2007-09-02 08:31:46 · 3 answers · asked by hywayview 3 in Business & Finance ➔ Credit
nothing bad to report but are a waste of money -- for the service they provide you can do the same job your self for no monthly fee!!!
2007-09-07 04:55:20 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Agreed, You can monitor your own credit report. You get a free one once a year. You can request that any requests for credit be held until verified, which means you have to call them with a code or write to them to allow the information to be released. This takes time and could delay financing or credit so use it wisely. If there are any errors on your report you have the right to submit a 100 word statement which will be placed on your report. You have a right to have any debtor prove to you that the debt is yours. Some debts have a statute of limitations even if they have been sold to someone else.
go to ftc.gov for more of this information.
2007-09-10 04:58:32 · answer #2 · answered by Tellin' U Da Truth! 7 · 0⤊ 0⤋
Credit monitoring services are a waste of money. You can monitor your own credit by spacing out the one free credit report from each of the three credit bureaus.
You can get your free copies at AnnualCreditReport.com. This is the site set up especially for your free reports. All the other sites require you sign up for monitoring services and are difficult to terminate.
2007-09-02 17:29:59 · answer #3 · answered by bdancer222 7 · 0⤊ 0⤋