Credit - September 2007

2007-09-02 18:31:55 · 7 answers · asked by Keith M 2

Hi, I found a site on Ebay that I'd love to buy from. She has tons of feedback, over 50 pages and it 100% feedback. The problem is, I have no idea how to buy. My mom doesnt want to use a credit card so what do I do..? I have no idea whatsoever so yeah. Do I open a bank account or something and use paypal, which i have no freaken idea how to use ._.

Yeah I pretty much need step by step how to buy off ebay.

So please help :[

2007-09-02 18:28:30 · 5 answers · asked by . 2

Okay, that probably sounds like a stupid question, but I read that the number of inquiries about your credit can affect your credit score. It said "This includes promotional inquiries such as solicitations." Since my credit card offers say I'm "pre-approved" based on my credit score, I'm assuming that means they have made inquiries.

So, anyway, thanks. :)

2007-09-02 17:15:42 · 12 answers · asked by Anonymous

2007-09-02 16:40:55 · 11 answers · asked by ijrg 3

Hi,alright I have 6 questions.
1.Can you sell things on ebay without a sellers account?
2.If you do need a sellers account then do you need a credit card?
3.How do you get a checkings account?
4.Can you use a Visa gift card as a credit card to sell on ebay?also is the Visa gift card the same as a regular giftcard?
5.How old do you have to be to get a checkings account and a credit card and to sell on ebay because I saw a 12 year old on there?
6.My son wants to know if a child can buy a house and how?

2007-09-02 14:52:38 · 7 answers · asked by Anonymous

I received a card in the mail from 1 First National Card when I did not request it. I have not activated this card, I know that this company is a scam... My question is.. if I never activate my card, will they still be able to scam me? I have read reports of them withdrawing money from people's account when they never use the card. If I never activate it, will they still be able to do so?

2007-09-02 14:39:48 · 12 answers · asked by tan_yuh4112 2

I am thinking to sign up for a credit watch service. Any feedback on if it is worth it and which service is the best in this area would be greatly appreciated. Thanks.

2007-09-02 14:10:15 · 4 answers · asked by happy 1

I decided to check out my credit report via annualcreditreport.com because I haven't checked my report out in a couple of years. I took a look at Experian and saw "AT T"(I'm assuming it's AT&T) sent a $200 fee to collections in July, The only problem is that I've never had an account with AT&T. I then see that under my information there is an address and phone number listed that isn't mine.

I look up my name with the zip code from the report on www.whitepages.com and find someone with my exact name, including middle initial, living about 3 miles from the mystery address listed on my report, it isn't the exact same phone number or address though.

I disputed the phone number but when I tried to dispute the address online it wouldn't allow me. Should I call up the collection agency at all? Should I just send in the required paper work disputing the address, phone number, and collection item and hope that they fix it? It seems like someone just mixed up our names, but who knows

2007-09-02 13:45:08 · 6 answers · asked by Anonymous

Was just wondering if anyone has used an online payday loan service, kind of really tight for cash, for like a week. Need to borrow but no credit card, need quick cash. Are they safe to use and if anyone has where are the best rates at????

2007-09-02 12:48:11 · 8 answers · asked by kt2184 2

2007-09-02 12:21:52 · 2 answers · asked by adrienne reinig 1

I just got my credit report and I saw so many different credit checks that I didn't authorize ...mostly car dealerships and mortgage companies...I'm wondering if this is normal and if not, what can I do? I heard every time your credit is checked, it ruins your score....
I'm really worried, what should I do?

2007-09-02 12:21:05 · 7 answers · asked by It's me 2

2007-09-02 11:57:52 · 8 answers · asked by Hmm? 2

yeah, how come some companyshave turned me down, yet for a "small set up fee" i can get A GUARANTEED,loan. is this crap or wot?

2007-09-02 11:35:41 · 5 answers · asked by chelsea h 1

i was approved for a credit card and it says i have to pay activation fee and an annual fee is this the same for all cards

2007-09-02 11:17:34 · 7 answers · asked by cr@ZY_$3XY_c00l 2

As we were talking I asked for the company to send me a letter stating my bill. They said they could only fax it, I thought that sounded weird. During the conversation I was repeatedly threated with legal ramifications and different people kept passing the phone with people being very rude. I finally hung up. These people called my mom, and the only way they could have gotten her number was because I applied for credit. Does this sound like fraud? I want to hire a lawyer to find out if these people are legit.

2007-09-02 10:33:26 · 7 answers · asked by jhaiop 1

i need good credit to get an apt in my city... and feel really stuck. im 19.

2007-09-02 09:42:08 · 6 answers · asked by Anonymous

It seems I remember hearing of a type of foreclosure where you simply give your house back to the bank. I know it sounds crazy but I do know there are different types of forclosures. Also does it make a difference what bank the home is financed through and the fact that its a manufactured home.
I hope there's some loan officers out there that can offer some insight. thanks.

2007-09-02 08:39:03 · 8 answers · asked by Marky Mark 1

2007-09-02 08:31:46 · 3 answers · asked by hywayview 3

Is this possible? There are companies that say they can. Is that true?

2007-09-02 08:15:08 · 10 answers · asked by Anonymous

2007-09-02 08:15:02 · 2 answers · asked by Anonymous

What does it mean if my credit card APR is 12.90%? When does this affect how much money I pay the credit card company?

2007-09-02 07:43:40 · 1 answers · asked by Anonymous

2007-09-02 07:43:17 · 3 answers · asked by gabe w 1

2007-09-02 07:22:06 · 8 answers · asked by Anonymous

This is the first month that I'm not going to be able to pay off my credit card in full. There is going to be about $300 left on there after I pay off what I can. It says online that the 'Periodic Rate' is 0.03534%P, and that the 'Corresponding APR' is 12.90%. How much does this mean I will have to pay in interest next month when I pay off my card in full? Also, could you tell me how to figure this out on my own so that I can do it next time I can't pay off my card again?

2007-09-02 07:13:37 · 3 answers · asked by Anonymous

I TRIED TO APPLY FOR A MASTER CARD PLATINUM AND WAS REJECTED FROM IT...THE ONLY REASON THEY SAID IT WAS FROM WAS THAT "NO INFORMATION IN CREDIT BUREAU" WHAT DOES THIS MEAN???OR WHAT SHOULD I DO??

2007-09-02 06:51:40 · 7 answers · asked by kid233 1

2007-09-02 06:40:59 · 4 answers · asked by Sandy 3

two car payments...and one revolving credit card. I was told to improve my credit score I should get a low percentage rate credit card and purchase my gas for the month with it...and then pay it down every month. Will this improve my credit rating?

2007-09-02 06:28:16 · 4 answers · asked by betsy 2

2007-09-02 06:27:18 · 6 answers · asked by Lori M 1

I am trying to re-build my credit and would like to get a credit card where I can use in the meantime to to book hotels, rentals etc. Pre-paid cards are okay, but I have known some companies not accepting them. Is there also a company that can provide a individual with a card with so-so credit rating?

2007-09-02 06:10:38 · 1 answers · asked by pinki 1

i recently bought a brand new colorado,ive had it for about 5 months now.i got approved on my own but for insurance purposes i had to put my dad in it too because of that my payment increased.now im trying to move out from their house,i want to get rid of the truck and buy a bike.parents are telling me that if i try and give the truck back it will mess our credit up. is there anything else i can do?

2007-09-02 05:39:12 · 8 answers · asked by Anonymous