · asked by Anonymous

Does anyone know an easy way to set up a trust fund? I want to set one up for my nieces and nephews. I plan to put in after-tax money. I plan to front load the four of them with $1000 each. I am not sure if I will add more later, but I would like the option available if I decide I want to. I do not want to have to file any tax paperwork on them each year, and I do not want their parents to have to file paperwork either. It would be nice if I could set a date that would be the earliest they can be cashed in. When they are cashed in I would like them to have to do the tax paperwork (if any exists) not myself, and not their parents.

Does such a thing exist? If exactly what I want does not exist, is there anything close?

I would want the funds to mature for 23-25 years so all four of them would have to wait until they are 25 to cash in.

2007-10-21 05:54:04 · 3 answers · asked by crazylifer 3

Is it cheaper on the web or at an actual store?

2007-10-21 05:23:43 · 3 answers · asked by Anonymous

i am currently in debt and slowly eliminating it by paying for my most current accounts and ones that have a lower balance. because of this my two accounts with the highest balances have been sent to the collection agencies. i have tried to work things out with them, they were very rude making fun of the way i talk, telling me to go work at McDonalds because anyone can get a job there (i currently make $15/hr at a hospital but its a part time position.), they also tell me to hold and in the background i can hear them yell and laugh and the whole experience was very unprofessional. since i still have their letters on hand i have decided to just save up money until i have the full amount and then send it in. I was wondering if anyone out there knows what legal actions they could take against me during this period.

2007-10-21 05:04:46 · 5 answers · asked by ninji_79 1

Look At Your Bills I found A Charge For (Account Secure Plus) They Have Been Charging Me 10.00 A Month Or So In case I get Hurt I did Not Ask For This Service But There Taking My Cash Just Check To Make Sure Your Not Paying for A service You Don't Want 3 years for me thats like 300 bucks and its my own fault don't be dumb like me just check

2007-10-21 04:41:05 · 4 answers · asked by nhmale38 2

2007-10-21 03:52:59 · 7 answers · asked by gina m 1

If you could spend it on anything =, then what would you spend it on?

2007-10-21 03:42:17 · 24 answers · asked by Geordie H 4

I am a sales rep for a large chemical company. I posted my resume on a job board to see what was out there and have gotten a few calls and an offer. My current job seems to lack upward mobility. I currently earn 48k , about 10k in bonus, company car with gas and insurance paid, cell phone paid, labtop with wireless, full tuition reimbursement which I am currently using to earn a masters degree. However, I was offered a job earning 60k plus commission, car for company use (not personal like my current job) and I would have to wait 1 year for reimbursement. I think that I can do really well on the commission schedule. However, I am worried about stopping classes for 1 year. I have 1.5 years left for my M.S. degree in Management. I am not struggling financialy but the extra money would be nice. Just worried about stopping the classes for 1 year.

2007-10-21 01:52:40 · 8 answers · asked by Anonymous

I have been waiting for the chance to dress fresh (cool or hip or in style) I've been working at Zaxby's for almost 2 years and saved 85-90% just incase for family emergencies and I was always been told to save my money..... for what I'm only 17 years old and do not have any bills to pay and even if I saved my money, I still won't have enough to pay for college. So whats the point? If you have been in this situation please tell me how you handled it and after you graduate from high school, do you really need to have money saved to have a good start on life?

2007-10-20 20:59:23 · 6 answers · asked by Anonymous

I´m just curious.How many of you married folks here still have separate checking/bank accounts?

2007-10-20 20:44:04 · 9 answers · asked by tampagirl 2005 3

I'm looking for some ideas and encouragement. I know it'll take hard work, determination and focus but looking at 50k of debt can be overwhelming.
Tell me your success story!

2007-10-20 20:13:35 · 5 answers · asked by reeses30135 2

If so, why when their numbers are being are at risk?

2007-10-20 19:17:01 · 4 answers · asked by Robin B 1

2007-10-20 18:51:55 · 5 answers · asked by Anonymous

The only thing I have with them is a Visa. It has expired about 5 months ago but I haven't been issued a new one, I have an outstanding balance, but I make payments every month even though the card is expired.

What do you think this could be about? I called them, but their office is closed.

2007-10-20 18:41:13 · 3 answers · asked by Visine 1