When filing for Chap 7 Bankruptcy, under Schedule "J" which is the correct way to do this?

Question

When filing for Chap 7 Bankruptcy, under Schedule "J" do I enter all expenses that I incurred in the past 6 months even if I don't think that they will continue AFTER the bankruptcy?

For example,

I had some dental work 3 months ago...that cost me $600...should I enter the monthly amount as $100 per months for the past 6 months?

I also has a lot of car repairs within the past 6 months..do I still average them out of the 6 month period and enter that amount on Schedule "J" as monthly expenses?

Answer 1

if i learned one think about bankruptcy is that to do it (i hate to say this since it sill cause more debt) but get a lawyer.!!!

Answer 2

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RE When filing for Chap 7 Bankruptcy, under Schedule "J" which is the correct way to do this?

When filing for Chap 7 Bankruptcy, under Schedule "J" do I enter all expenses that I incurred in the past 6 months even if I don't think that they will continue AFTER the bankruptcy?

For example,

I had some dental work 3 months ago...that cost me $600...should I enter the monthly amount as $100 per months for the past 6 months?

I also has a lot of car repairs within the past 6 months..do I still average them out of the 6 month period and enter that amount on Schedule "J" as monthly expenses?

Answer 3

Are trying to do this yourself? You should consider getting a lawyer. The rules have changed and you really need an bankruptcy attorney.