Since I have bad credit I am looking to start off with a secured credit card.
I don't know much about all the APR things and what different kind of fees there are...
So I looking to see people's opinions on the card I should apply for and why?
I'm trying to go with the one that gives me the lowest interest or at least the lowest annual fee.
Thank you.
2007-08-13 03:26:38 · 5 answers · asked by junglegrl44 2 in Business & Finance ➔ Personal Finance
A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit cardwhich credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal.
2007-08-13 05:05:31 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I would recommend:
First PREMIER Bank Master Card / Visa
- You may qualify for a secured or unsecured card
- A credit card for those with less than perfect credit
- Low APR on purchases
- Monthly reporting to all major credit bureaus
2007-08-13 07:22:18 · answer #2 · answered by Anonymous · 0⤊ 0⤋
better off going to a bank and getting one.
the web and 800 lines have so many hidden charges.
For example, give you a $300 line of credit and place $250 in charges on the acct.
Also they charge a $50 annual fee adn $10 month maintennce.
Just too costly.
2007-08-13 03:45:17 · answer #3 · answered by Michael M 7 · 0⤊ 0⤋
Have you tried repairing your credit? It is easier than you might think. I was able to increase my score by 200 points in less than 90 days from a solution listed on http://www.your-credit-solution.com/creditsolutions.htm .
Good Luck!
2007-08-13 04:21:22 · answer #4 · answered by Anonymous · 0⤊ 0⤋
This site has a card that has what you're looking for, plus a free cell phone
http://www.newcountrydj.com/credit/
2007-08-14 04:30:56 · answer #5 · answered by rog_random 2 · 0⤊ 0⤋