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My family can not help. My credit is in need of repair as it is poorly in shape. I am being sued and can not apply for loans.

2007-08-11 08:26:35 · 12 answers · asked by Anonymous in Business & Finance Personal Finance

12 answers

how come everyone who is this condition still has internet and a computer -- get rid of them, along with your cell phone and cable tv -- hock till it hurts and meanwhile hit the bricks -- there is jobs out there -- you may have to lower your standards!!!!

2007-08-15 02:56:03 · answer #1 · answered by Anonymous · 0 0

Due to unemployment and the wilting economy, there is tough competition for a limited number of positions. There are two factors in your court, though. Factor one: connections. You know how they say it's not what you know, but who you know? It sucks, but that's true. And in times like these, it's more true than ever. I suggest asking for help from friends and relatives. You may not be able to snag a dream job right now, but somebody can probably help you. The second factor is more about luck, and that's timing, but the more often you look, the better chance you have of landing a job. Keep browsing online, check out the local classifieds, and it can't hurt you to duck your head into a few places you're interested in that aren't even hiring-- yet. I wish you the best of luck. (Edit: It also never hurts to play around with your resume, and if you do land an interview, be confident and prepared to sell yourself.)

2016-05-19 23:11:55 · answer #2 · answered by ? 3 · 0 0

I was in a similar situation back in 2002 when I moved back to my home state after living in another state for 5 years. I had a lot of experience in retail business and did not anticipate I'd have any trouble getting a good paying job once I got back to my home state.
1. It took me 10 weeks of living with relatives before I got a job, with good pay, but less than what I had earned.
2. Within 10 more weeks I lost that job over something that was beyond my control and did not have anything to do with my job performance.
3. I didn't think I was eligible for unemployment because I worked only 10 weeks for the company I was let go by.
4. What I did not realize was I was eligible for unemployment benefits from the previous state, which carrys over to the next state. (contact your local Department of Workforce Development as to your eligibility. Even if you aren't eligible they may be able to help you get a job)
5. I lived on my unemployment benefits until it ran out, applying for jobs everywhere and was not able to get one.
6. Everyone said I was over-qualified, for everything I applied for. I now realize that was a "polite way" of saying you're to old. Of course I needed money desperately and was running out of savings fast. So I sat down and made a list of the things I am really good at. It occurred to me that even though I do not like to clean house, I am extremely good at it, and a friend suggested I clean another friends house for money. So after I did it I realized I still am not crazy about it, but the money is good and the work was not hard for me and so I started a simple, albiet small housecleaning business.

2007-08-11 09:00:27 · answer #3 · answered by Martinibeanie 4 · 1 0

Contact your creditors and tell them about you employment situation. They will usually give you a break if you are current on payments so far. Consult a free credit counseling office - NOT the outfits that want to loan you money to pay your debts. A credit counselor will help you deal with your creditors and lower your payments, plus give you a plan to keep you out of this situation in the future.
If you have a car (probably with payments) sell it and use public trans or bike. Eat at soup kitchen if there is one.
Try a lot harder to get a job, even if it's not one u want, just to have some money coming in. Even McD's pays minimum wage.

2007-08-11 08:40:50 · answer #4 · answered by Patsy A 5 · 1 0

There are too many jobs out there to be unemployed for that long. From McDonalds to answering phones or data entry... jobs are available.

1. File for bankruptcy

2. Get a job

3. Rethink what's important to you and get an action plan. Unemployment is unexcusable for that length of time.


I have a family that depends on me to pay the bills, if I lost my job today, I'd be working for Burger King tonight and would remain there until I got the job I'd rather have. And I'd probably also have to have a second job, which I would do, because my action plan would require it. Part of my 'action plan' is to become entirely debt free, of which, I'm well on my way. Make more and spend less until that goal is achieved.
.
.
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2007-08-11 10:34:19 · answer #5 · answered by Anonymous · 0 0

I have been to "many" different credit repair sites on the web. Some were pretty good and some were pretty bad. I refuse to use a websitemy rights and using them.Don't pay for information that you can find for free.

2007-08-13 05:11:04 · answer #6 · answered by Anonymous · 0 0

Since Patsy explained calling your creditors, I just want to add how you might get some positive cash flow.

Look up temp agencies and day labor places in your area. The day labor places will put you right to work, and help keep you from falling any further behind. The big advantage over a McJob is you won't need to get time off for any job interviews that come your way. Because you work when you want.

Good luck

2007-08-11 08:47:52 · answer #7 · answered by 109 2 · 0 1

you need a job

if you've really looked everywhere and at every possible task with no results, it is time to move

the only other alternative is public assistance or being a criminal


you haven't said where you are, nor where you have legal status. fairly obviously, if you're illegally present in some country, the authorities there will probably give you a free return ride to your home country.

G'day

2007-08-11 08:45:11 · answer #8 · answered by Spock (rhp) 7 · 0 1

Find a way to supplement your income and work at home so you don't have to spend money on gas. Jennifer

2007-08-11 08:51:38 · answer #9 · answered by Jennifer 6 · 0 1

Sell your blood plasma.

2007-08-11 08:33:35 · answer #10 · answered by Anonymous · 0 2

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