Personal Finance - August 2007

I was divorced about three years ago, and I thought hey, now I can do what I want. I am really learning now that I should'nt have. I purchased a new truck because I needed one and I went over my head... Thats costing 579 a month and now I am 3 to 4 months behind. I have lots of credit debt, about 12,000 bucks. I am going to file for bakruptcy soon. I feel like theres no getting out of this. I am a smart person just made some dumb decisions, What kind of advice do you have for me, I feel a little Confused.

2007-08-15 18:35:41 · 2 answers · asked by Jesse H 1

I want to ultimately apply for a credit card as well so I'm not sure if submitting my local address here in Singapore will be a problem. Anyone done this before or have any suggestions will be much appreciated. Thanks!

2007-08-15 18:32:34 · 1 answers · asked by pugandrollwithme 2

I want to put my life right and start anew and pursue the dreams I once had, I am 24 yrs old, severely overweight, my health is failing, I suffer from severe depression and everything seems hopeless. I want to pull out from these things but I don't have the money to do it. I want to pursue an art career in either illustration, graphic design or even culinary arts. But I don't have the finances to do so. I have student loans from when I tried to go to college but dropped out cause I lost my way and interest. What can I do to get my life back together while being broke.

2007-08-15 17:06:51 · 17 answers · asked by Cat's Eye Angie 3

How does it benefit you? For instance if you inherited a large amount of money or attained a large amount of money, how would you benefit from a trust account?

2007-08-15 17:01:53 · 6 answers · asked by #1 Lady 1

My husband has got a new job, his current employer sent home this massive packet, which is like latin to my husband and I. We are unsure if his new job accepts rollovers, we have left a message with their CFO. It isnt that much money. Can someone explain the penalty for lump sum distribution vs. rollover? My husband does know that his new company does not start 401k til after the 90days probationary period? In the paperwork it mentions rollovers have to be distrubted during a 60day period or penalties will incur. I have looked into IRA's and they all require way more money than what he has in his 401k.
thanks all I am at my wits end.

2007-08-15 16:30:44 · 3 answers · asked by Jenn N Kentucky 4

I live in MA and im 16. how do i ope na bank account? what documents do i need?

2007-08-15 16:11:53 · 9 answers · asked by ¤AFTERN00N L0VAH¤ 2

2007-08-15 16:08:07 · 5 answers · asked by shortdaylongnight 5

I read in the news that shares fell, and company could declare bankrupcy..would my mortgage(s) be affected as far as terms/rates?

2007-08-15 15:56:56 · 11 answers · asked by mecurlylocks 2

I think I owe about 3-4k to collections. Is that too bad?

2007-08-15 15:44:49 · 10 answers · asked by Maria 1

2007-08-15 15:39:21 · 9 answers · asked by Jeanne O 1

I'm worried

2007-08-15 14:47:08 · 8 answers · asked by J.E Lane 2

2007-08-15 14:32:25 · 4 answers · asked by chmar11 6

2007-08-15 14:24:26 · 4 answers · asked by G D 2

western union (supposidly)also contacted us on yahoo messenger is is really adamate about us sending the transfer fee immediatly,when i told him our representative wouldnt recommend us doing that to an individual,he recomended us sending it to money gram(?). they really are using WU logo's though.What do I do?

2007-08-15 14:15:12 · 12 answers · asked by wiccansherry 1

2007-08-15 14:06:53 · 2 answers · asked by gmh109 1

2007-08-15 14:06:03 · 9 answers · asked by John G 1

My mother was given a mortgage witch is almost the same amount of her income is per year.Leaving her with a few thousand dollars a year to live on after she pays her mortgage payments.Can she sue the bank? I thought I've seen an article in yahoo news about this happening recently.

2007-08-15 13:57:55 · 8 answers · asked by Anonymous

what is 33% off of 100 dollars?

2007-08-15 13:57:08 · 8 answers · asked by erica B 1

Please if anybody knows anything please let us know. Thank You.....

2007-08-15 13:55:57 · 2 answers · asked by Anonymous

2007-08-15 13:30:57 · 10 answers · asked by Anonymous

I am trying to obtain a mortgage and I have 3 credit charge offs on my credit plus medical collections, I am paying them all off this week, when will I see a change in my credit score after I pay them all off. I really wanted to get a mortgage asap, please help

2007-08-15 13:27:55 · 5 answers · asked by Anonymous

What's a morgage?

2007-08-15 13:11:56 · 14 answers · asked by Jeanne O 1

i have a 100 dollar paycheck i need to deposit into my bank account but im out of state from where my bank is and i wont be back for awhile and i want to put that money into my account but there is no branch near me how would i go about doing that ?

2007-08-15 13:03:12 · 5 answers · asked by darklotusobo 2

What does this company do?

2007-08-15 12:58:00 · 2 answers · asked by Queen bee 1

When my ex and I split up...he kinda took the debt w/ him. I had no credit cards in my name & still don't. He had a few in his name & we used them for different things. When we moved out of our house, he took the big items like the couches, big screen tv, computer, fridges,washer & dryer. Some things we paid cash for others we put on the credit card. Okay in my storage I don't have any of the expensive items maybe just the end tables, coffee table, our bedframe, etc. He doesn't help me w/ the kids money wise. I buy them everything, clothes, haircuts, shoes, etc. Well now he's crying that I should be helping him pay his debt off, that it's messed up that the credit cards are in his name & he's left with the debt. He wants me to give him money each month to put towards one of the cards. I started to feel bad & have been thinking about taking over one of the cards & paying it off. Should I do that even though he don't help me w/ the kids? He even says I owe him $200 because we had a

2007-08-15 12:36:54 · 6 answers · asked by justbeingme_ 2

Hi,

I have my own online business which makes me good money. The problem is that i don't have expenses since everything is online, what should i do to lower my tax bill at the end of the year?

And by the way, i don't own a home and the car i have doesn't pay monthly because i bought it cash.

The reason i don't own a home is because at this moment i don't want one.

2007-08-15 12:30:52 · 4 answers · asked by El Yankee 2

2007-08-15 11:10:51 · 2 answers · asked by Anonymous

2007-08-15 10:59:47 · 6 answers · asked by Aaaa A 1

I plan on spending little to no money untill I leave for college. So my concerns are what banks are best for saving money and have the best student programs for college. I plan on getting my degree for counceling, so a good small buisness plan for later would be helpful, but not essential.
Thank you for your time!

2007-08-15 10:58:34 · 3 answers · asked by Scott T 2

I was filling out a bank deposit slip and thought I was supposed to put my social security # on it but the teller crossed it out and wrote probably my account number. Do they eventually destroy those deposit slips, is it likely that identity theft or anything could happen in the future since i accidentally wrote it on one of them?

2007-08-15 10:47:34 · 8 answers · asked by Anonymous