what kind of loan can you get if your in a credit counceling group but your almost done paying them off?

Answer 1

If you handled your finances so poorly that you had to resort to a credit counseling group, why would you want to jump right back into debt even before you finished up with the last mess?

Did this counseling service give you any help with budgeting? Or is this one of those groups where you paid them to just handle you debt?

Instead of looking for a loan, rethink your spending habits. Save up till you can afford to pay cash. Otherwise you will be right back in the big ole hole again.

Answer 2

In short, none. Going into credit counseling is equal to declaring bankruptcy. Welcome to the world of high-risk borrowers.

Why would you want to crawl from the wreckage into another car anyway? Didn't your experience show you anything? You need to really sit down and consider if what it is you are trying to get the loan for is an absolute necessity.

Tell me you are looking to buy a house now that you've squared away your debt situation, that maybe I can see. There is no other reason I can fathom that you would need a loan. If you have to borrow to get it, you can't afford it.

Please, think about what you are trying to do and ultimately where it's going to get you?