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When a debt collector calls many times, say above 10 times in one day, who can I contact about this? And is that considered harrassment? The companies never leave any messages and the few times I have answered the phone, it has been a pre-recorded messages telling me to call them back. What can I do about this?

2007-04-27 14:25:15 · 7 answers · asked by nugglyk 1 in Business & Finance Credit

7 answers

They can contact you as much as they need to, but only between certain hours (8:00 a.m. and 9:00 p.m).

There is no law that determines how many times they can call, only when they can call and how they must treat you.

Send a Cease and Desist letter and never talk to them on the phone. All correspondence needs to be written and sent certified return receip mail.

Good luck

2007-04-27 15:16:58 · answer #1 · answered by Matt 4 · 0 1

According to the Fair Collection Practices Act, agencies are forbidden from contacting consumers in any way (other than litigation) after receiving WRITTEN notice that said consumer wishes no further contact.

So write them a letter.

More info:

2007-04-27 14:31:30 · answer #2 · answered by Anonymous · 2 0

Legally, I think the limit is once a day. Tell them up front you will only talk to them once a week. If they call more often, hang up. They actually learn quickly. They same approach works for threats and bad language.

2007-04-27 14:38:00 · answer #3 · answered by STEVEN F 7 · 0 0

It certainly is harrassment. Get an unlisted number.

2007-04-27 14:34:17 · answer #4 · answered by beez 7 · 0 0

write a letter stating for them to stop, if they don't you can seek retribution against there company

2007-04-27 14:29:25 · answer #5 · answered by TimRoden 2 · 0 0

Pay your bills. Otherwise, write them and ask them to stop.

2007-04-27 16:06:50 · answer #6 · answered by ? 6 · 0 2

AS OFTEN AS THE PHONE CAN RING..

2007-04-27 14:28:01 · answer #7 · answered by cork 7 · 0 1

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