Personal Finance - August 2007

If a cheque is never received, does the financial institution that allegedly posted it have any sort of responsibility/duty of care to ensure that it is safeguarded? If posting a cheque is not a secure method then why would they do this? If anyone can point me in the direction of any sort of legal stuff on this would be most appreciated - thanks!

2007-08-12 01:53:09 · 4 answers · asked by Em 2

If the central balks didn't intervine in the markets, what would happen?

I have heard something about 'sub prime' loans going bad in the US. If the markets hadn't stepped in to help, what would have happened?

2007-08-12 00:20:30 · 4 answers · asked by footynutguy 4

I am trying to log onto the hsbc website for internet banking.

But is wont let me, is anyone else having problems?

2007-08-11 23:40:40 · 5 answers · asked by Rebz 5

2007-08-11 21:57:53 · 3 answers · asked by michael f 1

Let's say the child wins a contest or just suddenly now has a lot of money, possibly just as much or even more than the parents typically make. Can a bank account be made solely for the child, with restrictions for the parents? There have been several cases that child actors have sued their parents as upon getting to a more mature age, they found out that their parents have been tampering with and exploiting their money behind their backs. How can one ensure that this will not happen?

2007-08-11 15:15:05 · 8 answers · asked by Anonymous

Hubby bothered that I wanted my name on this acct. and many times swore he would close it..he has had it for years (26 yrs) and said he tried to add me and they refused 3 times but had his 2 previous wives on it. Last time I tried they denied me again. I find that rather strange ???!!! Now all of a sudden he claims "they" are kicking him out of his acct. We got letter saying ..due to the charge off on his acct. the acct will be closed in 30 days. What is going on ! Serious answers only please. I feel he is being dishonest with me over something cause he has fought me over this for 2 years and 6 months since we married. I am confused. Did he do this or the bank does this? Reason for my curiousity is cause he has not been honest with me from the getgo. All I want is the truth.

2007-08-11 12:35:11 · 5 answers · asked by sunshine 4

When filing for Chap 7 Bankruptcy, under Schedule "J" do I enter all expenses that I incurred in the past 6 months even if I don't think that they will continue AFTER the bankruptcy?

For example,

I had some dental work 3 months ago...that cost me $600...should I enter the monthly amount as $100 per months for the past 6 months?

I also has a lot of car repairs within the past 6 months..do I still average them out of the 6 month period and enter that amount on Schedule "J" as monthly expenses?

2007-08-11 11:38:14 · 2 answers · asked by marcecore 1

2007-08-11 11:25:03 · 4 answers · asked by phid 1

This will is being done in the state of Vermont. I just received the final accounting and the executor (my sister) is charging $70.00 per hour and 45 cents per mile. She told me I'm getting a bargain she was told by a lawyer to charge $150.00 per hour. She charged 162 hours at $70.00 and 1,106 miles at $0.445/mile. Total $11,832.17

2007-08-11 11:18:32 · 4 answers · asked by k h 4

I have a friend that will be going over seas. She has alot of bills in collections at this point. She will have paid all of the accounts except about 3 that total about $5000 by next month. When She gets to those last 3, she wants to start putting a majority of her $$ in savings and start paying those last few items off later. Is this a good strategy or should she try to go ahead & knock the bills out, while putting a little in savings for now. Her main goal is to comeback & be able to start over, after not having a car, housing, etc. Will it hurt her credit to have those items sitting on there, even though she will be paying them in full after a few months or so. Right now she is paying all her current bills on time & will continue to do so. I think her biggest fear is to comeback w/ not enough cash saved to start over.

2007-08-11 11:13:51 · 8 answers · asked by Charryse S 1

2007-08-11 10:47:44 · 4 answers · asked by marwinstonboro 2

2007-08-11 10:34:28 · 6 answers · asked by Beth 1

I am a single mother of two. In the past I have been using my tax refund to pay my homeowneres insurance but due to the increase I could not afford it. So I tried to get by saving what I had and coming up with the rest. But that wasnt fast enough for my mortgage co. And now I have to pay an extra $592.00 per month along with my mortgage for the next 10 months. Now what I did have save to get the insurance on my own has gone to them, and I cant afford to pay that extra money on top of my mortgage payment. I have been threatened with foreclosure. Any help will be appreciated.

2007-08-11 10:01:58 · 3 answers · asked by uh 1

How do I know how much money I need to make to live on a reasonable budget? I am looking for a job and wonder how much I need to make per hour. I am a single mom and finished LPN school. I can make 12-15 dollars locally, or drive 45 miles everyday and make closer to 20-25 dollars an hour, but what about the price of gas and wear and tear on my car??

2007-08-11 09:13:59 · 9 answers · asked by Hope 2

If I had won this, would you marry me without seeing me?

2007-08-11 09:04:46 · 10 answers · asked by Anonymous

My family can not help. My credit is in need of repair as it is poorly in shape. I am being sued and can not apply for loans.

2007-08-11 08:26:35 · 12 answers · asked by Anonymous

1) how do i make 1000 dollars
2) how long will it take?

2007-08-11 07:05:36 · 4 answers · asked by Anonymous

mortage????

2007-08-11 06:55:07 · 5 answers · asked by scandalous51 3

I need a place that does loans that can help me out, with reasonable interest rates. I can't pay too much right now, I'm currently unemployed and I may lose my house if I don't come up with some money soon. I need a loan... quickly! Any advice??

2007-08-11 06:25:42 · 4 answers · asked by jobayza 1

I have ended up earning 500$ with all my babysitting money. I don't want to blow it all but I do want to have a good time with it. Im a teen, so i don't have bills or anything. I might want to use some on clothes, but i've already gone shopping for school. Any ideas? What should I do with ~some~ of the money, that i won't feel like its a big waste?

Please help= thnx.
remember: i am RESPONIBLE and SENSABLE and won't go and try to blow it all.

2007-08-11 06:23:39 · 10 answers · asked by <3BeautyQueen 2

I have several Thousand dollars missing out of my checking account this morning and I would like to know what happens next. The bank says that the charges are just"pending" although my over draft protection has already began to take money out of my savings account. The bank also indicates that I have to wait until these charges post and then wait 10 days. Then What. I have very good Credit and do not want to lose it. Just F.Y.I. I had noticed a weird charge earlier in the week for a $1.59 and alerted the "number" bank. They said not to worry unless it posts. Well it did not but thousands did today.

2007-08-11 06:15:35 · 3 answers · asked by Optimus Prime 1

2007-08-11 05:24:23 · 4 answers · asked by stormy 1

It shows up on there multiple times and my bank had no contact info for them.

2007-08-11 05:23:14 · 4 answers · asked by melody s 1

I am leaving my current job and new job does not have a 401k, I have it through fidelity, I know I can roll into IRA and some other options but how long do I have to decide after I leave the company?

2007-08-11 04:21:49 · 5 answers · asked by Tracy M 2

My current experian national credit score is 744 which if fair. How many points do I need to have to get a good score?
Thanks

2007-08-11 04:21:47 · 6 answers · asked by ghetto_kartel 1

i think it's a different thing fom the routing # as the the banker told me !
any help plz
thank u

2007-08-11 04:15:34 · 8 answers · asked by keepsmile 1

2007-08-11 03:11:22 · 13 answers · asked by lundjohn_1 1

2007-08-11 03:01:10 · 4 answers · asked by crafty pam 1

What credit score makes you a subprime borrower? Also, are all FHA loans subprime?

2007-08-11 02:54:33 · 5 answers · asked by addicted2eu 2

2007-08-11 02:26:18 · 3 answers · asked by murthy 1