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My reason is to see if my payments can be lower if my interest rate is 12.9% would this be a good idea?

2007-08-01 05:55:20 · 5 answers · asked by johnny's girl 1 in Business & Finance Personal Finance

5 answers

yep, go to your credit union though. they will probably have the best rates

2007-08-01 05:58:42 · answer #1 · answered by ktlove 4 · 0 0

If you could afford the payments but want to lower the interest, you can keep your present loan and pay it down each month.12.9 is a little high but on a car loan it's not that bad. If you had a 30 year mortgage at 12.9 that would be a different story.

2007-08-02 01:02:44 · answer #2 · answered by Anonymous · 0 0

why do you want to re finance? I saw your reasons, but also consider this as well. You have payed out all that money so far. you are so close to haveing the car payed for. Why? go and start paying out all over again??

2007-08-01 13:00:30 · answer #3 · answered by duster 6 · 0 0

oh absolutely..that is a very high interest rate..you should be getting less than 7%

2007-08-01 12:58:54 · answer #4 · answered by k8thesnake 3 · 0 0

you can do that. call the place where you make your payments and talk to someone there. you'll have to make payments longer.

2007-08-01 12:59:09 · answer #5 · answered by wendy_da_goodlil_witch 7 · 0 0

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