Does anyone know of any grants for personal use?

Question

Not a fashion makeover or to buy new cars,etc.
I have a lot of debt and would like some help
getting my head above water. I have 2 kids,
one of which is autistic, so it is hard for me
to find a job being that I can't afford a babysitter.
I do have a fiance but he has his own financial
problems. Its not like I'm asking for free money
I am more than willing to pay it back once I have a job ( if you know of any legitimate jobs
online I would like to know what they are).

Answer 1

There are no such things.

Answer 2

Personal us, like what?

There are grants that you could qualify for for things like education, retraining for a new career, or living assistance if you have a qualifying disability. But, somehow, from your question, I do not think that's what you are asking.

If you are looking for a grant for living money so that you can go away and write the great American novel, I kind of think you are out of luck. And, I seriously doubt that there are any grants available for a fashion makeover, or new cars. So, most likely, No, there are not any grants for personal use.

Answer 3

I am sorry but there is no such thing as personal grants aside from WELFARE. The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov

Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

Answer 4

www.scholarships.com
www.grants.gov