Credit - April 2007

I started my own business and didnt borrow enought money from my bank to start up the business and now I have aquired a substantial amount of credit card debt. Does anyone know what companies will credit counsel me and help me get out of debt without using my house for colateral. My husband would kill me if he found out?

2007-04-28 11:57:37 · 7 answers · asked by juno 2

i mean how much money would u like to have throughout your life just to cover emergeny things like unemployment or illnesses, assuming u earn as much as u spend monthly and this amount of money is just for emergency - how much would it be for you in $ or £ ?

2007-04-28 10:32:21 · 4 answers · asked by Anonymous

i have recived a e mail saying i won a sum of money from yahoo lottory so do nt answer them as they want 500 pounds to send the cheque by courier i feel it s some one on here but its a guess

2007-04-28 10:10:51 · 4 answers · asked by dd 4

Mitsuko Lending responded saying they would loan me 10 Grand and asked for 1 grand down. They said said it was for insurance. I have never heard of this company so I dont know if it is a scam or not. Any advice on this company?

2007-04-28 09:06:20 · 5 answers · asked by JJ 1

Or will the loan officer tell the co-signer about my credit report?

2007-04-28 05:14:38 · 9 answers · asked by C F 2

the statute of limitations (7 years in ny) so I asked them please not to contact me any more. The debt, along with interest would of been around 4,000. Today I went to check the activity on my checking account and I see a negitive balance for 10,000! I contacted my bank and they said it was a hold from a law office, apparently the same one that contacted me! Im freaking out, I want to resolve this and satisfy the debt, I am contacting them monday since they aren't in today, do you think they will make an arrangement with me and lift that hold for 10,000??? Please help, I need all the advice I can get!!

2007-04-28 02:56:12 · 4 answers · asked by Anonymous

when I find out of credit report and I look all my full report and I find out that I have bad credit (very poor) but i dont have any credit card history... It just nothing and I should have good or excellent of my credit report... Also I find out that my strict mother have been used my name and my ssn into Con Edison account and Cell phone, I want get off my name and ssn from her account... also probably another account she been used my name and my ssn by Cable too..Was that reason why my credit was bad because it can be register by my ssn, Can I find out by Background check or other website?? how I can prove it???

2007-04-27 23:39:16 · 5 answers · asked by cocoabuttie 1

My friends store, got broke in to and his credit card machine/Debit machine got rip out of his counter, I used his machine couple times that week,I am afraid of ID theft, Could they get my card info from the machine, I am worry. Please help.

2007-04-27 22:31:18 · 1 answers · asked by Justin25 2

I have £3,500 on a credit card which is 16% interest rate which works out at approx £80 interest per month on top. I also have an overdraft of £600.

I have gone on to uswitch but other credit card companies wont transfer these two amounts over as they set a credit limit based on income.

Is there any other way I can avoid these high interest charges and clear my debts? Thanks

2007-04-27 21:50:52 · 9 answers · asked by alipaul2 2

When a debt collector calls many times, say above 10 times in one day, who can I contact about this? And is that considered harrassment? The companies never leave any messages and the few times I have answered the phone, it has been a pre-recorded messages telling me to call them back. What can I do about this?

2007-04-27 14:25:15 · 7 answers · asked by nugglyk 1

A friend of mine asked to borrow 500.00 i didnt have it so he used the internet to get a 500.00 loan its costing him 200.00 every 2 weeks 150.00 for intrest and 50.00 torwards the principal is this illegal?

2007-04-27 13:32:20 · 5 answers · asked by wjaandsonpainting 1

In other words, if i spend $100 on my card, I might earn 100 points. But lets say i make only the minimum payment, and the next month they charge me $30 in interest. When I pay off the $30 in interest, do i earn 30 additional points? Is there a standard that most cards follow regarding this?

2007-04-27 13:32:06 · 2 answers · asked by dcchicken 1

2007-04-27 12:59:22 · 0 answers · asked by mjs2934 1

I purchased something from Wal-Mart that I would like to return. The problem is you must have a receipt. I ALWAYS throw away my receipts. (I usually use my cards)
I used my credit card to make the purchase but I do not know if that will qualify.
Can I use my bank statement as a receipt?

2007-04-27 12:16:25 · 6 answers · asked by Anonymous

on my credit report , i have a few negative items that have been updated to 4/07 and 3/07 yet i know that these items are years old , what can i do about them , this information has been manipulated by the creditors to keep the items current on my report ....

2007-04-27 12:12:43 · 3 answers · asked by morgan_spydergt 1

my credit card company wont help me out on this..

2007-04-27 09:25:14 · 4 answers · asked by Shie W 1

2007-04-27 07:27:02 · 2 answers · asked by whotsit 1

2007-04-27 07:22:50 · 1 answers · asked by the noel 1

Hi!
As expected..I am engaging Crapital One on this. It seems 7 years wasn't enough to them on my report...and promptly re-aged the line with lies with Equifax. Oddly enough..they didn't touch the lines on the other bureaus. Any successful war stories to share? So far I have filed a BBBcomplaint and just sent them a bunch of proof. I'm thinking FTC and Virginia Attorney General are two good next stops. Ideas?

Thanks

2007-04-27 07:05:57 · 5 answers · asked by Anonymous

I never had credit im 18 now!!! And i want to buy a preown car in the next 3 yrs. So im asking what should i do to get good crdit fast and what can i do with it.

2007-04-27 06:50:56 · 13 answers · asked by Anonymous

Is there a such thing as "no catch" while doing this online? Many say free but aren't really.

2007-04-27 06:17:48 · 8 answers · asked by reneee888 2

Ok here it is... My bank in another state where my mom lives went to $2... I spent $5 at McDonalds... they charged me $5 a day for 15 days, I sent my mom to the bank to deposit $50 and didnt tell her why... They wouldnt let her, the account closed -$75. The bank manager says sorry, send her back down and we'll re-open it.
My mom goes back and they not only wont let her deposit the money, they tell her my account went negative, has been sent to collection and is going on my credit history! What can I do? Sue them for giving out personal credit info?!

2007-04-27 06:14:05 · 3 answers · asked by Brent A 3

2007-04-27 04:31:21 · 2 answers · asked by Cjanet 1

I only have I neg. account for $300 that I didn't know about until seeing my credit report.

I seen my credit report all my 5 cards have a 0 balance. With a limit no more than 1,000.

I have only paid rent on time for 1.5 years.
I have been paying my sprint bill on time for 4 years.
Electric, student loans, etc I have never missed a payment.

It says 18 accounts in good standing.
Why the low score

2007-04-27 04:06:24 · 8 answers · asked by STARS 3

I'm a British citizen living in the UK and I've never had any problems with credit whatsoever and nothing has changed in terms of meeting my monthly payments without fail and on time.

I have moved house once and been out of the country for some time, although since then I've successfully applied for a new credit card and bank account.

The mobile phone shop told me they use Equifax who declined me but could give me no further explanantion as to why. The Equifax website is charging £15 for a credit report and £17 for a credit rating but there must be a cheaper way to get this information?

Any advice would be greatly appreciated.

Thanks!

2007-04-27 01:49:15 · 7 answers · asked by Thanks! 2

Do anyone now what credit bureau GE Money Bank of Salt Lake City Utah use for extending credit for Credit Care. I want to get dental work done. My insurance cover some but not all. I know GE Money Bank of Salt Lake City Utah offer a credit card for health care. I ask my dentist they do not know nor would GE Money tell me. If anyone can help please let me know do they use Equifax, Experian or Trans Union. GE Money offer instant approval online or over the phone.

2007-04-26 17:59:52 · 3 answers · asked by SecondChance 1

I bought a car through a car dealership and got a loan as usual thru the dealer. Happy with my new car I left the dealer. About 2 months later I receive a phone call from another bank asking me why i haven't paid my bill and they are sending someone to repossess my car. Not aware what was going on, I called the dealer and they did not call me back for days. When they did, they had no resolution.

To make a long story short, I had 2 loans in my name for the same car. After about 6 - 9 months of badgering with the dealer to sort this out, they tried to pay this other loan off which they took out in my name. This error has ruined my credit score. The problem is now I get a call [1 year later] from the same loan provider asking me why I have not paid the balance. There is still a balance on the loan which was taken out in my name incorrectly. I have tried to call the dealership but nothing.

Can I sue? Any help appreciated. What type of lawyer would i call if i can sue?

2007-04-26 17:00:27 · 10 answers · asked by joshua b 1

I'd like to hear some stories on how people live their lives and maintain even though their credit isn't so good. I mean how much is the interest rate on your car, how much you're making, things like that, how's all working? kids? Thanks!

2007-04-26 16:38:24 · 4 answers · asked by Anonymous

2007-04-26 16:11:04 · 5 answers · asked by Anonymous

I can't think of anything additional that they can get from the image since I've already sent them my credit card number, verification code, etc., and they've already shipped the order, but maybe I'm missing something? It seems like a strange request, but perhaps they're using an outdated credit processing service.

2007-04-26 15:54:17 · 10 answers · asked by Michael L 1