Credit - May 2007

costing per month in interest? thanks

2007-05-09 11:45:45 · 5 answers · asked by JB 1

Can the Realtor be independently doing a seperate business offering mortgages, loan products ?
Thank you for your answers.

2007-05-09 11:23:04 · 4 answers · asked by KC 1

to lower my interest rate? my intrest rate is 34% due to one overlimit fee BUT the only catch is that my balance is now 0. I want to use this card for a vacation later on in the year but I have to get a better intrest rate. When I call to ask them-what do i say?

2007-05-09 11:08:06 · 4 answers · asked by JB 1

After becoming a resident my credit file was never created. I tried a dozen times to get some credit never did. I sent proof of all identification and they responded saying they created my file on this date ..... I feel all the inquiries shuld be delete if I didnt have a file why r they marked on my new one. What kind of letter do I need to send and to whom ?? All 3 bureaus ??? Thanks for your help. I have been able to get 2 cards after that but no more reason being to many inquiries .. Should the bureau take responsibility at least half ??

2007-05-09 11:01:15 · 2 answers · asked by john g 1

2007-05-09 10:59:34 · 2 answers · asked by eleanor c 1

2007-05-09 10:59:11 · 7 answers · asked by sjc2478 1

When a creditor charges off a debt, and they tell you that they have no more dealings with it. Told me that they could not pull it out of collections and settle with me.
Can this debt go back to the creditor and they will sue?

2007-05-09 10:03:24 · 8 answers · asked by msbkx41 1

ive been late on my motorcycle payments but the company did not notify me of repo or anything and when I called them about it the rep was rude and told me I had to pay the full balance and I couldnt pay to make the payments current...cant I send in a payment to make them current even though this rep is trying to make me pay the whole thing off?

2007-05-09 08:57:34 · 6 answers · asked by marolt4 2

I had a money order sent to me in march of this year (but I never received it). The person sending me the check, had to give me cash money since I never got the money order check. And now after months of not receiving the check, it shows up written out to me. Do I cash the check and give the sender the cash money since the check was made out to me. Or do I give the person the money check that finally arrived. I am sure a stopped payment should have been in the making.

2007-05-09 08:41:19 · 4 answers · asked by Ms. Personality 1

2007-05-09 06:57:58 · 13 answers · asked by 1st-time-mommy 1

just checked my credit and my debt is $45,000.00 in credit debt, but i need atleast $5,000.00 dollars to pay off some previous debt. my credit score isn't that great, after placing 13 inquires on my credit in 3 months... what can i do? i need this money asap!!!

2007-05-09 06:05:52 · 4 answers · asked by Anonymous

Here’s the situation:
Last June (2006) my Husband and I went to our Lawyer and said we wanted to file bankruptcy. We started the process then (June 2006), and the lawyer told us to stop paying ALL of the things we were filing on…so we did. It has been a year now, and we had run into a few problems along the way and our case is STILL NOT filed with the courts. It is to be filed this month.

My Husband has gotten a better job and now we want to do a debt consolidation INSTEAD of filing for the bankruptcy.

My Questions:
1. Can we still do a debt consolidation after not making any payments to the creditors for a year?
2. How long after the consolidation will it take for our credit scores to go up?
3. How long after the consolidation should it take to get approved for a mortgage?

Thanks!!

2007-05-09 02:18:05 · 9 answers · asked by Jacob's Mommy (Plus One) 6

2007-05-09 02:00:11 · 6 answers · asked by black cowboy?!?! 1

I have a lot of debt and thought best to join a credit counseling agency for help. Now my credit has dropped 200 points and I want to buy a house. What do I do to improve my credit? Will I be able to get a loan for a house?

2007-05-09 01:58:39 · 9 answers · asked by hopscotch20 1

Please post your details below so everyone knows who you are! After all, you don't have any qualms about posting your scams all over Yahoo answers!

2007-05-08 22:42:56 · 2 answers · asked by John S 4

I went to the bank the other day to deposit some money. I have bills due soon. I don't have the money on me now, but my friend owes me some money - he even gave me a signed IOU on a napkin. I tried to tell the bank teller this, and offered to give her the IOU, but that dirty teller wouldn't deposit my money.

I have to buy some one-touch can openers, but I need to deposit the money. I can't be the only one with this problem. What have you done in this situation?

My friend's good for the money. Sheesh.

2007-05-08 17:21:16 · 17 answers · asked by Tony R 3

I have two checking accounts at two different banks and I wanna close one of them.

2007-05-08 14:28:58 · 6 answers · asked by A.I. 3

2007-05-08 14:06:36 · 3 answers · asked by Chris M 1

What is it that creditors know that they don't want the general public to find out about paying credit card debt?

2007-05-08 13:44:58 · 8 answers · asked by Anonymous

What is it that creditors know that they don't want the general public to find out about paying credit card debt?

2007-05-08 13:43:45 · 4 answers · asked by Anonymous

hi,i owe money to credit card companies,but still im maintaining good credit ,but im facing heavy financial problems without having stable job ,now im planing to look for some other job in other country and i want to leave canada for next 5 to 8 years .again i want to come back .what are the problems i have to face .are they going to chase me out side canada .is it going to be problem when i re enter in to canada .what are the best solution please let me know.

2007-05-08 13:21:29 · 7 answers · asked by ssr 2

My Credit cards are close to their limits and it is negatively affecting my credit. Once I pay them down, how quickly will my credit scores raise? How much will this cause my scores to raise?

2007-05-08 12:39:09 · 6 answers · asked by Eric L 2

2007-05-08 10:10:34 · 4 answers · asked by Anonymous

Can you pay a firm to remove this stuff? Is there anyone who has done this?

2007-05-08 08:46:30 · 10 answers · asked by the need to know 3

My boyfriend has a collection agency calling him at least 3 times a day. I know in our state (PA) it is harassment to call constantly to annoy the person. They also leave messages that don't say who they are just "a person at this number has a buisness matter to attend to please call ***-***-****." I have heard that they must identify themselves when they call. Is that true? If he had the money he would pay this debt off. Its 6 years old, wont it become uncollectable soon?

2007-05-08 08:37:01 · 11 answers · asked by Cheyenne 4

2007-05-08 07:15:20 · 5 answers · asked by LACEY 1

So, my husband has a lying problem. I catch him lies concerning money alot. I am pregnant, have a 6 year old son with him and love him . He lost his job in March.
The other day i realized there was a chargeback in our joint checking account. Meaning that he cashed a check , which i later found out was a CApital ONe check, and there was no funds on the card to cover it, so now we owe the bank that money plus a fee.... I asked him about it, and he says he has no idea. It must be a mistake. Maybe his dad did it on accident since he is on the account too.... So he says he'll take care of it. Well it's been a week and he still hasn't taken care of it. So i call the bank , found out it was him using a CC check...... So i am like, Why didnt he just tell me the truth? What did he do with the 500.00? I log into the CC acct. and all along he's had the CC too and used all the money. He told me he never got the CC That 's why the check was returned. I know we'll fight if I say something. Help

2007-05-08 07:00:24 · 9 answers · asked by Cutie 3

I am 22 with about $2200 in credit card debt with no real secure source of good income. I just barely get by without having to pay this bill, but I think I could afford to make low monthly payments. I keep getting phone calls from these collection firms saying that they have “purchased” my debt and now I owe them and not the original bank which issued me the credit card. The collectors have even called my parents house telling them that I had a financial emergency that needed to be taken care of and told my family that they were my bank as to get my cell number. I know this is a common practice but I am stuck dealing with people who are demanding things from me. I know I got myself into this and I need to get myself out, but could I start working with my bank instead of these harassing debt collectors. It’s been about a year since I last made a payment, is it to late to ask my bank if I can start paying them? Also, how should I negotiate my debt with these people?

2007-05-08 06:29:38 · 10 answers · asked by Anonymous

I live in Indiana. I just want to make sure that repossesion companys can not enter my residence to get my car. I am about to give the finance company the money to get myself caught back up, and i dont want them to have the vehicle. So i locked the vehicle in the garage

2007-05-08 05:48:05 · 4 answers · asked by crazyworld 2

One reporting agency is very slow to process the information I need for me to complete the work my clients need. We all know that threatening won't work with these people. What has worked for you in busness to acheive better results in similar cases?

2007-05-08 05:18:24 · 3 answers · asked by Rabbit 5