30K in Debt, What's the best choice to make?

Question

I'm about $30,000 in debt, and well what my original plan was to get have a Credit Card company to offer me a card where I can put all my present cards, all into one. And just pay one bill. Which companies actually offer that? What about Credit Consolidation? What do you guys advice me to do? What about the NFCC? Thanks!

Answer 1

They ALL offer that, but it is a BAD plan. Until you begin living on less than you make, you will continue to get further in debt. Once you spend less than you make, you can pay off your cards without CONsolidating.