Is this possible? There are companies that say they can. Is that true?
2007-09-02 08:15:08 · 10 answers · asked by Anonymous in Business & Finance ➔ Credit
Nope. The credit repair companies are scams. They take your money, do a smoke and mirror routine but the negatvie comes right back on your credit report.
You just have to wait for the late to fall off your report.
2007-09-02 10:18:07 · answer #1 · answered by bdancer222 7 · 0⤊ 1⤋
You would have to dispute it and the creditor has 30 days to respond and if they don't you can have it removed from your credit report. Beware with companies who say this becasue some are tempory. You can do this on your own by writing to the creditor and credit bureaus and if creditors don't respond within 30 days, you can have it taken off your credit report.
2007-09-02 08:26:34 · answer #2 · answered by ods 2 · 0⤊ 0⤋
You need to check out this video on how to increase your credit score by using a 100% legal loophole. Here is the video URL: http://www.creditscoresecret.org
I was able to get to 595 from 489 in just one day and from 489 to 748 in just a few week; that's pretty fast in my book. Good luck!
2014-09-11 23:33:19 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Lexington Law Firm is the most reputable credit repair company in the world. They delete all kinds of negative items from your credit report including bankruptcies, foreclosures, repossessions, charge offs, judgments, tax liens, collections, and more.
I feel sorry for the people who have answered that this can't be done. lol I've already had it done and enjoy AWESOME credit.
2007-09-02 18:45:38 · answer #4 · answered by Credit Guy 2 · 0⤊ 0⤋
There are certain things that you may do ) or not do) that will be on your record forever.
This is one of them.
Howver, if it happened a while ago, once and done, it shouldn't hurt you as time goes by.
For example, you were two weeks late with a morgtage payment April of 2003, but never befor or since., this won't hurt you.
2007-09-02 08:51:00 · answer #5 · answered by Barry auh2o 7 · 0⤊ 1⤋
They take it off the report for 30 days while you challenge it. If the mortgage holder doesn't respond, it stays off for good. If they do, your objection is noted on the report.
2007-09-02 08:22:12 · answer #6 · answered by Catspaw 6 · 1⤊ 0⤋
Yes in about 7 years.
2007-09-02 08:24:46 · answer #7 · answered by Anonymous · 0⤊ 1⤋
No, it isn't true that someone else can clear up your credit. Catspaw has as good an explanation as I've ever seen. Accept it!
2007-09-02 08:26:09 · answer #8 · answered by Anonymous · 0⤊ 1⤋
Check out this site, I'm sure they have the answer you're looking for.
2007-09-02 08:40:20 · answer #9 · answered by Anonymous · 0⤊ 1⤋
David I would hope that you are not that simple of mind.
2007-09-02 10:30:37 · answer #10 · answered by Anonymous · 0⤊ 1⤋