Personal Finance - August 2007

I have just taken out a loan and in order to 'proceed' with the application, they have just rang me to ask some 'personal' questions. These ae basically (I discovered after answering) a way to scaremonger you into taking out payment protection, which I never take out. He may as well have presented me as just about to lose my job, die and/or be involved in an accident and get a terminal illness, all at once. For one minute I nearly wavered and took the protection.
Does anyone else ever feel like they are about to drop dead when they start going on about payment protection?

2007-08-14 08:00:37 · 11 answers · asked by Anonymous

2007-08-14 08:00:14 · 7 answers · asked by Peter A 1

I'm from a small town in TX. I've tried to get help with social services, but have been denied. My family earns too much on paper. We have a gross monthly income of $2500, but because my husband owes monthly child support of $1200, and our rent and utilities and car payment add up to $1186. We are left with about $14 for food, laundry, and things we need like soap, etc. Everywhere I go for help, turns me away! My husband's child support is for four children. They all live in New York state. We are a family of four, and have tried to get his child support orders modified, but our attempts only made his child support increase. We are really in need of help. Suggestions are greatly appreciated. Thanks a million for your advice.

2007-08-14 07:31:17 · 4 answers · asked by jessygalvin 2

I live in a home, so can I just put it in the mailbox with 2 pennies asking the mailman to add it? Does this work? Has anyone done this before? I need to make something out within the next hour, so I need an answer soon.

2007-08-14 06:06:28 · 10 answers · asked by i <3 pink 5

2007-08-14 06:05:15 · 6 answers · asked by Allan G 1

2007-08-14 05:45:46 · 2 answers · asked by ptjoefish17 2

I havent been verified yet, but it says they will make to deposits in my bank account between 1c and 99c to confirm that this is my account.

Couldnt someone just make paypal accounts all day, and keep getting them verified and maybe make some real money?

2007-08-14 05:28:16 · 3 answers · asked by Anonymous

2007-08-14 05:23:06 · 11 answers · asked by Anonymous

Im not quite sure if I should be going to a mortgage broker to apply for one, or just go to each bank individually? Also, are there any out there that do not have a repayment penalty? I am also assuming that once the property sells the loan needs to be automatically repaid.

I would also like to know how this will affect my credit score. Is it better to have an X amount on credit cards, or have that same amount on an equity loan.
Thanks

2007-08-14 04:08:01 · 4 answers · asked by Anna Z 4

2007-08-14 03:58:13 · 7 answers · asked by metanoia 3

2007-08-14 03:28:09 · 5 answers · asked by pete6356 1

i just need like 100 more bucks a week i cant really work another job but i need some place that needs side jobs done at my convience??? any ideas??

2007-08-14 03:04:30 · 7 answers · asked by sharpie2292 3

I just applied for a chase credit card, its my first time. Did i do wrong?

2007-08-14 02:58:31 · 14 answers · asked by Li331e C 1

Hi,

I have recently heard about the sad death of Tony Wilson and learned that he was know as 'Mr Manchester'.

If this title is passed on to the next greatest living Mancunian, who do you think it will be

2007-08-14 00:54:08 · 1 answers · asked by footynutguy 4

The agency does not follow up to make sure the family spent the money as allocated. Why is this paractice ineffective from the agency's perspective as well as the family's perspective. How would you advise the agency to help them improve their allocation policy?

2007-08-14 00:28:10 · 3 answers · asked by foxylady 2

2007-08-14 00:04:19 · 11 answers · asked by chick 1

2007-08-13 23:56:05 · 15 answers · asked by chick 1

2007-08-13 17:27:03 · 13 answers · asked by popiah 1

i was ringing up this lady at the store today (bookstore) and she spent like 400.00 dollars worth in books, and i put everything in the bag and she walked off and i realized.. i didn't give her her receipt to sign and it was debit transaction, and its my first day on the job and i asked someone who was training me i was like "i need to get her to sign this" and she wasn't far away and he's like don't worry about it.. it happens..
is that a huge deal?, i mean our bookstore will buy back books.

2007-08-13 16:29:55 · 10 answers · asked by earth lover! 1

I cant really tell, but the pic kinda has a resemblance.
What really makes me think that is the way he answers a question.
It just sounds like the way Jack Nicholson talks.

2007-08-13 15:41:35 · 2 answers · asked by Kari 4

I just got a washington mutual checking and saving. My credit score is bad. And I mean BAD. Like below 500 bad. Would getting a secured credit card with washington mutual help my credit? I'm either going to keep using my capital one or open a secured, whichever boosts my credit faster. And please don't say anything stupid like pay your bills I know that. I need a serious answer

2007-08-13 15:34:31 · 2 answers · asked by wheresmystethoscope 1

Around 2 years ago, my friend told me that her store needed some emergency money. I lent her 2 of my highest credit line credit cards, so she can swipe it in her own store when she needed it. I never took a look at the statements because she was paying the bills every month for 2 years.

One day when i look at the statements for the 1st time. She had swipe $10000 total from both cards and she only had repay $2000 total. I got mad. I changed the card #s and told her should pay me back quick.

That is not the end. Sometimes she gets mad about paying the normal bills and claims she will suicide if i continue to ask her for those money. Sometimes she saids she will call the police if i keep on asking for those money. She close her store early and cut her phone line to aviod paying. She even write me a few check that cannot be cashed.

How can i get my money back? Please help me.
Can i still call and claim those are unathorized payments?

2007-08-13 14:35:01 · 7 answers · asked by NBJring123 2

I am really in need of a personal loan. i have an ok credit score, but its kind of bad. I can provide employeer notification and everything, i have very good references and all of that... I am trying to rebuild but i am trying to pay off some bills that have been piling up. Does anyone know a company that can help me out with this.. I am looking at a loan for $2000.00. Please let me know thanks!

2007-08-13 14:19:04 · 7 answers · asked by Anonymous

I just had a baby in June and I was wondering who would be better claiming her, me or my boyfriend? We both earn about the same amount of money. However, I both sold and bought a home this year. He is not named in either sale. Who's better off claiming the baby?

PS- We both will share the money since we live together and have our savings together, so whoever gets more......

2007-08-13 14:18:29 · 1 answers · asked by Anonymous

2007-08-13 13:35:29 · 3 answers · asked by Anonymous

how would i calculate that?

2007-08-13 12:06:53 · 2 answers · asked by yadi 2

I have 125,000 in RRSP's andd 25,000 in Stocks. I have two businesses worth about 1.2 million. I am selling one of them and I will make about 250,000 from it. I am sick of the rat race I am in and am wondering how much I will need to retire or semi retire?

2007-08-13 11:50:08 · 6 answers · asked by NFLDER35 1

2007-08-13 11:40:11 · 3 answers · asked by bigdog 1

Also, what is a good rate of return. mine is 7.98%. just curious how my portfolio compares, and if i need to adjust it. thanks

2007-08-13 11:39:09 · 5 answers · asked by wizrdofoz2001 2

i applied for a loan with him i didnt give any of my vital information im just trying to see if anyone has ever actually gotten a loan from him

2007-08-13 11:12:26 · 4 answers · asked by Anonymous